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VISION4CARE

Active Private limited companyfounded 2013active for 13 yearsItaliëlei 88, 2000 AntwerpKBO/BCE: BE 0538.897.158

Lifetime

12 annual accounts with figures on one time axis
peak €682,729 (2023)
€448,405▲ 16.5%
peak €594,639 (2023)
€62,203▼ 34.3%
peak €2.0m (2023)
€1.9m▼ 1.0%
€122,081▲ 1.0%
peak 5 FTE (2026)
5 FTE▲ 11.1%
Board7 names since 2013
2 directorsSisu Group and 1 other
Owners
  
Documentsfilings and deeds
15-06-2026138 days before the deadline
2026abbreviated format
Gross margin from €384,945 to €448,405Result from €94,713 to €62,203Staff from 4.5 FTE to 5 FTEAppointment: Aelvoet, Saman & Partners BV (statutory auditor) 30-09Registered office moved from Sint-Lievens-Houtem to Antwerp 14-07Dividend €82,000

Key points

from the 2026 annual accounts

Equity

€1.9m ▼ 1.0%
1.92025+0.06Profit-0.08Dividend1.92026

VISION4CARE paid out €82,000 in dividends. That is 132% of the 2026 profit.

Turnover

≈ €680,000 estimated

The abbreviated format states no turnover.

Filings

12 annual accounts since 2015
deadline201520202025

The last five annual accounts were filed 35 to 138 days before the end of the period.

Board

2 joined · 1 left

Board changed. Latest change 17-06-2026 · 2 in office.

Position in the sector

93.9%

Higher solvency than 89% of companies in head offices and management consultancy. Sector median 55.1% · 569 companies.

Checked score

96
Excellent
Financially stronger than 65% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 93.9% of total assets
100+29short-term debt 6.1% · cash 81.1%
45-30return on assets 3.1%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 14.31, cash €1.6m
Figures for financial year 2026 (filed on 15-06-2026)
Equity €1.9m (93.9% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 36% on profitability and 37% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as VISION4CARE has now. Each dot stands for 28 companies, two years later.

95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of VISION4CARE itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for VISION4CARE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €170,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 14.31 (14.99 in 2025), above the usual 1.5. Short-term debt is 6.1% and cash 81.1% of total assets. 6.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 14.31, cash €1.6m
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed on 15-06-2026)
NBB · annual accounts
lowers risk · Equity €1.9m (93.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-06-2026, 138 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
138 days early
2025
44 days early
2024
49 days early
2023
35 days early
2022
56 days early
2021
3 days early
2020
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 12 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SG
Director, Stéphane Collignon
SA
Director, Kris Cuypers
AS
Auditor, Wendy Saman
  • Kristiaan Vanherckeannual accounts 31-03-2021

Shares in 1 company, MindCapture

Board & ownership

Recent changes

Appointment: Aelvoet, Saman & Partners BV (statutory auditor) General meeting of 21-09-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0538897158
Registered office moved from Sint-Lievens-Houtem to Antwerp New registered office: Italiëlei 88, 2000 Antwerpen · Previous registered office: Hoogbavegemstraat 37, 9520 Sint-Lievens-Houtem · Resignation: Kristiaan Vanhercke (sole director) · Gazette deed
New establishment in Ghent Ottergemsesteenweg-Zuid 808
All 23 events

Comparable companies

same main activity, similar in size and age
Company
VISION4CARE Antwerp €2.0m €448,405 93.9% 5
Moore Interim Management Antwerp €1.9m €356,087 36.4% 5.3
ABC Group Invest Kalmthout €1.8m €515,071 33.3% 3.8
INOVIGATE Antwerp €1.4m €538,864 89.2% 4.5
Clairfield Belgium Antwerp €1.6m €383,101 27.6% 3.7
DE PEUTER J. Meerhout €1.5m €510,643 55.3% 3.8
HUDICOR Antwerp €2.2m €733,331 92.8% 4.4

These companies have the same main activity as VISION4CARE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.4m and €2.2m, founded between 2009 and 2016.

Official details

Source: KBO
Status
Active since 24-09-2013Normal situation
Registered office
12 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
Activity
Business and other management consultancyNACE 70200and 3 others
Joint committees
100Auxiliary committee for blue-collar workers
200Auxiliary committee for white-collar workers · annual accounts 31-03-2026
Establishment units
2.223.325.7169520 Sint-Lievens-Houtem, since 24-09-2013
2.388.835.7279000 Ghent, since 01-01-2025
Financial year end
31 March
Peppol
Reachable since 30-09-2026
Company details

Annual accounts to 31-03-2026

€2.0m▼ 0.9%
Employeeson 31-03-2026
5=
Filing
Filed on 15-06-2026, 138 days before the end of the filing period
Financials

Insights on VISION4CARE

VISION4CARE files the abbreviated format. That format states no turnover. The gross margin rose from €3,338 in 2015 to €448,405 in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VISION4CARE

What is the company number of VISION4CARE?
The company number of VISION4CARE is 0538.897.158. The VAT number is the same number with BE in front: BE 0538.897.158.
Where is VISION4CARE based?
The registered office is at Italiëlei 88, 2000 Antwerp.Company details
What does VISION4CARE do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VISION4CARE?
VISION4CARE is a private limited company (BV).
When was VISION4CARE founded?
VISION4CARE was founded on 24-09-2013.
Is VISION4CARE still active?
Yes, VISION4CARE is an active enterprise in the KBO register.
How many employees does VISION4CARE have?
VISION4CARE had an average of 5 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does VISION4CARE fall under?
In its 31-03-2026 annual accounts, VISION4CARE states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of VISION4CARE?
The turnover in financial year 2026 is ≈ €680,000. This figure is estimated from the gross margin of €448,405 and 74 comparable companies (NACE 70200). It probably lies between €530,000 and €1.2m.
Is VISION4CARE profitable?
In financial year 2026, VISION4CARE made a profit of €62,203.
Where can I find the annual accounts of VISION4CARE?
VISION4CARE filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of VISION4CARE due?
VISION4CARE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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