Vista Phenix

Active

Private limited companyfounded 20206 yrs activeKatteputstraat 10, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0741.588.556

Vista Phenix has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-258k) and a net result of €4k. Equity is shrinking by ~57.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2024

40 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability54▲+54

Solvency0=

Growth32=

Track record100

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.07 against 0.26 in 2023; short-term debt: 62.1% and cash: 0.9% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-57.6%

Return on assets

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 37959 sector peers (2024).

NBB · sector comparison

Position among 37959 sector peers

Solvency

better than 5%

← weakest strongest →

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

110 d late

2023

91 d late

2022

31 d late

2021

2 d early

2020

75 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-258k▲ 1.7%

2023 · €-262k

2020: €15k 2021: €-37k 2022: €-126k 2023: €-262k

2020 → 2024

Total assets

€448k▼ 16.0%

2023 · €533k

2020: €113k 2021: €477k 2022: €746k 2023: €533k

2020 → 2024

Net result

€4k

2023 · €-136k

2020: €10k 2021: €-52k 2022: €-89k 2023: €-136k

2020 → 2024

Working capital

€-259k▼ 0.6%

2023 · €-257k

2020: €15k 2021: €-25k 2022: €-129k 2023: €-257k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€15k-€-37k€-126k▼ 239%€-262k▼ 108%€-258k▲ 1.7%

Operating result€15k-€-50k€-79k▼ 57.8%€-112k▼ 42.3%€14k

Net result€10k-€-52k€-89k▼ 69.9%€-136k▼ 53.1%€4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €14k after a loss of €112k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €448k

95.8%

Fixed assets €429k▼ 3.5%

Current assets €19k▼ 78.7%

Key figures and ratios

2024 value · change against 2023

EBITDA

€36k▲

2023 · €-91k

Cash flow

€26k▲

2023 · €-115k

Solvency

-57.6%▼

2023 · -49.2%

Current ratio

0.07▼

2023 · 0.26

Quick ratio

0.07▼

2023 · 0.26

Debt / equity

-2.74▲

2023 · -3.03

ROA

1.0%▲

2023 · -25.5%

Interest coverage

4.14▲

2023 · -3.52

Debt

€706k▼

2023 · €796k

Debt ≤ 1 year

€278k▼

2023 · €346k

Debt > 1 year

€428k▼

2023 · €449k

Income taxes

€877▼

2023 · €900

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€533k€448k▼

Fixed assets21/28€444k€429k▼

Tangible fixed assets22/27€444k€429k▼

Land and buildings22€434k€412k▼

Plant, machinery and equipment23-€1k

Furniture and vehicles24€10k€15k▲

Current assets29/58€89k€19k▼

Amounts receivable within one year40/41€88k€15k▼

Trade receivables40€86k€14k▼

Other amounts receivable41€2k€1k▼

Cash at bank and in hand54/58€682€4k▲

Equity and liabilities

Total equity and liabilities10/49€533k€448k▼

Equity10/15€-262k€-258k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-267k€-263k▲

Amounts payable17/49€796k€706k▼

Amounts payable after more than one year17€449k€428k▼

Financial debts170/4€449k€428k▼

Amounts payable within one year42/48€346k€278k▼

Current portion of amounts payable after more than one year42€21k€22k▲

Trade debts44€80k€12k▼

Suppliers440/4€80k€12k▼

Advances received on contracts in progress46€15k€15k=

Taxes, remuneration and social security45€2k€2k▼

Taxes450/3€2k€2k▼

Other amounts payable47/48€228k€227k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲

Other operating charges640/8€38k€6k▼

Gross operating margin9900€-54k€42k▲

Operating profit (loss)9901€-112k€14k▲

Financial income75/76B€3k€375▼

Recurring financial income75€3k€375▼

Financial charges65/66B€26k€9k▼

Recurring financial charges65€26k€9k▼

Profit (loss) for the period before taxes9903€-135k€5k▲

Income taxes67/77€900€877▼

Profit (loss) for the period9904€-136k€4k▲

Profit (loss) for the period to be appropriated9905€-136k€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-267k€-263k▲

Profit (loss) brought forward from the previous period14P€-131k€-267k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

2025

18-11

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 110 days late

2024

31-12

Financial Back to profitnet €4k

Net result €4k after 3 loss-making years.

30-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 91 days late

2023

31-12

Financial Weakest financial yearnet €-136k

Net result drops to €-136k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

29-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

17-05

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Agatha-Berchem

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Katteputstraat 101082 Sint-Agatha-Berchem

Ground area

1,689 m²

Building footprint

662 m²

Volume, LiDAR

12,189 m³

Parcel 21342B0161/00H005, Brussels · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21342B0161/00H005	Brussels	1,689 m²	1 · 662 m²	22.9 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

NEW TURNS

BE 0789.582.770

Grez-Doiceau · Eq €15k

Sint-Pieters-Woluwe · Eq €15k

ASBL CONSULTANCE ET GESTION DE PROJETS DU LOGEMENT PUBLIC

BE 0811.649.676

Mons · Eq €15k

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 27,554 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-01-2020

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.