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VIRTUAL FIDELITY CONSULTING

Active
Private limited company (pre-2019)founded 2004active for 22 yearsSteenbokstraat 11, 2018 Antwerpen, BelgiumKBO/BCE: BE 0864.660.275
Summary

VIRTUAL FIDELITY CONSULTING has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €328,426 and a net result of -€25,838. Equity has been stable since 2018 (±2.5% per year). Its solvency ranks better than 90% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-04-2004 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.136.882.680 2610 Antwerpen, since 31-05-2004
Financial year end
31 December
Peppol
Reachable since 28-10-2025

Board and ownership

Board
  • Franck VincentDirector · since 02-04-2004

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
-€17,942
Loss
€25,838
Equity
€328,426
▼ 7.3%
Total assets
€350,141
▼ 8.1%
  • 2025 accounts filed 27 days after the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskLoss of €25,838 (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €350,141Equity €328,426 (93.8% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 100=
equity 93.8% of total assets
Liquidity 53-3
short-term debt 6.2% · cash 2.0%
Profitability 10-64
return on assets -7.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,531 companies, NACE 70, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.16 (5.87 in 2024), above the usual 1.5. Short-term debt is 6.2% and cash 2% of total assets. 6.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 41% on liquidity, 10% on profitability and 30% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €25,838 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €350,141
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €328,426 (93.8% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
1 day early
2023
13 days late
2022
36 days late
2021
31 days late
2020
226 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in head offices and management consultancysector median €37,637 · 10,818 companies -€25,838 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as VIRTUAL FIDELITY CONSULTING: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €317,000 and €396,000, founded between 2002 and 2006.

CompanyTotal assetsGross margin
VIRTUAL FIDELITY CONSULTING Antwerpen€350,141-€17,942
HOGHESCOTE Antwerpen€387,874-€47,367
WENKO Schoten€371,534-€41,002
ACCOUNTANT & BELASTINGADVISEUR F. VAN DEN BRANDE Zandhoven€330,039-€4,727
DE MEYER MANAGEMENT Lier€396,253-€5,903
CLM Schilde€348,764-€30,202
SECURIPLUS Zoersel€316,725-€23,793
Full comparison

Key facts about VIRTUAL FIDELITY CONSULTING

What is the company number of VIRTUAL FIDELITY CONSULTING?
The company number of VIRTUAL FIDELITY CONSULTING is 0864.660.275. The VAT number is the same number with BE in front: BE 0864.660.275.
Where is VIRTUAL FIDELITY CONSULTING based?
The registered office is at Steenbokstraat 11, 2018 Antwerpen.Company details
What does VIRTUAL FIDELITY CONSULTING do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VIRTUAL FIDELITY CONSULTING?
The legal form of VIRTUAL FIDELITY CONSULTING is Private limited company (pre-2019) (BVBA).
When was VIRTUAL FIDELITY CONSULTING founded?
VIRTUAL FIDELITY CONSULTING was founded on 09-04-2004.
Is VIRTUAL FIDELITY CONSULTING still active?
Yes, VIRTUAL FIDELITY CONSULTING is an active enterprise in the KBO register.
What is the turnover of VIRTUAL FIDELITY CONSULTING?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is VIRTUAL FIDELITY CONSULTING profitable?
In financial year 2025, VIRTUAL FIDELITY CONSULTING made a loss of €25,838.
Where can I find the annual accounts of VIRTUAL FIDELITY CONSULTING?
VIRTUAL FIDELITY CONSULTING filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VIRTUAL FIDELITY CONSULTING due?
VIRTUAL FIDELITY CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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