Turnover
≈ €380,000 estimated
The micro format states no turnover.
VIRTU
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €82,531 (2022)
€72,181▲ 44.3%
lowest -€5,320 (2017)
€41,441▲ 52.3%
peak €150,480 (2025)
€150,480▲ 38.0%
€128,252▼ 3.9%
Board1 name since 2004
1 directorKindts Victor
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €50,020 to €72,181Result from €27,214 to €41,441Equity from €109,039 to €150,480
Key points
from the 2025 annual accountsFilings
22 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€41,441
Higher net result than 82% of companies in wholesale trade. Sector median €5,616 · 13,806 companies.
Checked score
94
Excellent
Financially stronger than 78% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.2%▼ -0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.6%▲ +0.1 percentage points vs 09-2025highest value
11-2025: 0.2%▼ -0.4 percentage points vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.58, cash €186,905
Founded in 2004
Equity €150,480 (54.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 61% of them on solvency, 86% on liquidity, 82% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as VIRTU has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIRTU itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for VIRTU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.58 (2.09 in 2024), above the usual 1.5. Short-term debt is 34.3% and cash 67.1% of total assets. 46% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
60 days late
2023
61 days late
2022
58 days late
2021
30 days late
2020
61 days late
2019
70 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 57 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
KV
Kindts Victor
Director, since 29-01-2004
Shares in 1 company, Firma Jules Van De Velde Groothandel in Wijnen en Likeuren
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0863092934
Incorporation
published on 05-02-2004 · Gazette deed
First establishment
VIRTU BVBA, Onderrichtsstraat 33, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VIRTU Brussels | €278,732 | €72,181 | 54.0% | - |
| BEAVER CREEK Schilde | €263,113 | €91,419 | 69.6% | - |
| V-SYS Mol | €245,990 | €66,252 | 53.5% | - |
| EURO SOLUTIONS DESK Bruges | €226,909 | €90,094 | 49.9% | - |
| VLAPPS Ternat | €281,401 | €50,762 | 91.0% | - |
| GUASCH CONSULTING Watermael-Boitsfort | €395,178 | €58,949 | 95.8% | - |
| ADW MANAGEMENT Woluwe-Saint-Pierre | €303,460 | €110,153 | 78.2% | - |
These companies have the same main activity as VIRTU: wholesale of information and communication equipment (NACE 46500). They are comparable in size and age: total assets between €227,000 and €395,000, founded between 2002 and 2007.
Official details
Source: KBO- Status
- Active since 29-01-2004Normal situation
- Activity
- Wholesale of information and communication equipmentNACE 46500and 2 others
- Establishment unit
- 2.135.447.2781000 Brussels, since 27-01-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 07-07-2025
Insights on VIRTU
VIRTU files the micro format. That format states no turnover. The gross margin rose from €38,570 in 2006 to €72,181 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VIRTU
- What is the company number of VIRTU?
- The company number of VIRTU is 0863.092.934. The VAT number is the same number with BE in front: BE 0863.092.934.
- Where is VIRTU based?
- The registered office is at Onderrichtsstraat 33, 1000 Brussels.Company details
- What does VIRTU do?
- According to the KBO register, the main activity is wholesale of information and communication equipment (NACE 46500).
- What is the legal form of VIRTU?
- VIRTU is a private limited company (pre-2019) (BVBA).
- When was VIRTU founded?
- VIRTU was founded on 29-01-2004.
- Is VIRTU still active?
- Yes, VIRTU is an active enterprise in the KBO register.
- What is the turnover of VIRTU?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €72,181 and 106 comparable companies (NACE 46). It probably lies between €190,000 and €680,000.Financials
- Is VIRTU profitable?
- In financial year 2025, VIRTU made a profit of €41,441.
- Where can I find the annual accounts of VIRTU?
- VIRTU filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VIRTU due?
- VIRTU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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