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Visah

Active
Private limited companyfounded 20188 yrs activeMeerstraat 188, 1851 Grimbergen, BelgiumKBO/BCE: BE 0690.635.842

Visah has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-15k) and a net result of €-18k. Equity is shrinking by ~184.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
7 / 100
Critical▼ -26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▲+23
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.72 in 2024), and equity is negative.
Credit advice for your own amount and term

Signals

7 signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-593%
Return on assets
-687.9%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-02-2026, 171 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
171 d early
2024
9 d early
2023
1 d early
2022
3 d early
2021
47 d late
2020
144 d late
2019
31 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-15k
2024 · €2k
2023: €6k 2024: €2k
2023 → 2025
Total assets
€3k▼ 91.6%
2024 · €31k
2023: €18k 2024: €31k
2023 → 2025
Net result
€-18k▼ 448%
2024 · €-3k
2023: €-7k 2024: €-3k
2023 → 2025
Working capital
€-15k▼ 92.5%
2024 · €-8k
2023: €-7k 2024: €-8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€6k-€2k▼ 56.9%€-15k
Operating result€-7k-€3k€-4k
Net result€-7k-€-3k▲ 54.8%€-18k▼ 448%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0Operating result 2023: €-7k€-7kNet result 2023: €-7k€-7kOperating result 2024: €3k€3kNet result 2024: €-3k€-3kOperating result 2025: €-4k€-4kNet result 2025: €-18k€-18k202320242025
The operating result turns negative in 2025: a loss of €4k after €3k in 2024.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-4k
2024 · €6k
Cash flow
€-18k
2024 · €-691
Solvency
-593.0%
2024 · 7.9%
Current ratio
0.14
2024 · 0.72
Quick ratio
0.14
2024 · 0.72
Debt / equity
-1.17
2024 · 11.58
ROE
116.0%
2024 · -132.2%
ROA
-687.9%
2024 · -10.5%
Interest coverage
-15.04
2024 · 51.88
Debt
€18k
2024 · €28k
Debt ≤ 1 year
€18k
2024 · €28k
Income taxes
€14k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Total assets 20/58€3k
Fixed assets 21/28€0
Tangible fixed assets 22/27€0
Current assets 29/58€3k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€754
Total equity & liabilities 10/49€3k
Equity 10/15€-15k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-22k
Amounts payable 17/49€18k
Amounts payable within one year 42/48€18k
Trade debts payable within one year 44€209
Income statement Code2025
Gross operating margin 9900€-2k
Operating result 9901€-4k
Financial income 75€0
Financial charges 65€255
Result before taxes 9903€-4k
Income taxes 67/77€14k
Net result for the period 9904€-18k
Result to be appropriated 9905€-18k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-04
State Gazette act Open capture
Act object · General meeting · Name change · Seat change · Ellen Van Riet
19-02
State Gazette act Director changes
v3.2
10-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series.
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 47 days late
03-03
State Gazette act Registered-office change
v3.2
2021
22-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 144 days late
19-08
State Gazette act Registered-office change
v3.2
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
21-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
19-02
State Gazette act Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
5 of 5 acts read

Directors · office · real estate

Directors
1 director, no change since 2026
Wim Spinoy
Director · since 19-02-2026
Current
19-02-2026 Resigned as Manager
19-02-2026 Mandate renewed as Director
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2018
exact location from the address register On OpenStreetMap
Ground area
482 m²
Building footprint
126 m²
Volume, LiDAR
1,005 m³
Parcel 23036C0247/00B000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VISAH
Meerstraat 188, 1851 GrimbergenBusiness and other management consultancy
since 20182.273.483.723
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23036C0247/00B000 Flanders 482 m² 1 · 126 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 1,404 companies in sector 93129 we hold annual accounts for 163. 53 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-02-2018
Fiscal year end31-12
Activities, NACEBEL
93129Activities of other sports clubs
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 5 actsNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.