Vissers
ActiveVissers has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €20k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-15
Solvency68▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.6 in 2024; short-term debt: 50.2% and cash: 12.3% of total assets), but 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
3.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
38 d early
2023
29 d late
2022
13 d early
2021
54 d early
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€244k▲ 9.1%
2024 · €224k
2018: €174k
2019: €199k
2020: €237k
2021: €263k
2022: €263k
2023: €238k
2024: €224k
2018 → 2025
Total assets
€563k=
2024 · €563k
2018: €470k
2019: €442k
2020: €587k
2021: €616k
2022: €617k
2023: €597k
2024: €563k
2018 → 2025
Net result
€20k▲ 71.7%
2024 · €12k
2018: €26k
2019: €25k
2020: €38k
2021: €26k
2022: €11k
2023: €-6k
2024: €12k
2018 → 2025
Working capital
€232k▲ 25.6%
2024 · €185k
2018: €135k
2019: €162k
2020: €210k
2021: €232k
2022: €209k
2023: €189k
2024: €185k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€263k-€263k=€238k▼ 9.7%€224k▼ 5.8%€244k▲ 9.1%
Operating result€40k-€21k▼ 48.2%€-8k€15k€42k▲ 182%
Net result€26k-€11k▼ 58.8%€-6k€12k€20k▲ 71.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 182% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets
€48k▼ 30.2%
Current assets
€515k▲ 4.2%
Equity and liabilities €563k
Equity
€244k▲ 9.1%
Debt
€318k▼ 6.0%
The debt ratio falls from 60.2% to 56.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▲
2024 · €38k
Cash flow
€44k▲
2024 · €35k
Solvency
43.4%▲
2024 · 39.8%
Current ratio
1.82▲
2024 · 1.60
Quick ratio
0.84▲
2024 · 0.78
Debt / equity
1.30▼
2024 · 1.51
ROE
8.3%▲
2024 · 5.3%
ROA
3.6%▲
2024 · 2.1%
Interest coverage
3.92▼
2024 · 37.14
Debt
€318k▼
2024 · €339k
Debt ≤ 1 year
€283k▼
2024 · €309k
Debt > 1 year
€20k▼
2024 · €30k
Income taxes
€9k▲
2024 · €6k
Staff costs
€26k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€563k€563k=
Fixed assets21/28€69k€48k▼
Tangible fixed assets22/27€69k€48k▼
Land and buildings22€47k€36k▼
Furniture and vehicles24€14k€10k▼
Leasing and similar rights25€8k€2k▼
Current assets29/58€494k€515k▲
Stocks and contracts in progress3€253k€278k▲
Stocks30/36€253k€278k▲
Amounts receivable within one year40/41€131k€102k▼
Trade receivables40€128k€102k▼
Other amounts receivable41€3k-
Current investments50/53€51k€64k▲
Cash at bank and in hand54/58€55k€69k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€563k€563k=
Equity10/15€224k€244k▲
Contributions10/11€80k€80k=
Reserves13€122k€143k▲
Distributable reserves133€122k€143k▲
Profit (loss) carried forward14€22k€22k=
Amounts payable17/49€339k€318k▼
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Amounts payable within one year42/48€309k€283k▼
Current portion of amounts payable after more than one year42€13k€10k▼
Trade debts44€44k€40k▼
Suppliers440/4€44k€40k▼
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€11k€12k▲
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€235k€219k▼
Accrued charges and deferred income492/3-€16k
Income statement
Code20242025
Remuneration, social security and pensions62€43k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€4k€5k▲
Gross operating margin9900€85k€97k▲
Operating profit (loss)9901€15k€42k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€1k€17k▲
Recurring financial charges65€1k€17k▲
Profit (loss) for the period before taxes9903€18k€29k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€12k€20k▲
Profit (loss) for the period to be appropriated9905€12k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€42k▲
Profit (loss) brought forward from the previous period14P€22k€22k=
Transfer from equity791/2€26k-
Transfer to equity691/2€12k€20k▲
To other reserves6921€12k€20k▲
Profit to be distributed694/7€26k-
Return on contributions (dividend)694€26k-
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-6k ▼155%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-12
Financial
Highest result since 2018net €38k ▲50.7%
Operating result €57k, net result €38k, both a record.
31-12
Financial
Equity above €200kEq €237k ▲18.9%
3 profitable years in a row build equity to €237k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westerlosesteenweg 522230 HerseltGround area
1,408 m²
Building footprint
791 m²
Volume, LiDAR
3,298 m³
Parcel 13013A0288/00A002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VISSERS BVBA
since 20112.198.046.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13013A0288/00A002 | Flanders | 1,408 m² | 1 · 791 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,566 companies in sector 46900 we hold annual accounts for 920. 673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2011
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
46900Non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.