VISO CONSULTANCY
ActiveVISO CONSULTANCY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €89k and a net result of €87k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 7971 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
22 d early
2022
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▼ 49.6%
2024 · €177k
2022: €44k
2023: €148k
2024: €177k
2022 → 2025
Net result
€87k▲ 205%
2024 · €29k
2022: €42k
2023: €104k
2024: €29k
2022 → 2025
Total assets
€254k▲ 24.0%
2024 · €205k
2022: €60k
2023: €182k
2024: €205k
2022 → 2025
Solvency
35.1%▼ 51.2pp
2024 · 86.3%
2022: 74.4%
2023: 81.7%
2024: 86.3%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€148k▲ 235%€177k▲ 19.2%€89k▼ 49.6%
Operating result€53k-€135k▲ 153%€38k▼ 71.5%€116k▲ 202%
Net result€42k-€104k▲ 146%€29k▼ 72.6%€87k▲ 205%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 202% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€21k▼ 14.8%
Current assets
€233k▲ 29.3%
Equity and liabilities €254k
Equity
€89k▼ 49.6%
Debt
€165k▲ 488%
The debt ratio rises from 13.7% to 64.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
35.1%▼
2024 · 86.3%
ROE
97.8%▲
2024 · 16.1%
ROA
34.3%▲
2024 · 13.9%
Debt
€165k▲
2024 · €28k
Debt ≤ 1 year
€165k▲
2024 · €28k
Income taxes
€25k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€254k▲
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€25k€21k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€14k€12k▼
Current assets29/58€181k€233k▲
Amounts receivable within one year40/41€56k€33k▼
Trade receivables40€40k€33k▼
Other amounts receivable41€16k-
Current investments50/53€52k€7k▼
Cash at bank and in hand54/58€61k€189k▲
Deferred charges and accrued income490/1€12k€5k▼
Equity and liabilities
Total equity and liabilities10/49€205k€254k▲
Equity10/15€177k€89k▼
Contributions10/11€2k€2k=
Reserves13€175k€87k▼
Tax-exempt reserves132-€42k
Distributable reserves133€175k€45k▼
Amounts payable17/49€28k€165k▲
Amounts payable within one year42/48€28k€165k▲
Trade debts44€709€5k▲
Suppliers440/4€709€5k▲
Advances received on contracts in progress46€3k-
Taxes, remuneration and social security45€19k€27k▲
Taxes450/3€17k€27k▲
Remuneration and social security454/9€2k€350▼
Other amounts payable47/48€6k€133k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€126€528▲
Gross operating margin9900€42k€121k▲
Operating profit (loss)9901€38k€116k▲
Financial income75/76B€27€5k▲
Recurring financial income75€27€5k▲
Financial charges65/66B€728€9k▲
Recurring financial charges65€728€9k▲
Profit (loss) for the period before taxes9903€38k€113k▲
Income taxes67/77€9k€25k▲
Profit (loss) for the period9904€29k€87k▲
Transfer to tax-exempt reserves689-€42k
Profit (loss) for the period to be appropriated9905€29k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€45k▲
Transfer from equity791/2-€175k
Transfer to equity691/2€29k€45k▲
To other reserves6921€29k€45k▲
Profit to be distributed694/7-€175k
Return on contributions (dividend)694-€175k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €29k ▼72.6%
Net result drops to €29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €177k ▲19.2%
3 profitable years in a row build equity to €177k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €104k ▲146%
Operating result €135k, net result €104k, both a record.
31-12
Financial
Equity above €100kEq €148k ▲235%
2 profitable years in a row build equity to €148k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 168520 KuurneGround area
1,706 m²
Building footprint
194 m²
Volume, LiDAR
882 m³
Parcel 34023C0003/00C000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Viso Consultancy
since 20222.336.329.231
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023C0003/00C000 | Flanders | 1,706 m² | 1 · 194 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500B611L613E89983
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,012 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.