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VISIOBACK

Active
Private limited companyfounded 20242 yrs activeSint Paulusdoorgang 16, 7700 Mouscron, BelgiumKBO/BCE: BE 1008.730.021
Summary

The computed 12-month bankruptcy probability of VISIOBACK is 2.8% (moderate). The 2024 annual accounts show equity of €12,286 and a net result of -€12,714. Its solvency ranks better than 30% of 15869 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability1
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.99; short-term debt: 23.7% and cash: 40.7% of total assets), but 86.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13.5%
Return on assets
-14%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 April 2024, VISIOBACK was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€12,286
Total assets
€90,818
Net result
-€12,714
Working capital
€21,390

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €90,818
Fixed assets €47,929
Current assets €42,889
Equity and liabilities €90,818
Equity €12,286
Debt €78,532
Debt finances 86.5% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
-€9,108
Cash flow
-€10,043
Current ratio
1.99
Debt to equity
6.39
ROE
-103.5%
ROA
-14.0%
Interest coverage
-9.74
Debt ≤ 1 year
€21,499
Debt > 1 year
€56,704

Peer companies

Historical observation

Of the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.6% went bankrupt
4.6% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€90,818
Fixed assets21/28€47,929
Intangible fixed assets21€47,929
Current assets29/58€42,889
Amounts receivable within one year40/41€5,903
Other amounts receivable41€5,903
Cash at bank and in hand54/58€36,927
Deferred charges and accrued income490/1€59
Equity and liabilities
Total equity and liabilities10/49€90,818
Equity10/15€12,286
Contributions10/11€25,000
Profit (loss) carried forward14-€12,714
Amounts payable17/49€78,532
Amounts payable after more than one year17€56,704
Financial debts170/4€56,704
Amounts payable within one year42/48€21,499
Current portion of amounts payable after more than one year42€17,159
Trade debts44€4,340
Suppliers440/4€4,340
Accrued charges and deferred income492/3€329
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,671
Other operating charges640/8€50
Gross operating margin9900-€9,058
Operating profit (loss)9901-€11,778
Financial charges65/66B€935
Recurring financial charges65€935
Profit (loss) for the period before taxes9903-€12,714
Profit (loss) for the period9904-€12,714
Profit (loss) for the period to be appropriated9905-€12,714
Appropriation of the result
Profit (loss) to be appropriated9906-€12,714

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,671
Other operating charges640/8€50
Gross operating margin9900-€9,058
Operating profit (loss)9901-€11,778
Financial charges65/66B€935
Recurring financial charges65€935
Profit (loss) for the period before taxes9903-€12,714
Profit (loss) for the period9904-€12,714
Profit (loss) for the period to be appropriated9905-€12,714
Line2024
Assets
Total assets20/58€90,818
Fixed assets21/28€47,929
Intangible fixed assets21€47,929
Current assets29/58€42,889
Amounts receivable within one year40/41€5,903
Other amounts receivable41€5,903
Cash at bank and in hand54/58€36,927
Deferred charges and accrued income490/1€59
Equity and liabilities
Total equity and liabilities10/49€90,818
Equity10/15€12,286
Contributions10/11€25,000
Profit (loss) carried forward14-€12,714
Amounts payable17/49€78,532
Amounts payable after more than one year17€56,704
Financial debts170/4€56,704
Amounts payable within one year42/48€21,499
Current portion of amounts payable after more than one year42€17,159
Trade debts44€4,340
Suppliers440/4€4,340
Accrued charges and deferred income492/3€329
Line2024
Profit (loss) for the period9904-€12,714
+ Depreciation and write-downs630€2,671
Operating cash flow (approximation)-€10,043

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
1,155 m²
Building footprint
344 m²
Volume, LiDAR
1,516 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VISIOBACK
Rue Saivelette 56, 4671 BlégnyManufacture of other non-metallic mineral products
since 20242.358.705.943
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62056A0335/00Y000 Wallonia 949 m² 1 · 140 m² -
54432C0179/00D002indicative Wallonia 205 m² 1 · 205 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,120 companies in sector 46500 we hold annual accounts for 1,408. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008730021
Also 9925:BE1008730021
Registered 11-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.