VISUAL.GOOLFY.BE
ActiveVISUAL.GOOLFY.BE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €342k and a net result of €38k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 60% of 420 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-14
Solvency68▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.87 in 2024; short-term debt: 32.6% and cash: 8.4% of total assets), and 57.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
1 d early
2023
27 d late
2022
2 d late
2021
11 d late
2020
44 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38k▼ 64.9%
2024 · €108k
2019: €54k
2020: €-390
2021: €-4k
2022: €123k
2023: €11k
2024: €108k
2019 → 2025
Working capital
€31k
2024 · €-25k
2019: €-34k
2020: €-7k
2021: €-51k
2022: €27k
2023: €-84k
2024: €-25k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€186k▲ 195%€197k▲ 5.9%€305k▲ 54.6%€342k▲ 12.4%
Operating result€8k-€92k▲ 1,122%€29k▼ 69.0%€151k▲ 427%€70k▼ 53.5%
Net result€-4k-€123k€11k▼ 91.0%€108k▲ 875%€38k▼ 64.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €804k
Fixed assets
€511k▲ 3.9%
Current assets
€293k▲ 73.5%
Equity and liabilities €804k
Equity
€342k▲ 12.4%
Debt
€462k▲ 29.7%
The debt ratio rises from 53.9% to 57.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€169k▼
2024 · €238k
Cash flow
€137k▼
2024 · €195k
Solvency
42.6%▼
2024 · 46.1%
Current ratio
1.12▲
2024 · 0.87
Quick ratio
1.09▲
2024 · 0.83
Debt / equity
1.35▲
2024 · 1.17
ROE
11.0%▼
2024 · 35.3%
ROA
4.7%▼
2024 · 16.3%
Interest coverage
8.50▼
2024 · 14.53
Debt
€462k▲
2024 · €356k
Debt ≤ 1 year
€262k▲
2024 · €194k
Debt > 1 year
€199k▲
2024 · €162k
Income taxes
€12k▼
2024 · €27k
Staff costs
€143k▲
2024 · €122k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€660k€804k▲
Fixed assets21/28€491k€511k▲
Intangible fixed assets21-€8k
Tangible fixed assets22/27€491k€502k▲
Land and buildings22€407k€388k▼
Plant, machinery and equipment23€74k€107k▲
Furniture and vehicles24€10k€7k▼
Financial fixed assets28€615€615=
Current assets29/58€169k€293k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€101k€203k▲
Trade receivables40€9k€93k▲
Other amounts receivable41€92k€109k▲
Cash at bank and in hand54/58€46k€68k▲
Deferred charges and accrued income490/1€15k€16k▲
Equity and liabilities
Total equity and liabilities10/49€660k€804k▲
Equity10/15€305k€342k▲
Contributions10/11€60k€60k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€239k€276k▲
Amounts payable17/49€356k€462k▲
Amounts payable after more than one year17€162k€199k▲
Financial debts170/4€162k€199k▲
Amounts payable within one year42/48€194k€262k▲
Current portion of amounts payable after more than one year42€95k€148k▲
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€30k€57k▲
Suppliers440/4€30k€57k▲
Taxes, remuneration and social security45€60k€55k▼
Taxes450/3€50k€49k▼
Remuneration and social security454/9€10k€6k▼
Other amounts payable47/48€5k€450▼
Accrued charges and deferred income492/3€252€526▲
Income statement
Code20242025
Remuneration, social security and pensions62€122k€143k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€99k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€368k€318k▼
Operating profit (loss)9901€151k€70k▼
Financial charges65/66B€16k€20k▲
Recurring financial charges65€16k€20k▲
Profit (loss) for the period before taxes9903€134k€50k▼
Income taxes67/77€27k€12k▼
Profit (loss) for the period9904€108k€38k▼
Profit (loss) for the period to be appropriated9905€108k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€239k€276k▲
Profit (loss) brought forward from the previous period14P€131k€239k▲
Social balance
Average headcount (FTE)908711.56.5▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 23 days late
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Equity above €200kEq €305k ▲54.6%
3 profitable years in a row build equity to €305k.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial
Back to profitnet €123k
Net result €123k after 2 loss-making years.
30-06
Financial
Equity above €150kEq €186k ▲195%
Equity rises from €63k to €186k.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 44 days late
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
21-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mons (G.) 3537011 MonsGround area
4,515 m²
Building footprint
222 m²
Parcel 53030C0685/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Visual.Goolfy.be
since 20072.164.296.662
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030C0685/00F000 | Wallonia | 4,515 m² | 1 · 222 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.164.296.662
Similar companies · same sector, comparable size
Royal Brussels Lawn Tennis Club
BE 0400.605.941
Brussel · Eq €341k
GOLF CLUB PUURS BREENDONK
BE 0476.444.204
Mechelen · Eq €340k
Klimkaffee
BE 0888.857.421
Edegem · Eq €345k
PROGESTOR
BE 0455.234.361
Hannut · Eq €339k
L'ESCALE
BE 0477.491.606
Arlon · Eq €338k
Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2007
Fiscal year end30-06
Activities, NACEBEL
92613
93110Operation of sports facilities
93210Sports, amusement and recreation activities
93212Sports, amusement and recreation activities
55302
55401
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.