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VISHANDEL VANZEGBROECK

Active
Private limited companyfounded 2017active for 8 yearsNaamsesteenweg 208, 3001 Leuven, BelgiumKBO/BCE: BE 0686.709.619
Summary

VISHANDEL VANZEGBROECK has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,056 and a net result of €11,556. Equity has been growing by about 17% per year since 2018. Its solvency ranks better than 19% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 21-12-2017 Normal situation
Activity
Retail sale of fruit and vegetables NACE 47210and 2 others
Establishment unit
2.272.560.639 3001 Leuven, since 21-12-2017
Financial year end
31 December
Peppol
Reachable since 14-10-2025

Board and ownership

Board
Shareholders

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€179,841
▼ 45.8%
Turnover
≈ €870,000
estimated
Profit
€11,556
▼ 83.7%
Equity
€39,056
▼ 88.6%
Total assets
€451,803
▼ 35.2%
Employees on 31-12-2025
3
=
Score breakdownraises riskEquity €39,056 (8.6% of total assets)Sector: Retail trade (NACE 47)Profit of €11,556 (financial year 2025)lowers riskLiquidity: current ratio 0.84, cash €193,158Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 34-40
equity 8.6% of total assets
Liquidity 68-8
short-term debt 61.2% · cash 42.8%
Profitability 72-9
return on assets 2.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.7 percentage points vs 06-2026highest value 08-2026: 0.8%● unchanged vs 07-2026highest value 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.8%● unchanged vs 09-2026highest value 11-2026: 0.8%● unchanged vs 10-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.84 (2.4 in 2024), below 1. Short-term debt is 61.2% and cash 42.8% of total assets. 91.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 25% of them on solvency, 74% on liquidity, 55% on profitability and 6% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €39,056 (8.6% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.84, cash €193,158
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Profit of €11,556 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 12775 sector peers (2025).
NBB · sector comparison
Position among 12775 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
64 days early
2024
64 days early
2023
54 days early
2022
31 days early
2021
47 days early
2020
40 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €342,057 to €39,056 ▼ 88.6% View
  • Caution: Lower solvency than 80% of companies in retail tradesector median 36.6% · 12,775 companies 8.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €11,556 8 years View

Recent changes

  1. · Gazette deed Appointment: Decoster Frederique (director)Permanent representative: Vanzegbroeck Nico
  2. · Gazette deed Resignations: VANZEGBROECK, Daniël Pierre Maurice (manager) and VANSTEENBEECK, Greta Fernanda (manager)Reappointments: BOVIS HOLDING BV (director) and VERRELST Lieve Isabel (director) · Permanent representative: Nico Vanzegbroeck
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as VISHANDEL VANZEGBROECK: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €361,000 and €631,000, founded between 2012 and 2020.

CompanyTotal assetsGross margin
VISHANDEL VANZEGBROECK Leuven€451,803€179,841
PUUR-AARDBEI Dessel€445,974€256,898
KIPPEKONING II Halen€630,765€157,343
FRIGOLA Lievegem€544,865€347,215
EURO BYM Sint-Gillis (bij-Brussel)€361,024€125,077
HOVRYS Mouscron€433,272€176,509
't Hooghof Wervik€435,596€192,400
Full comparison

Key facts about VISHANDEL VANZEGBROECK

What is the company number of VISHANDEL VANZEGBROECK?
The company number of VISHANDEL VANZEGBROECK is 0686.709.619. The VAT number is the same number with BE in front: BE 0686.709.619.
Where is VISHANDEL VANZEGBROECK based?
The registered office is at Naamsesteenweg 208, 3001 Leuven.Company details
What does VISHANDEL VANZEGBROECK do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of VISHANDEL VANZEGBROECK?
The legal form of VISHANDEL VANZEGBROECK is Private limited company (BV).
When was VISHANDEL VANZEGBROECK founded?
VISHANDEL VANZEGBROECK was founded on 21-12-2017.
Is VISHANDEL VANZEGBROECK still active?
Yes, VISHANDEL VANZEGBROECK is an active enterprise in the KBO register.
How many employees does VISHANDEL VANZEGBROECK have?
VISHANDEL VANZEGBROECK had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VISHANDEL VANZEGBROECK?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €179,841 and 30 comparable companies (NACE 472). It probably lies between €490,000 and €1.4m.
Is VISHANDEL VANZEGBROECK profitable?
In financial year 2025, VISHANDEL VANZEGBROECK made a profit of €11,556.
Where can I find the annual accounts of VISHANDEL VANZEGBROECK?
VISHANDEL VANZEGBROECK filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VISHANDEL VANZEGBROECK due?
VISHANDEL VANZEGBROECK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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