VISTE
ActiveSummary
VISTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-12k) and a net result of €-16k. Its solvency ranks better than 5% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8048 sector peers (2025).
NBB · sector comparisonPosition among 8048 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
24 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k
2024 · €3k
2024: €3k
2025: €-12k▼ -454% vs 2024
2024 → 2025
Net result
€-16k
2024 · €1k
2024: €1k
2025: €-16k▼ -1186% vs 2024
2024 → 2025
Total assets
€33k▼ 25.9%
2024 · €44k
2024: €44k
2025: €33k▼ -25.9% vs 2024
2024 → 2025
Solvency
-37.1%▼ 44.9pp
2024 · 7.8%
2024: 7.8%
2025: -37.1%▼ -578% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€3k-€-12k
2024: €3k
2025: €-12k▼ -454% vs 2024
Operating result€3k-€-14k
2024: €3k
2025: €-14k▼ -539% vs 2024
Net result€1k-€-16k
2024: €1k
2025: €-16k▼ -1186% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€18k ▼ 20.9%
Current assets
€14k ▼ 31.9%
Key figures and ratios
ROA
-47.6%▼
2024 · 3.2%
Debt
€45k▲
2024 · €41k
Debt ≤ 1 year
€32k▲
2024 · €24k
Debt > 1 year
€13k▼
2024 · €17k
Income taxes
€621▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€33k▼
Formation expenses20€1k€788▼
Fixed assets21/28€23k€18k▼
Tangible fixed assets22/27€23k€18k▼
Plant, machinery and equipment23€492€391▼
Furniture and vehicles24€23k€18k▼
Current assets29/58€20k€14k▼
Amounts receivable within one year40/41€5k€14k▲
Other amounts receivable41€5k€14k▲
Cash at bank and in hand54/58€14k€44▼
Deferred charges and accrued income490/1€2k€100▼
Equity and liabilities
Total equity and liabilities10/49€44k€33k▼
Equity10/15€3k€-12k▼
Contributions10/11€2k€2k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14-€-16k
Amounts payable17/49€41k€45k▲
Amounts payable after more than one year17€17k€13k▼
Financial debts170/4€17k€13k▼
Amounts payable within one year42/48€24k€32k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48-€16k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€7k€-8k▼
Operating profit (loss)9901€3k€-14k▼
Financial income75/76B€0€23▲
Recurring financial income75€0€23▲
Financial charges65/66B€536€1k▲
Recurring financial charges65€536€1k▲
Profit (loss) for the period before taxes9903€3k€-15k▼
Income taxes67/77€1k€621▼
Profit (loss) for the period9904€1k€-16k▼
Profit (loss) for the period to be appropriated9905€1k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-16k▼
Transfer to equity691/2€1k€0▼
To other reserves6921€1k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €5k | ▲ 109% |
| Other operating charges640/8 | €2k | €1k | ▼ 40.2% |
| Gross operating margin9900 | €7k | €-8k | ▼ 203% |
| Operating profit (loss)9901 | €3k | €-14k | ▼ 539% |
| Financial income75/76B | €0 | €23 | ▲ 11,170% |
| Recurring financial income75 | €0 | €23 | ▲ 11,170% |
| Financial charges65/66B | €536 | €1k | ▲ 153% |
| Recurring financial charges65 | €536 | €1k | ▲ 153% |
| Profit (loss) for the period before taxes9903 | €3k | €-15k | ▼ 682% |
| Income taxes67/77 | €1k | €621 | ▼ 45.4% |
| Profit (loss) for the period9904 | €1k | €-16k | ▼ 1,186% |
| Profit (loss) for the period to be appropriated9905 | €1k | €-16k | ▼ 1,186% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €44k | €33k | ▼ 25.9% |
| Formation expenses20 | €1k | €788 | ▼ 22.4% |
| Fixed assets21/28 | €23k | €18k | ▼ 20.9% |
| Tangible fixed assets22/27 | €23k | €18k | ▼ 20.9% |
| Plant, machinery and equipment23 | €492 | €391 | ▼ 20.7% |
| Furniture and vehicles24 | €23k | €18k | ▼ 20.9% |
| Current assets29/58 | €20k | €14k | ▼ 31.9% |
| Amounts receivable within one year40/41 | €5k | €14k | ▲ 197% |
| Other amounts receivable41 | €5k | €14k | ▲ 197% |
| Cash at bank and in hand54/58 | €14k | €44 | ▼ 99.7% |
| Deferred charges and accrued income490/1 | €2k | €100 | ▼ 93.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €44k | €33k | ▼ 25.9% |
| Equity10/15 | €3k | €-12k | ▼ 454% |
| Contributions10/11 | €2k | €2k | = |
| Reserves13 | €1k | €1k | = |
| Distributable reserves133 | €1k | €1k | = |
| Profit (loss) carried forward14 | - | €-16k | - |
| Amounts payable17/49 | €41k | €45k | ▲ 10.1% |
| Amounts payable after more than one year17 | €17k | €13k | ▼ 25.8% |
| Financial debts170/4 | €17k | €13k | ▼ 25.8% |
| Amounts payable within one year42/48 | €24k | €32k | ▲ 35.5% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | ▲ 4.2% |
| Trade debts44 | €17k | €9k | ▼ 45.3% |
| Suppliers440/4 | €17k | €9k | ▼ 45.3% |
| Taxes, remuneration and social security45 | €3k | €2k | ▼ 8.1% |
| Taxes450/3 | €3k | €2k | ▼ 8.1% |
| Other amounts payable47/48 | - | €16k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €-16k | ▼ 1,186% |
| + Depreciation and write-downs630 | €2k | €5k | ▲ 109% |
| Operating cash flow (approximation) | €4k | €-11k | ▼ 372% |
| Investment in fixed assets (approximation) | - | €-227 | - |
| Change in cash | - | €-14k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2024
Ground area
162 m²
Building footprint
162 m²
Volume, LiDAR
1,119 m³
Parcel 44028D0041/00W002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VISTE
since 20242.361.088.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028D0041/00W002 | Flanders | 162 m² | 1 · 162 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 218 EUR awarded · 218 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 218 EUR | 218 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 2,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.