VISIONALITY
ActiveVISIONALITY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €-990. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-20
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 86.29 against 45.26 in 2024; short-term debt: 1.2% and cash: 20.3% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
58 d early
2023
57 d early
2022
28 d early
2021
44 d early
2020
26 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▼ 0.6%
2024 · €169k
2018: €209k
2019: €237k
2020: €265k
2021: €174k
2022: €114k
2023: €169k
2024: €169k
2018 → 2025
Total assets
€170k▼ 1.6%
2024 · €173k
2018: €237k
2019: €253k
2020: €284k
2021: €179k
2022: €121k
2023: €178k
2024: €173k
2018 → 2025
Net result
€-990
2024 · €144
2018: €60k
2019: €16k
2020: €27k
2021: €-11k
2022: €-60k
2023: €55k
2024: €144
2018 → 2025
Working capital
€167k▼ 0.3%
2024 · €168k
2018: €206k
2019: €234k
2020: €262k
2021: €173k
2022: €111k
2023: €167k
2024: €168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€114k▼ 34.3%€169k▲ 47.9%€169k▲ 0.1%€168k▼ 0.6%
Operating result€-11k-€-46k▼ 310%€49k€-7k€-2k▲ 66.0%
Net result€-11k-€-60k▼ 457%€55k€144▼ 99.7%€-990
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€762▼ 40.2%
Current assets
€169k▼ 1.3%
Equity and liabilities €170k
Equity
€168k▼ 0.6%
Debt
€2k▼ 48.3%
The debt ratio falls from 2.2% to 1.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-7k
Cash flow
€-478▼
2024 · €656
Solvency
98.8%▲
2024 · 97.8%
Current ratio
86.29▲
2024 · 45.26
Quick ratio
86.29▲
2024 · 45.26
Debt / equity
0.01▼
2024 · 0.02
ROE
-0.6%▼
2024 · 0.1%
ROA
-0.6%▼
2024 · 0.1%
Interest coverage
-1.25▼
2024 · 33.29
Debt
€2k▼
2024 · €4k
Debt ≤ 1 year
€2k▼
2024 · €4k
Income taxes
€160▼
2024 · €202
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€170k▼
Fixed assets21/28€1k€762▼
Tangible fixed assets22/27€1k€762▼
Plant, machinery and equipment23€1k€762▼
Furniture and vehicles24€0-
Current assets29/58€171k€169k▼
Amounts receivable within one year40/41€910€3k▲
Other amounts receivable41€910€3k▲
Current investments50/53€97k€130k▲
Cash at bank and in hand54/58€71k€35k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€173k€170k▼
Equity10/15€169k€168k▼
Contributions10/11€19k€19k=
Reserves13€163k€161k▼
Distributable reserves133€163k€161k▼
Profit (loss) carried forward14€-13k€-12k▲
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Financial debts43€3€3=
Credit institutions430/8€3€3=
Trade debts44€1k€319▼
Suppliers440/4€1k€319▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€656€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€512€512=
Other operating charges640/8€671€500▼
Gross operating margin9900€-6k€-1k▲
Operating profit (loss)9901€-7k€-2k▲
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€-196€2k▲
Recurring financial charges65€-196€2k▲
Profit (loss) for the period before taxes9903€346€-831▼
Income taxes67/77€202€160▼
Profit (loss) for the period9904€144€-990▼
Profit (loss) for the period to be appropriated9905€144€-990▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-14k▼
Profit (loss) brought forward from the previous period14P€-13k€-13k▲
Transfer from equity791/2-€2k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 45.26
Current ratio from 18.78 to 45.26; short-term debt falls from €9k to €4k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €55k
Net result €55k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €169k ▲47.9%
Equity rises from €114k to €169k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 32.86
Current ratio from 14.40 to 32.86; short-term debt falls from €20k to €5k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Baty 981428 Braine-l'AlleudGround area
1,585 m²
Building footprint
187 m²
Volume, LiDAR
1,215 m³
Parcel 25054D0091/00A000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Baty 98, 1428 Braine-l'Alleud
since 20132.220.602.885
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25054D0091/00A000 | Wallonia | 1,585 m² | 1 · 187 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300X2GUVPWUHI6S53
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CLEVERWAY
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Of 2,790 companies in sector 63910 we hold annual accounts for 700. 494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2013
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.