Financials
- Financial year
- 2025
- Total assets
- €12,417
- Loss
- -€6,918
- Solvency
- -31.6%
Virtuele Huis
ActiveSummary
Virtuele Huis has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,918) and a net result of -€6,918. Its solvency ranks better than 20% of 197 sector peers (NACE 14, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Manufacture of wearing apparel
NACE 14299
1 site
Size
€12,417total assets 2025
- Equity
- -€3,918
- Loss
- -€6,918
Turnover not published (micro format)
Structure
Accounts filed 23 days late
Why 53raises riskCapped at 59: negative equityNegative equity -€3,918Founded in 2024lowers riskSector: Manufacture of wearing apparel (NACE 14)Size: total assets €12,417Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 14, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
0
equity -31.6% of total assets
Liquidity
20
short-term debt 131.6% · cash 16.4%
Profitability
0
return on assets -55.7%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.7%lowest value
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.9%▲ +0.1 percentage points vs 10-2025
12-2025: 1.0%▲ +0.1 percentage points vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.1%▲ +0.1 percentage points vs 03-2026
05-2026: 1.2%▲ +0.1 percentage points vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026highest value
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 0.8%▼ -0.4 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.13, below 1; short-term debt: 131.6% and cash: 16.4% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 14, micro): better than 9% on solvency, 22% on liquidity and 11% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
23 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: ABERKANE Yassine Pascal (director)…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of wearing apparelNACE 14299
- Founded
- 07-05-2024
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 23
- Who signs
- Each director alone
- Annual meeting
- 15 December at 20:00
- Purpose
- “Vervaardiging van kledij,handtassen,accessoires en allerhande in leder en alle soorten…” (deed in Dutch)
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