Virtual In Touch

Active

Private limited companyfounded 2024active for 1 yearVesten(BEV) 29, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 1016.384.410

Summary

The annual accounts of Virtual In Touch for financial year 2025 show a net loss of 62% of total assets. The 2025 annual accounts show equity of €2,705 and a net result of -€4,795. Its solvency ranks better than 52% of 22,382 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

Virtual In TouchActiveChecked score 55/100

Risk analysis Report Compare

Activity

Other non-specialised retail sale

NACE 47120Public relations and communication consultancy NACE 73300

1 site

Size

€7,680total assets 2025

Equity: €2,705
Loss: -€4,795

Turnover not published (micro format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

Accounts 23 days early

Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2024Loss of €4,795 (financial year 2025)lowers riskLiquidity: current ratio 1.54, cash €7,602Size: total assets €7,680Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 43% of its sector peers (NACE 47, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 60

equity 35.2% of total assets

Liquidity 66

short-term debt 64.8% · cash 99.0%

Profitability 0

return on assets -62.4%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,230 companies, NACE 47, micro)

Last 24 months 12-2025: 1.8% 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.9%▲ +0.1 percentage points vs 01-2026 03-2026: 2.2%▲ +0.3 percentage points vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.6%▲ +0.3 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.9%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.7%▼ -2.2 percentage points vs 07-2026 09-2026: 0.6%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.7%▲ +0.1 percentage points vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 1.54, above the usual 1.5; short-term debt: 64.8% and cash: 99% of total assets), but 64.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 51% on solvency, 72% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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