VisualGraphix
ActiveVisualGraphix has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3k and a net result of €14k. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 35% of 26055 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
76
/ 100
Excellent▲ +60 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency26▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 0.29 in 2023), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16%
Return on assets
66.2%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
121 d late
2022
128 d late
2021
153 d late
2020
110 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€3k
2023 · €-11k
2018: €-25k
2019: €-25k
2020: €-21k
2021: €-26k
2022: €-22k
2023: €-11k
2018 → 2024
Total assets
€21k▲ 231%
2023 · €6k
2018: €2k
2019: €2k
2020: €4k
2021: €410
2022: €7k
2023: €6k
2018 → 2024
Net result
€14k▲ 26.5%
2023 · €11k
2018: €686
2019: €-580
2020: €4k
2021: €-5k
2022: €4k
2023: €11k
2018 → 2024
Working capital
€3k
2023 · €-12k
2018: €-25k
2019: €-25k
2020: €-21k
2021: €-26k
2022: €-24k
2023: €-12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-21k-€-26k▼ 23.3%€-22k▲ 16.1%€-11k▲ 51.0%€3k
Operating result€4k-€-5k€5k€13k▲ 176%€14k▲ 9.4%
Net result€4k-€-5k€4k€11k▲ 166%€14k▲ 26.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 9% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€567▼ 63.1%
Current assets
€21k▲ 323%
Equity and liabilities €21k
Equity
€3k
Debt
€18k
Debt finances 84.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€15k▲
2023 · €14k
Cash flow
€15k▲
2023 · €12k
Solvency
16.0%▲
2023 · -166.0%
Current ratio
1.19▲
2023 · 0.29
Quick ratio
1.19▲
2023 · 0.29
Debt / equity
5.26▲
2023 · -1.60
ROE
414.5%▲
2023 · -104.2%
ROA
66.2%▼
2023 · 173.0%
Interest coverage
58.06▲
2023 · 6.54
Debt
€18k▲
2023 · €17k
Debt ≤ 1 year
€17k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6k€21k▲
Fixed assets21/28€2k€567▼
Tangible fixed assets22/27€2k€567▼
Furniture and vehicles24€2k€567▼
Current assets29/58€5k€21k▲
Amounts receivable within one year40/41€4k€21k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€704€11k▲
Cash at bank and in hand54/58€1k€22▼
Equity and liabilities
Total equity and liabilities10/49€6k€21k▲
Equity10/15€-11k€3k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-29k€-15k▲
Amounts payable17/49€17k€18k▲
Amounts payable within one year42/48€17k€17k▲
Trade debts44€8k€14k▲
Suppliers440/4€8k€14k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€4k€2k▼
Accrued charges and deferred income492/3€427€427=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€971€971=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€180-
Other operating charges640/8€576€769▲
Gross operating margin9900€15k€16k▲
Operating profit (loss)9901€13k€14k▲
Financial income75/76B€169€0▼
Recurring financial income75€169€0▼
Financial charges65/66B€2k€262▼
Recurring financial charges65€2k€262▼
Profit (loss) for the period before taxes9903€11k€14k▲
Profit (loss) for the period9904€11k€14k▲
Profit (loss) for the period to be appropriated9905€11k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-15k▲
Profit (loss) brought forward from the previous period14P€-40k€-29k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Highest result since 2018net €14k ▲26.5%
Operating result €14k, net result €14k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.19
Current ratio from 0.29 to 1.19.
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 121 days late
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 128 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
31-12
Financial
Weakest financial yearnet €-5k ▼212%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2008
Ground area
3,714 m²
Building footprint
285 m²
Volume, LiDAR
1,328 m³
Parcel 44028A0447/00G000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VisualGraphix
since 20082.172.161.184
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0447/00G000 | Flanders | 3,714 m² | 1 · 285 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 261 companies in sector 47511 we hold annual accounts for 94. 45 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-07-2008
Fiscal year end31-12
Activities, NACEBEL
47511Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.