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VISION LOOK

Active
Private limited companyfounded 199036 yrs activeMolenhofstraat(H) 47, 1670 Pepingen, BelgiumKBO/BCE: BE 0440.428.302

VISION LOOK has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €23k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
91 / 100
Excellent▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+40
Solvency85▼-15
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 5.24 in 2024), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
45.5%
Return on assets
11.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
26 d early
2023
33 d early
2022
53 d late
2021
6 d late
2020
31 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€89k▼ 30.8%
2024 · €129k
2018: €57k 2019: €81k 2020: €94k 2021: €122k 2022: €143k 2023: €136k 2024: €129k
2018 → 2025
Total assets
€195k▲ 23.0%
2024 · €159k
2018: €293k 2019: €287k 2020: €276k 2021: €282k 2022: €307k 2023: €171k 2024: €159k
2018 → 2025
Net result
€23k▲ 47.9%
2024 · €16k
2018: €30k 2019: €23k 2020: €13k 2021: €29k 2022: €21k 2023: €22k 2024: €16k
2018 → 2025
Working capital
€81k▼ 37.1%
2024 · €129k
2018: €50k 2019: €80k 2020: €94k 2021: €122k 2022: €143k 2023: €136k 2024: €129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€122k-€143k▲ 17.2%€136k▼ 5.1%€129k▼ 5.5%€89k▼ 30.8%
Operating result€35k-€35k▼ 1.7%€23k▼ 34.1%€21k▼ 9.9%€32k▲ 56.7%
Net result€29k-€21k▼ 26.9%€22k▲ 3.3%€16k▼ 28.4%€23k▲ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €35k€35kNet result 2021: €29k€29kOperating result 2022: €35k€35kNet result 2022: €21k€21kOperating result 2023: €23k€23kNet result 2023: €22k€22kOperating result 2024: €21k€21kNet result 2024: €16k€16kOperating result 2025: €32k€32kNet result 2025: €23k€23k20212022202320242025
The operating result recovers in 2025; 2025 is 57% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets €8k
Current assets €187k
Equity and liabilities €195k
Equity €89k▼ 30.8%
Debt €107k▲ 251%
The debt ratio rises from 19.1% to 54.5%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
Cash flow
€24k
Solvency
45.5%
2024 · 80.9%
Current ratio
1.76
2024 · 5.24
Quick ratio
1.76
2024 · 5.24
Debt / equity
1.20
2024 · 0.24
ROE
25.9%
2024 · 12.1%
ROA
11.8%
2024 · 9.8%
Interest coverage
15.45
Debt
€107k
2024 · €30k
Debt ≤ 1 year
€107k
2024 · €30k
Income taxes
€9k
2024 · €7k
Staff costs
€39k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€159k€195k
Fixed assets21/28-€8k
Tangible fixed assets22/27-€8k
Furniture and vehicles24-€5k
Other tangible fixed assets26-€3k
Current assets29/58€159k€187k
Amounts receivable after more than one year29€91k€91k=
Other amounts receivable291€91k€91k=
Amounts receivable within one year40/41€15k€20k
Trade receivables40€13k€20k
Other amounts receivable41€1k-
Cash at bank and in hand54/58€53k€76k
Equity and liabilities
Total equity and liabilities10/49€159k€195k
Equity10/15€129k€89k
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€110k€70k
Distributable reserves133€110k€70k
Amounts payable17/49€30k€107k
Amounts payable within one year42/48€30k€107k
Financial debts43€2k€3k
Other loans439€2k€3k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€3k€10k
Taxes450/3€3k€5k
Remuneration and social security454/9€726€5k
Other amounts payable47/48€23k€90k
Income statement Code20242025
Remuneration, social security and pensions62€10k€39k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€726
Other operating charges640/8€661€600
Gross operating margin9900€31k€72k
Operating profit (loss)9901€21k€32k
Financial income75/76B€3k€2k
Recurring financial income75€3k€2k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€22k€32k
Income taxes67/77€7k€9k
Profit (loss) for the period9904€16k€23k
Profit (loss) for the period to be appropriated9905€16k€23k
Appropriation of the result
Profit (loss) to be appropriated9906€16k€23k
Transfer from equity791/2€23k€63k
Transfer to equity691/2€16k€23k
To other reserves6921€16k€23k
Profit to be distributed694/7€23k€63k
Return on contributions (dividend)694€23k€63k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Liquidity triplescurrent ratio 4.88
Current ratio from 1.87 to 4.88; short-term debt falls from €164k to €35k.
22-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
06-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
30-09
Financial Equity above €100kEq €122k ▲30.8%
4 profitable years in a row build equity to €122k.
30-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet €13k ▼43.8%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
28-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
22-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Molenhofstraat(H) 471670 Pepingen
Ground area
1,114 m²
Building footprint
297 m²
Volume, LiDAR
2,290 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Pearle opticiens
Basiliekstraat 48, 1500 HalleRetail trade
since 20102.269.234.628
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23029A0013/00K000 Flanders 987 m² 1 · 173 m² 9.2 m · 2 fl.
23027G0129/00H000
ProtectedTownscape or village viewStadskern HalleSource ↗
Flanders 127 m² 1 · 125 m² 12.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,170 EUR awarded · 2,170 EUR paid
Year Entries awardedpaid
2022 1 2,170 EUR2,170 EUR
Schemes
Vlaams opleidingsverlof (VOV)
1 entry · 2,170 EUR · 2,170 EUR paid · Departement Werk en Sociale Economie

Recognitions · licences · registrations

Legal Entity Identifier

894500H54KGUK5130T56
live in the LEI register

Similar companies · same sector, comparable size

Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 990 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-04-1990
Fiscal year end30-09
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.