VISEFLOR
ActiveVISEFLOR has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+85
Solvency43▲+14
Growth60▲+17
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.75 in 2024; short-term debt: 66.3% and cash: 0.7% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
43 d early
2023
on the day
2022
11 d early
2021
47 d early
2020
3 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€287k▲ 15.6%
2020 · €249k
2019: €301k
2020: €249k
2019 → 2021
EBIT margin
11.8%▲ 9.4pp
2020 · 2.4%
2019: 1.8%
2020: 2.4%
2019 → 2021
Net result
€13k
2024 · €-12k
2019: €2k
2020: €2k
2021: €32k
2022: €36k
2023: €-934
2024: €-12k
2019 → 2025
Working capital
€-8k▲ 53.7%
2024 · €-17k
2019: €15k
2020: €10k
2021: €204
2022: €-2k
2023: €626
2024: €-17k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€287k-
Equity€-19k-€17k€16k▼ 5.6%€3k▼ 78.2%€17k▲ 379%
Operating result€34k-€37k▲ 9.7%€2k▼ 95.7%€-10k€15k
Net result€32k-€36k▲ 10.3%€-934€-12k▼ 1,227%€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€38k▼ 12.6%
Current assets
€53k▲ 5.5%
Equity and liabilities €91k
Equity
€17k▲ 379%
Debt
€74k▼ 17.6%
The debt ratio falls from 96.3% to 81.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €-4k
Cash flow
€19k▲
2024 · €-6k
Solvency
18.2%▲
2024 · 3.7%
Current ratio
0.87▲
2024 · 0.75
Quick ratio
0.18▲
2024 · 0.15
Debt / equity
4.50▼
2024 · 26.14
ROE
79.1%▲
2024 · -358.6%
ROA
14.4%▲
2024 · -13.2%
Interest coverage
9.59▲
2024 · -1.60
Debt
€74k▼
2024 · €90k
Debt ≤ 1 year
€60k▼
2024 · €67k
Debt > 1 year
€14k▼
2024 · €18k
Staff costs
€123k▼
2024 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€91k▼
Formation expenses20€0-
Fixed assets21/28€44k€38k▼
Tangible fixed assets22/27€43k€37k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€35k€31k▼
Financial fixed assets28€1k€2k▲
Current assets29/58€50k€53k▲
Stocks and contracts in progress3€40k€42k▲
Stocks30/36€40k€42k▲
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€7k€8k▲
Other amounts receivable41€64€0▼
Cash at bank and in hand54/58€859€669▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€94k€91k▼
Equity10/15€3k€17k▲
Contributions10/11€19k€19k=
Reserves13€0-
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Profit (loss) carried forward14€-15k€-2k▲
Amounts payable17/49€90k€74k▼
Amounts payable after more than one year17€18k€14k▼
Financial debts170/4€18k€14k▼
Amounts payable within one year42/48€67k€60k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€18k€15k▼
Credit institutions430/8€18k€15k▼
Trade debts44€10k€13k▲
Suppliers440/4€10k€13k▲
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€11k€5k▼
Remuneration and social security454/9€21k€22k▲
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€132k€123k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€0
Other operating charges640/8€416€3k▲
Non-recurring operating charges66A-€93
Gross operating margin9900€129k€147k▲
Operating profit (loss)9901€-10k€15k▲
Financial income75/76B€295€7▼
Recurring financial income75€295€7▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-12k€13k▲
Profit (loss) for the period9904€-12k€13k▲
Profit (loss) for the period to be appropriated9905€-12k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-2k▲
Profit (loss) brought forward from the previous period14P€-3k€-15k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €36k ▲10.3%
Operating result €37k, net result €36k, both a record.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Franklin Roosevelt(VIS) 554600 ViséGround area
467 m²
Building footprint
246 m²
Volume, LiDAR
3,543 m³
2 parcels, Wallonia · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue Haute(VIS) 50, 4600 Visé
since 19952.071.559.912
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108A0327/00Y002 | Wallonia | 252 m² | 1 · 194 m² | 17.3 m · 5 fl. |
| 62108C0138/00H000 | Wallonia | 216 m² | 1 · 53 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLUET
BE 0548.674.362
Gent · Eq €16k
BOVANRO
BE 0417.519.375
Duffel · Eq €17k
Frespar
BE 1001.359.209
Haaltert · Eq €17k
MYOSOTIS
BE 0457.022.329
Edegem · Eq €17k
LA BELLE JARDINIERE
BE 0428.351.604
Seraing · Eq €17k
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-1994
Fiscal year end30-06
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.