VISOBOIS
ActiveVISOBOIS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €98k and a net result of €31k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+54
Solvency97▼-3
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.97 against 10.95 in 2023), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
67 d late
2023
91 d late
2022
61 d late
2021
122 d late
2020
29 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€98k▲ 47.4%
2023 · €66k
2018: €18k
2019: €19k
2020: €21k
2021: €46k
2022: €60k
2023: €66k
2018 → 2024
Total assets
€180k▲ 145%
2023 · €73k
2018: €56k
2019: €48k
2020: €45k
2021: €65k
2022: €83k
2023: €73k
2018 → 2024
Net result
€31k▲ 419%
2023 · €6k
2018: €6k
2019: €964
2020: €2k
2021: €24k
2022: €15k
2023: €6k
2018 → 2024
Working capital
€88k▲ 32.7%
2023 · €66k
2018: €280
2019: €5k
2020: €13k
2021: €43k
2022: €59k
2023: €66k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€46k▲ 114%€60k▲ 32.2%€66k▲ 10.0%€98k▲ 47.4%
Operating result€4k-€34k▲ 776%€20k▼ 40.8%€9k▼ 56.4%€45k▲ 412%
Net result€2k-€24k▲ 1,018%€15k▼ 39.6%€6k▼ 58.7%€31k▲ 419%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 412% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€70k▲ 17,605%
Current assets
€110k▲ 50.9%
Equity and liabilities €180k
Equity
€98k▲ 47.4%
Debt
€82k▲ 1,068%
The debt ratio rises from 9.6% to 45.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€56k▲
2023 · €10k
Cash flow
€42k▲
2023 · €7k
Solvency
54.3%▼
2023 · 90.4%
Current ratio
4.97▼
2023 · 10.95
Quick ratio
4.97▼
2023 · 10.95
Debt / equity
0.84▲
2023 · 0.11
ROE
32.2%▲
2023 · 9.1%
ROA
17.5%▲
2023 · 8.3%
Interest coverage
27.58▼
2023 · 39.80
Debt
€82k▲
2023 · €7k
Debt ≤ 1 year
€22k▲
2023 · €7k
Debt > 1 year
€49k
Income taxes
€12k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€73k€180k▲
Fixed assets21/28€396€70k▲
Tangible fixed assets22/27€314€70k▲
Plant, machinery and equipment23€78-
Furniture and vehicles24€236€70k▲
Financial fixed assets28€82€82=
Current assets29/58€73k€110k▲
Amounts receivable within one year40/41€21k€40k▲
Trade receivables40€10k€34k▲
Other amounts receivable41€11k€6k▼
Cash at bank and in hand54/58€52k€70k▲
Deferred charges and accrued income490/1€308€713▲
Equity and liabilities
Total equity and liabilities10/49€73k€180k▲
Equity10/15€66k€98k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€58k€90k▲
Amounts payable17/49€7k€82k▲
Amounts payable after more than one year17-€49k
Financial debts170/4-€49k
Amounts payable within one year42/48€7k€22k▲
Current portion of amounts payable after more than one year42-€16k
Trade debts44€527€984▲
Suppliers440/4€527€984▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€3€688▲
Accrued charges and deferred income492/3€385€11k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€859€11k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€12k€60k▲
Operating profit (loss)9901€9k€45k▲
Financial income75/76B€209€37▼
Recurring financial income75€209€37▼
Financial charges65/66B€243€2k▲
Recurring financial charges65€243€2k▲
Profit (loss) for the period before taxes9903€9k€43k▲
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€6k€31k▲
Profit (loss) for the period to be appropriated9905€6k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€90k▲
Profit (loss) brought forward from the previous period14P€52k€58k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Highest result since 2018net €31k ▲419%
Operating result €45k, net result €31k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 10.95
Current ratio from 3.58 to 10.95; short-term debt falls from €23k to €7k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 3.23
Current ratio from 1.53 to 3.23; short-term debt falls from €24k to €19k.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €964 ▼84.4%
Net result drops to €964, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée des Nerviens 39b21300 WavreGround area
7,369 m²
Building footprint
1,582 m²
Volume, LiDAR
10,172 m³
Parcel 25112D0286/00H000, Wallonia · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Visobois
since 20172.261.547.971
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112D0286/00H000 | Wallonia | 7,369 m² | 1 · 1,582 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,947 companies in sector 43320 we hold annual accounts for 9,084. 7,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2017
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.