VISUALITY
ActiveVISUALITY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €14k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 44% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-3
Solvency61▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.55 in 2024; short-term debt: 63.8% and cash: 19.2% of total assets), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
28 d late
2023
34 d late
2022
39 d early
2021
19 d late
2020
24 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 22.3%
2024 · €100k
2018: €66k
2019: €97k
2020: €112k
2021: €126k
2022: €130k
2023: €109k
2024: €100k
2018 → 2025
Total assets
€215k▼ 18.8%
2024 · €265k
2018: €327k
2019: €309k
2020: €377k
2021: €346k
2022: €289k
2023: €311k
2024: €265k
2018 → 2025
Net result
€14k▼ 44.8%
2024 · €25k
2018: €43k
2019: €41k
2020: €44k
2021: €19k
2022: €5k
2023: €11k
2024: €25k
2018 → 2025
Working capital
€60k▼ 34.2%
2024 · €91k
2018: €28k
2019: €48k
2020: €88k
2021: €101k
2022: €127k
2023: €101k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€130k▲ 3.8%€109k▼ 16.7%€100k▼ 7.8%€78k▼ 22.3%
Operating result€34k-€12k▼ 64.9%€22k▲ 83.8%€49k▲ 124%€28k▼ 43.2%
Net result€19k-€5k▼ 75.5%€11k▲ 131%€25k▲ 125%€14k▼ 44.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€18k▲ 91.6%
Current assets
€197k▼ 22.9%
Equity and liabilities €215k
Equity
€78k▼ 22.3%
Debt
€137k▼ 16.7%
The debt ratio rises from 62.2% to 63.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▼
2024 · €52k
Cash flow
€18k▼
2024 · €28k
Solvency
36.2%▼
2024 · 37.8%
Current ratio
1.43▼
2024 · 1.55
Quick ratio
1.43▼
2024 · 1.55
Debt / equity
1.77▲
2024 · 1.65
ROE
17.6%▼
2024 · 24.8%
ROA
6.4%▼
2024 · 9.4%
Interest coverage
10.19▼
2024 · 14.33
Debt
€137k▼
2024 · €165k
Debt ≤ 1 year
€137k▼
2024 · €165k
Income taxes
€11k▼
2024 · €21k
Staff costs
€174k▲
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€265k€215k▼
Fixed assets21/28€9k€18k▲
Intangible fixed assets21-€10k
Tangible fixed assets22/27€9k€8k▼
Plant, machinery and equipment23-€747
Furniture and vehicles24€9k€7k▼
Financial fixed assets28€498€498=
Current assets29/58€255k€197k▼
Amounts receivable within one year40/41€178k€152k▼
Trade receivables40€175k€144k▼
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€69k€41k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€265k€215k▼
Equity10/15€100k€78k▼
Contributions10/11€6k€6k=
Reserves13€77k€54k▼
Tax-exempt reserves132€25k€25k=
Distributable reserves133€51k€29k▼
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€165k€137k▼
Amounts payable within one year42/48€165k€137k▼
Current portion of amounts payable after more than one year42€7k€9k▲
Trade debts44€90k€56k▼
Suppliers440/4€90k€56k▼
Advances received on contracts in progress46€399€266▼
Taxes, remuneration and social security45€34k€36k▲
Taxes450/3€19k€8k▼
Remuneration and social security454/9€15k€28k▲
Other amounts payable47/48€34k€36k▲
Income statement
Code20242025
Remuneration, social security and pensions62€170k€174k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€224k€214k▼
Operating profit (loss)9901€49k€28k▼
Financial income75/76B€225€530▲
Recurring financial income75€225€530▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Non-recurring financial charges66B€200-
Profit (loss) for the period before taxes9903€45k€25k▼
Income taxes67/77€21k€11k▼
Profit (loss) for the period9904€25k€14k▼
Profit (loss) for the period to be appropriated9905€25k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€31k▼
Profit (loss) brought forward from the previous period14P€17k€17k▲
Transfer from equity791/2€22k€36k▲
Transfer to equity691/2€14k€14k▲
To other reserves6921€14k€14k▲
Profit to be distributed694/7€33k€36k▲
Return on contributions (dividend)694€22k€36k▲
Employees696€11k-
Social balance
Average headcount (FTE)90873.2-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 34 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼75.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 19 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €44k ▲8.4%
Net result €44k, the highest in the series.
31-12
Financial
Equity above €100kEq €112k ▲14.9%
3 profitable years in a row build equity to €112k.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-09-2025
Joyce Van Kerckhove: Resigned as Director
28-12-2022
CALLAERT Mara Anna Louise: Resigned as Director
28-12-2022
RETORÉ Sven: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dieudonné Lefèvrestraat 171020 BrusselGround area
8,222 m²
Building footprint
5,857 m²
Volume, LiDAR
60,763 m³
Parcel 21815D0297/00G004, Brussels · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MARA CONSULT
since 20102.189.676.812
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0297/00G004 | Brussels | 8,221 m² | 1 · 5,857 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Public money · subsidies and aid
European Union, budget
2022 to 2025 · 3 entries · 61,819 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 18,055 EUR |
| 2023 | 1 | 28,632 EUR |
| 2022 | 1 | 15,132 EUR |
Projects
SCIENCE FOR POLICY TRAINERS PREPARATION
CONSULTANCY SERVICES FOR CF MEETING/15-16 OCTOBER 2025 - EUAA
CAPACITY BUILDING EXERCISES TO RESEARCHERS ON EVIDENCE FOR POLICY
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 1,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded05-07-2010
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
85599Other education
62020IT consultancy
62200Computer consultancy and computer facilities management
82300Organisation of conventions and trade shows
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:admin@visuality.eu
Phone:0485911447