VISITAC
ActiveSummary
VISITAC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €40k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+9
Solvency99▲+36
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.78 against 1.56 in 2024; short-term debt: 26.2% and cash: 89.4% of total assets), and 26.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
23.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
78 d early
2022
26 d early
2021
30 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 45.6%
2024 · €88k
2018: €93k
2019: €114k▲ +21.8% vs 2018
2020: €47k▼ -58.8% vs 2019lowest in 8 years
2021: €90k▲ +91.6% vs 2020
2022: €112k▲ +24.7% vs 2021
2023: €151k▲ +35.2% vs 2022highest in 8 years
2024: €88k▼ -41.8% vs 2023
2025: €128k▲ +45.6% vs 2024
2018 → 2025
Total assets
€174k▼ 24.8%
2024 · €231k
2018: €116klowest in 8 years
2019: €137k▲ +17.6% vs 2018
2020: €173k▲ +26.5% vs 2019
2021: €126k▼ -27.0% vs 2020
2022: €157k▲ +24.9% vs 2021
2023: €187k▲ +18.6% vs 2022
2024: €231k▲ +23.8% vs 2023highest in 8 years
2025: €174k▼ -24.8% vs 2024
2018 → 2025
Net result
€40k▲ 9.1%
2024 · €37k
2018: €26k
2019: €20k▼ -20.3% vs 2018lowest in 8 years
2020: €33k▲ +62.7% vs 2019
2021: €37k▲ +11.0% vs 2020
2022: €22k▼ -39.7% vs 2021
2023: €39k▲ +77.7% vs 2022
2024: €37k▼ -6.6% vs 2023
2025: €40k▲ +9.1% vs 2024highest in 8 years
2018 → 2025
Working capital
€127k▲ 58.8%
2024 · €80k
2018: €93k
2019: €114k▲ +21.8% vs 2018
2020: €6k▼ -94.9% vs 2019lowest in 8 years
2021: €58k▲ +896% vs 2020
2022: €90k▲ +54.2% vs 2021
2023: €138k▲ +53.8% vs 2022highest in 8 years
2024: €80k▼ -42.1% vs 2023
2025: €127k▲ +58.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€112k▲ 24.7%€151k▲ 35.2%€88k▼ 41.8%€128k▲ 45.6%
2021: €90k
2022: €112k▲ +24.7% vs 2021
2023: €151k▲ +35.2% vs 2022highest in 5 years
2024: €88k▼ -41.8% vs 2023lowest in 5 years
2025: €128k▲ +45.6% vs 2024
Operating result€43k-€26k▼ 38.1%€50k▲ 89.8%€47k▼ 5.6%€52k▲ 10.2%
2021: €43k
2022: €26k▼ -38.1% vs 2021lowest in 5 years
2023: €50k▲ +89.8% vs 2022
2024: €47k▼ -5.6% vs 2023
2025: €52k▲ +10.2% vs 2024highest in 5 years
Net result€37k-€22k▼ 39.7%€39k▲ 77.7%€37k▼ 6.6%€40k▲ 9.1%
2021: €37k
2022: €22k▼ -39.7% vs 2021lowest in 5 years
2023: €39k▲ +77.7% vs 2022
2024: €37k▼ -6.6% vs 2023
2025: €40k▲ +9.1% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€2k ▼ 80.1%
Current assets
€172k ▼ 22.7%
Equity and liabilities €174k
Equity
€128k ▲ 45.6%
Debt
€46k ▼ 68.1%
Debt's share of the balance-sheet total falls from 61.9% to 26.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €56k
Cash flow
€47k▲
2024 · €46k
Current ratio
3.78▲
2024 · 1.56
Debt to equity
0.36▼
2024 · 1.62
ROE
31.3%▼
2024 · 41.7%
ROA
23.1%▲
2024 · 15.9%
Interest coverage
1222.95▲
2024 · 1172.75
Debt ≤ 1 year
€46k▼
2024 · €143k
Income taxes
€12k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€231k€174k▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€8k€2k▼
Financial fixed assets28€39€39=
Current assets29/58€223k€172k▼
Amounts receivable within one year40/41€14k€15k▲
Trade receivables40€14k€15k▲
Cash at bank and in hand54/58€209k€156k▼
Deferred charges and accrued income490/1€93€2k▲
Equity and liabilities
Total equity and liabilities10/49€231k€174k▼
Equity10/15€88k€128k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€68k€108k▲
Amounts payable17/49€143k€46k▼
Amounts payable within one year42/48€143k€46k▼
Trade debts44€889€2k▲
Suppliers440/4€889€2k▲
Taxes, remuneration and social security45€26k€11k▼
Taxes450/3€23k€6k▼
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€117k€33k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€944€939▼
Gross operating margin9900€57k€60k▲
Operating profit (loss)9901€47k€52k▲
Financial income75/76B-€5
Recurring financial income75-€5
Financial charges65/66B€48€48=
Recurring financial charges65€48€48=
Profit (loss) for the period before taxes9903€47k€52k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€37k€40k▲
Profit (loss) for the period to be appropriated9905€37k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€168k€108k▼
Profit (loss) brought forward from the previous period14P€131k€68k▼
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €9k | €9k | €9k | €7k | ▼ 26.3% |
| Other operating charges640/8 | €935 | €866 | €896 | €944 | €939 | ▼ 0.6% |
| Gross operating margin9900 | €53k | €36k | €60k | €57k | €60k | ▲ 4.2% |
| Operating profit (loss)9901 | €43k | €26k | €50k | €47k | €52k | ▲ 10.2% |
| Financial income75/76B | - | - | - | - | €5 | - |
| Recurring financial income75 | - | - | - | - | €5 | - |
| Financial charges65/66B | €50 | €118 | €54 | €48 | €48 | = |
| Recurring financial charges65 | €50 | €118 | €54 | €48 | €48 | = |
| Profit (loss) for the period before taxes9903 | €42k | €26k | €50k | €47k | €52k | ▲ 10.2% |
| Income taxes67/77 | €6k | €4k | €11k | €10k | €12k | ▲ 14.1% |
| Profit (loss) for the period9904 | €37k | €22k | €39k | €37k | €40k | ▲ 9.1% |
| Profit (loss) for the period to be appropriated9905 | €37k | €22k | €39k | €37k | €40k | ▲ 9.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €126k | €157k | €187k | €231k | €174k | ▼ 24.8% |
| Fixed assets21/28 | €32k | €22k | €14k | €8k | €2k | ▼ 80.1% |
| Tangible fixed assets22/27 | €32k | €22k | €14k | €8k | €2k | ▼ 80.5% |
| Furniture and vehicles24 | €32k | €22k | €14k | €8k | €2k | ▼ 80.5% |
| Financial fixed assets28 | €39 | €39 | €39 | €39 | €39 | = |
| Current assets29/58 | €94k | €135k | €173k | €223k | €172k | ▼ 22.7% |
| Amounts receivable within one year40/41 | €29k | €19k | €34k | €14k | €15k | ▲ 5.0% |
| Trade receivables40 | €28k | €14k | €29k | €14k | €15k | ▲ 5.0% |
| Other amounts receivable41 | €1k | €6k | €5k | - | - | - |
| Cash at bank and in hand54/58 | €65k | €115k | €139k | €209k | €156k | ▼ 25.4% |
| Deferred charges and accrued income490/1 | - | €100 | - | €93 | €2k | ▲ 1,985% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €126k | €157k | €187k | €231k | €174k | ▼ 24.8% |
| Equity10/15 | €90k | €112k | €151k | €88k | €128k | ▲ 45.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €69k | €92k | €131k | €68k | €108k | ▲ 59.3% |
| Amounts payable17/49 | €36k | €45k | €35k | €143k | €46k | ▼ 68.1% |
| Amounts payable within one year42/48 | €36k | €45k | €35k | €143k | €46k | ▼ 68.1% |
| Trade debts44 | €314 | €5k | €380 | €889 | €2k | ▲ 147% |
| Suppliers440/4 | €314 | €5k | €380 | €889 | €2k | ▲ 147% |
| Taxes, remuneration and social security45 | €6k | €11k | €2k | €26k | €11k | ▼ 58.6% |
| Taxes450/3 | €4k | €1k | - | €23k | €6k | ▼ 75.5% |
| Remuneration and social security454/9 | €2k | €10k | €2k | €2k | €5k | ▲ 100% |
| Other amounts payable47/48 | €30k | €29k | €33k | €117k | €33k | ▼ 71.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37k | €22k | €39k | €37k | €40k | ▲ 9.1% |
| + Depreciation and write-downs630 | €9k | €9k | €9k | €9k | €7k | ▼ 26.3% |
| Operating cash flow (approximation) | €46k | €31k | €48k | €46k | €47k | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-4k | €0 | ▲ 100% |
| Change in cash | - | €50k | €24k | €69k | €-53k | ▼ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €40k ▲9.1%
Operating result €52k, net result €40k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.78
Current ratio from 1.56 to 3.78; short-term debt falls from €143k to €46k.
31-12
Financial
Equity above €100kEq €128k ▲45.6%
8 profitable years in a row build equity to €128k.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €151k ▲35.2%
6 profitable years in a row build equity to €151k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €112k ▲24.7%
5 profitable years in a row build equity to €112k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 2.60
Current ratio from 1.05 to 2.60; short-term debt falls from €126k to €36k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Show earlier events
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €20k ▼20.3%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €114k ▲21.8%
2 profitable years in a row build equity to €114k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2015
Ground area
118 m²
Building footprint
86 m²
Volume, LiDAR
1,232 m³
Parcel 21905C0090/02B006, Brussels · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Visitac
since 20152.247.260.267
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0090/02B006 | Brussels | 118 m² | 1 · 86 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,402. 1,051 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
77330Rental and leasing activities
Contact
E-mail
vincent.stommeleer@gmail.comSchaarbeek
Phone
0476/295853Schaarbeek
Scores and ratios are computed by Checked and are not a credit decision.