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VISION4CARE

Active
Private limited companyfounded 201313 yrs activeItaliëlei 88, 2000 Antwerpen, BelgiumKBO/BCE: BE 0538.897.158
Summary

VISION4CARE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.9m and a net result of €62,203. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 183 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
VISION4CAREActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of industrial chemicals
NACE 46851NACE 46751Business and other management consultancy NACE 70200
2 sites
Size
€2.0mtotal assets 2026
Staff
5 FTE
Equity
€1.9m
Profit
€62,203
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2026
Bankruptcy chance 12 m
0.1%
Structure
Board
2 members
Holdings
1
Auditor: AELVOET, SAMAN & PARTNERSAccounts 138 d early2 of 7 deeds read
Why 96- 1 change of registered office in 24 months+ Liquidity: current ratio 14.31, cash €1.6m+ Figures for FY 2026 (filed 15-06-2026)+ Equity €1.9m (93.9% of total assets)Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100=
equity 93.9% of total assets
Liquidity 100+29
short-term debt 6.1% · cash 81.1%
Profitability 45-30
return on assets 3.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
Last 17 months 06-2025: 0.1% 07-2025: 0.1%▼ -0.9% vs 06-2025 08-2025: 0.1%▲ +4.5% vs 07-2025 09-2025: 0.1%▲ +18.8% vs 08-2025highest value 10-2025: < 0.1%▼ -65.5% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -29.2% vs 06-2026lowest value 08-2026: 0.1%▲ +118% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 14.31, cash €1.6m lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2026 (filed 15-06-2026) lowers the probability
  • Equity €1.9m (93.9% of total assets) lowers the probability
Credit up to €170,000 at 30 days acceptable
Liquidity ample (current ratio 14.31 against 14.99 in 2025; short-term debt: 6.1% and cash: 81.1% of total assets), and 6.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 98%, profitability 36%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 14.31, cash €1.6m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2026 (filed 15-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €1.9m (93.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-06-2026, 138 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
138 d early
2025
44 d early
2024
49 d early
2023
35 d early
2022
56 d early
2021
3 d early
2020
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 12 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: Aelvoet, Saman & Partners BV…Statutes amendment · Power of…
  2. Resignation: Kristiaan Vanhercke (sole director)Appointments: Sisu Group BV (director)…
  3. Annual accounts filedfiscal year 2026 · abbreviated…

Key points

  • Positive: Among the best 12% on equitysector median €328,006 · 184 companies €1.9m View
  • Board changedlatest change 17-06-2026 · 2 in office 2 joined · 1 left View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €62,203 8 years View

By topic

Financials

Fiscal year
2026
Total assets
€2.0m
Profit
€62,203
Solvency
93.9%
Total assets▼ 0.9%
Net result
20192026
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-10-2027
  1. 30-09-2026Appointment: Aelvoet, Saman & Partners BV (commissaris…
  2. 14-07-2026Resignation: Kristiaan Vanhercke (sole director)
  3. 15-06-2026Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Wholesale of industrial chemicalsNACE 46851
Founded
24-09-2013
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Financial year
From 1 January to 31 December
Annual meeting
First Friday of June at 20:00
Go to Articles of association

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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