Skip to content

Vision point

Active
Private limited companyfounded 20223 yrs activeRue des Meuniers 23, 4821 Dison, BelgiumKBO/BCE: BE 0792.644.606
Summary

The computed 12-month bankruptcy probability of Vision point is 9.0% (elevated). The 2025 annual accounts show negative equity (-€29,012) and a net result of -€317. Equity is shrinking by ~27.5% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record78
Bankruptcy probability, 12 months
9.0% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€29,012
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
15 d early
2024
28 d late
2023
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 19 October 2022, Vision point was incorporated as a Private limited company.1 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€29,012▼ 1.1%
2024 · -€28,695
Total assets
€470▲ 28.1%
2024 · €366
Net result
-€317▲ 98.0%
2024 · -€15,465
Working capital
-€29,012▼ 1.1%
2024 · -€28,695
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€18,092--€15,401▲ 14.9%-€239▲ 98.5%
Net result-€20,230--€15,465▲ 23.6%-€317▲ 98.0%
Equity-€13,230--€28,695▼ 117%-€29,012▼ 1.1%
Total assets€5,057-€366▼ 92.8%€470▲ 28.1%
Debt€18,287-€29,062▲ 58.9%€29,481▲ 1.4%
Working capital-€17,765--€28,695▼ 61.5%-€29,012▼ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2023: -€18,092-€18,092Net result 2023: -€20,230-€20,230Operating result 2024: -€15,401-€15,401Net result 2024: -€15,465-€15,465Operating result 2025: -€239-€239Net result 2025: -€317-€317202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€18,092-€18,100Net result 2023: -€20,230-€20,200Operating result 2024: -€15,401-€15,400Net result 2024: -€15,465-€15,500Operating result 2025: -€239-€239Net result 2025: -€317-€317202320242025
The operating result stays negative: a loss of €239 in 2025 against €15,401 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€29,481▲
2024 · €29,062
Ratios withheld: a balance sheet total of €470 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 9.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€366€470▲
Current assets29/58€366€470▲
Amounts receivable within one year40/41-€111
Trade receivables40-€111
Cash at bank and in hand54/58€366€359▼
Equity and liabilities
Total equity and liabilities10/49€366€470▲
Equity10/15-€28,695-€29,012▼
Contributions10/11€7,000€7,000=
Profit (loss) carried forward14-€35,695-€36,012▼
Amounts payable17/49€29,062€29,481▲
Amounts payable within one year42/48€29,062€29,481▲
Taxes, remuneration and social security45€1,307€814▼
Taxes450/3€814€814=
Remuneration and social security454/9€493-
Other amounts payable47/48€27,754€28,667▲
Income statement Code20242025
Remuneration, social security and pensions62€9,649-
Other operating charges640/8€1,586-
Gross operating margin9900-€4,167-€239▲
Operating profit (loss)9901-€15,401-€239▲
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€74€78▲
Recurring financial charges65€74€78▲
Profit (loss) for the period before taxes9903-€15,465-€317▲
Profit (loss) for the period9904-€15,465-€317▲
Profit (loss) for the period to be appropriated9905-€15,465-€317▲
Appropriation of the result
Profit (loss) to be appropriated9906-€35,695-€36,012▼
Profit (loss) brought forward from the previous period14P-€20,230-€35,695▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€19,923€9,649--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€715---
Other operating charges640/8€648€1,586--
Gross operating margin9900€3,194-€4,167-€239▲ 94.3%
Operating profit (loss)9901-€18,092-€15,401-€239▲ 98.5%
Financial income75/76B-€10--
Recurring financial income75-€10--
Financial charges65/66B€2,138€74€78▲ 5.6%
Recurring financial charges65€2,138€74€78▲ 5.6%
Profit (loss) for the period before taxes9903-€20,230-€15,465-€317▲ 98.0%
Profit (loss) for the period9904-€20,230-€15,465-€317▲ 98.0%
Profit (loss) for the period to be appropriated9905-€20,230-€15,465-€317▲ 98.0%
Line202320242025Change
Assets
Total assets20/58€5,057€366€470▲ 28.1%
Fixed assets21/28€4,536---
Intangible fixed assets21€4,286---
Financial fixed assets28€250---
Current assets29/58€522€366€470▲ 28.1%
Amounts receivable within one year40/41€258-€111-
Trade receivables40--€111-
Other amounts receivable41€258---
Cash at bank and in hand54/58€264€366€359▼ 2.1%
Equity and liabilities
Total equity and liabilities10/49€5,057€366€470▲ 28.1%
Equity10/15-€13,230-€28,695-€29,012▼ 1.1%
Contributions10/11€7,000€7,000€7,000=
Profit (loss) carried forward14-€20,230-€35,695-€36,012▼ 0.9%
Amounts payable17/49€18,287€29,062€29,481▲ 1.4%
Amounts payable within one year42/48€18,287€29,062€29,481▲ 1.4%
Trade debts44€640---
Suppliers440/4€640---
Taxes, remuneration and social security45€7,643€1,307€814▼ 37.7%
Taxes450/3€2,469€814€814=
Remuneration and social security454/9€5,175€493--
Other amounts payable47/48€10,003€27,754€28,667▲ 3.3%
Line202320242025Change
Profit (loss) for the period9904-€20,230-€15,465-€317▲ 98.0%
+ Depreciation and write-downs630€715---
Operating cash flow (approximation)-€19,515-€15,465-€317▲ 98.0%
Change in cash-€103-€8▼ 108%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
06-09
KBO administration Address strikeout annulled
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
28-06
KBO administration Address struck
Kapelstraat(Kor) 10 L’adresse du siège Kapelstraat(Kor) 10 8500 Die Sitzadresse Kapelstraat(Kor) 10 8500 8500 Kortrijk werd doorgehaald met ingang Kortrijk · event 02-05-2024
SignalNBB filing
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison
approximate (street level) On OpenStreetMap
Ground area
6,150 m²
Building footprint
544 m²
Volume, LiDAR
2,233 m³
Parcel 63020A0614/00M000, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63020A0614/00M000indicative Wallonia 6,150 m² 1 · 544 m² 5.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded19-10-2022
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.