VISHANDEL STEIJVERS

Active

Private limited companyfounded 2024active for 1 yearOphovenstraat 92, 3680 Maaseik, BelgiumKBO/BCE: BE 1016.394.110

Summary

The annual accounts of VISHANDEL STEIJVERS for financial year 2025 show a net loss of 78% of total assets. The 2025 annual accounts show equity of €4,840 and a net result of -€5,160. Its solvency ranks better than 86% of 1,847 sector peers (NACE 10, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

VISHANDEL STEIJVERSActiveChecked score 56/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10200Retail trade NACE 47230

1 site

Size

€6,596total assets 2025

Equity: €4,840
Loss: -€5,160

Turnover not published (micro format)

Financial health

56 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

Accounts on time1 of 2 deeds read

Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2024Sector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 3.76, cash €5,189Equity €4,840 (73.4% of total assets)Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 61% of its sector peers (NACE 10, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 98

equity 73.4% of total assets

Liquidity 90

short-term debt 26.6% · cash 78.7%

Profitability 0

return on assets -78.2%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,074 companies, NACE 10, micro)

Last 24 months 12-2025: 3.6% 01-2026: 3.6%● unchanged vs 12-2025 02-2026: 3.7%▲ +0.1 percentage points vs 01-2026 03-2026: 4.0%▲ +0.3 percentage points vs 02-2026 04-2026: 4.2%▲ +0.2 percentage points vs 03-2026 05-2026: 4.6%▲ +0.4 percentage points vs 04-2026 06-2026: 4.6%● unchanged vs 05-2026 07-2026: 5.0%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 0.8%▼ -4.2 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026lowest value

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 3.76, above the usual 1.5; short-term debt: 26.6% and cash: 78.7% of total assets), and 26.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 85% on solvency, 91% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.76, cash €5,189

NBB · annual accounts

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Manufacture of food products (NACE 10)

KBO

Equity €4,840 (73.4% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
11-05-2026 Resignations: Josephus Franciscus Elisabeth Maria Buijtels…Gazette deed

Key points

Positive: Among the best 15% on solvencysector median 31.8% · 1,847 companies 73.4% View
Directors leftlatest change 11-05-2026 · 0 in office 3 left View
Total assets 2025first financial year filed €6,596 View