Equity
€55,956 ▲ 16.0%
VISUASOFT paid out €6,556 in dividends. That is 46% of the 2025 profit.
VISUASOFT
Lifetime
12 annual accounts with figures on one time axispeak €45,178 (2023)
€34,999▲ 184%
lowest -€23,160 (2014)
€14,275▲ €18,787
peak €63,749 (2023)
€55,956▲ 16.0%
€28,448▼ 29.2%
peak 0.1 FTE (2014)
-not published
Board1 name since 2021
1 directorSTAS Filip
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Gross margin from €12,313 to €34,999Back to profit: €14,275Dividend €6,556Equity from €48,238 to €55,956Debts from €40,192 to €28,448
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 61% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.32, cash €33,639
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €84,404
Equity €55,956 (66.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 59% of them on solvency, 70% on liquidity, 53% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as VISUASOFT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of VISUASOFT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for VISUASOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.32 (1.97 in 2024), above the usual 1.5. Short-term debt is 33.4% and cash 39.9% of total assets. 33.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
30 days early
2023
30 days early
2022
39 days early
2021
30 days early
2020
32 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: STAS Filip, from manager to director
“Het ontwikkelen en verdelen van software; Zakelijke dienstverlening; Klein- en groothandel & detailhandel in…” (deed in Dutch) · Director discharge: STAS Filip · General meeting of 20-02-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0538682075
First establishment
Beatrijslaan 22, Heusden-Zolder
Incorporation
published on 26-09-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VISUASOFT Heusden-Zolder | €84,404 | €34,999 | 66.3% | - |
| IT man Beveren-Kruibeke-Zwijndrecht | €83,274 | €36,126 | 73.7% | - |
| DG - Innovative Kapellen | €88,561 | €39,436 | 41.8% | - |
| Bendelcom Woluwe-Saint-Pierre | €99,483 | €32,945 | 51.8% | - |
| DALINIUM Etterbeek | €84,627 | €41,315 | 85.1% | - |
| G.I.Ware Kortrijk | €77,836 | €42,357 | 68.5% | - |
| LET IT BUILD Braine-l'Alleud | €84,392 | €32,174 | 0.7% | - |
These companies have the same main activity as VISUASOFT: computer programming (NACE 62100). They are comparable in size and age: total assets between €77,800 and €99,500, founded between 2011 and 2014.
Official details
Source: KBO- Status
- Active since 12-09-2013Normal situation
- Activity
- Computer programmingNACE 62100and 10 others
- Establishment unit
- 2.222.169.5353550 Heusden-Zolder, since 17-09-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €84,404▼ 4.6%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on VISUASOFT
VISUASOFT files the micro format. That format states no turnover. The gross margin rose from -€14,528 in 2014 to €34,999 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VISUASOFT
- What is the company number of VISUASOFT?
- The company number of VISUASOFT is 0538.682.075. The VAT number is the same number with BE in front: BE 0538.682.075.
- Where is VISUASOFT based?
- The registered office is at Beatrijslaan 22, 3550 Heusden-Zolder.Company details
- What does VISUASOFT do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of VISUASOFT?
- VISUASOFT is a private limited company (BV).
- When was VISUASOFT founded?
- VISUASOFT was founded on 12-09-2013.
- Is VISUASOFT still active?
- Yes, VISUASOFT is an active enterprise in the KBO register.
- What is the turnover of VISUASOFT?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €34,999 and 84 comparable companies (NACE 62). It probably lies between €89,000 and €150,000. In financial year 2018 turnover was €129,036.Financials
- Is VISUASOFT profitable?
- In financial year 2025, VISUASOFT made a profit of €14,275.
- Where can I find the annual accounts of VISUASOFT?
- VISUASOFT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VISUASOFT due?
- VISUASOFT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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