VIRK INDIA
ActiveSummary
The computed 12-month bankruptcy probability of VIRK INDIA is 2.5% (moderate). The 2025 annual accounts show equity of €36k and a net result of €5k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 18400 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability43▼-6
Solvency86▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 1.89 in 2024; short-term debt: 39.3% and cash: 6.6% of total assets), and 39.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
8.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
40 d early
2023
2 d early
2022
26 d early
2021
46 d early
2020
50 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 17.2%
2024 · €30k
2019: €10k
2020: €12k▲ +18.9% vs 2019
2021: €10k▼ -16.2% vs 2020lowest in 7 years
2022: €12k▲ +18.9% vs 2021
2023: €24k▲ +108% vs 2022
2024: €30k▲ +25.3% vs 2023
2025: €36k▲ +17.2% vs 2024highest in 7 years
2019 → 2025
Total assets
€59k▲ 0.4%
2024 · €59k
2019: €16klowest in 7 years
2020: €26k▲ +64.9% vs 2019
2021: €28k▲ +8.5% vs 2020
2022: €47k▲ +66.2% vs 2021
2023: €50k▲ +8.5% vs 2022
2024: €59k▲ +15.9% vs 2023
2025: €59k▲ +0.4% vs 2024highest in 7 years
2019 → 2025
Net result
€5k▼ 15.0%
2024 · €6k
2019: €4k
2020: €2k▼ -49.1% vs 2019
2021: €-2k▼ -202% vs 2020lowest in 7 years
2022: €2k▲ +198% vs 2021
2023: €13k▲ +580% vs 2022highest in 7 years
2024: €6k▼ -51.2% vs 2023
2025: €5k▼ -15.0% vs 2024
2019 → 2025
Working capital
€34k▲ 37.8%
2024 · €25k
2019: €5klowest in 7 years
2020: €12k▲ +141% vs 2019
2021: €10k▼ -16.2% vs 2020
2022: €11k▲ +7.3% vs 2021
2023: €25k▲ +135% vs 2022
2024: €25k▲ +0.5% vs 2023
2025: €34k▲ +37.8% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€12k▲ 18.9%€24k▲ 108%€30k▲ 25.3%€36k▲ 17.2%
2021: €10klowest in 5 years
2022: €12k▲ +18.9% vs 2021
2023: €24k▲ +108% vs 2022
2024: €30k▲ +25.3% vs 2023
2025: €36k▲ +17.2% vs 2024highest in 5 years
Operating result€-2k-€-1k▲ 16.3%€9k€5k▼ 46.4%€7k▲ 33.3%
2021: €-2klowest in 5 years
2022: €-1k▲ +16.3% vs 2021
2023: €9k▲ +813% vs 2022highest in 5 years
2024: €5k▼ -46.4% vs 2023
2025: €7k▲ +33.3% vs 2024
Net result€-2k-€2k€13k▲ 580%€6k▼ 51.2%€5k▼ 15.0%
2021: €-2klowest in 5 years
2022: €2k▲ +198% vs 2021
2023: €13k▲ +580% vs 2022highest in 5 years
2024: €6k▼ -51.2% vs 2023
2025: €5k▼ -15.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€1k ▼ 74.6%
Current assets
€57k ▲ 8.3%
Equity and liabilities €59k
Equity
€36k ▲ 17.2%
Debt
€23k ▼ 17.8%
Debt's share of the balance-sheet total falls from 47.9% to 39.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▲
2024 · €9k
Cash flow
€9k▼
2024 · €10k
Current ratio
2.49▲
2024 · 1.89
Quick ratio
0.25▲
2024 · 0.13
Debt to equity
0.65▼
2024 · 0.92
ROE
14.7%▼
2024 · 20.2%
ROA
8.9%▼
2024 · 10.5%
Interest coverage
1.62▼
2024 · 2.08
Debt ≤ 1 year
€23k▼
2024 · €28k
Income taxes
€3k▲
2024 · €3k
Staff costs
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€59k€59k▲
Fixed assets21/28€6k€1k▼
Tangible fixed assets22/27€6k€1k▼
Furniture and vehicles24€6k€1k▼
Current assets29/58€53k€57k▲
Stocks and contracts in progress3€49k€52k▲
Stocks30/36€49k€52k▲
Amounts receivable within one year40/41€2k€2k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€59k€59k▲
Equity10/15€30k€36k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€24k€29k▲
Amounts payable17/49€28k€23k▼
Amounts payable within one year42/48€28k€23k▼
Current portion of amounts payable after more than one year42€7k€5k▼
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€327-
Other amounts payable47/48€8k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€7k€4k▼
Gross operating margin9900€20k€17k▼
Operating profit (loss)9901€5k€7k▲
Financial income75/76B€8k€8k▼
Recurring financial income75€8k€8k▼
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€9k€8k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€6k€5k▼
Profit (loss) for the period to be appropriated9905€6k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€29k▲
Profit (loss) brought forward from the previous period14P€18k€24k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €503 | €3k | €2k | ▼ 35.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4k | €4k | €4k | €4k | = |
| Other operating charges640/8 | €902 | €737 | €3k | €7k | €4k | ▼ 39.3% |
| Non-recurring operating charges66A | - | €3k | - | - | - | - |
| Gross operating margin9900 | €-636 | €6k | €16k | €20k | €17k | ▼ 12.2% |
| Operating profit (loss)9901 | €-2k | €-1k | €9k | €5k | €7k | ▲ 33.3% |
| Financial income75/76B | €2k | €6k | €6k | €8k | €8k | ▼ 2.8% |
| Recurring financial income75 | €2k | €6k | €6k | €8k | €8k | ▼ 2.8% |
| Financial charges65/66B | €2k | €2k | €2k | €4k | €7k | ▲ 51.2% |
| Recurring financial charges65 | €2k | €2k | €2k | €4k | €7k | ▲ 51.2% |
| Profit (loss) for the period before taxes9903 | €-1k | €2k | €13k | €9k | €8k | ▼ 9.6% |
| Income taxes67/77 | €747 | €373 | €476 | €3k | €3k | ▲ 3.7% |
| Profit (loss) for the period9904 | €-2k | €2k | €13k | €6k | €5k | ▼ 15.0% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €2k | €13k | €6k | €5k | ▼ 15.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28k | €47k | €50k | €59k | €59k | ▲ 0.4% |
| Fixed assets21/28 | - | €14k | €10k | €6k | €1k | ▼ 74.6% |
| Tangible fixed assets22/27 | - | €14k | €10k | €6k | €1k | ▼ 74.6% |
| Furniture and vehicles24 | - | €14k | €10k | €6k | €1k | ▼ 74.6% |
| Current assets29/58 | €28k | €33k | €41k | €53k | €57k | ▲ 8.3% |
| Stocks and contracts in progress3 | €24k | €30k | €35k | €49k | €52k | ▲ 4.4% |
| Stocks30/36 | €24k | €30k | €35k | €49k | €52k | ▲ 4.4% |
| Amounts receivable within one year40/41 | €898 | €1k | €1k | €2k | €2k | ▲ 9.0% |
| Trade receivables40 | €898 | - | - | - | - | - |
| Other amounts receivable41 | - | €1k | €1k | €2k | €2k | ▲ 9.0% |
| Cash at bank and in hand54/58 | €3k | €2k | €5k | €2k | €4k | ▲ 119% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28k | €47k | €50k | €59k | €59k | ▲ 0.4% |
| Equity10/15 | €10k | €12k | €24k | €30k | €36k | ▲ 17.2% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €4k | €5k | €18k | €24k | €29k | ▲ 21.6% |
| Amounts payable17/49 | €18k | €35k | €26k | €28k | €23k | ▼ 17.8% |
| Amounts payable after more than one year17 | - | €13k | €10k | - | - | - |
| Financial debts170/4 | - | €13k | €10k | - | - | - |
| Amounts payable within one year42/48 | €18k | €22k | €16k | €28k | €23k | ▼ 17.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7k | €5k | ▼ 21.7% |
| Trade debts44 | €904 | €2k | €3k | €11k | €8k | ▼ 28.8% |
| Suppliers440/4 | €904 | €2k | €3k | €11k | €8k | ▼ 28.8% |
| Taxes, remuneration and social security45 | - | €152 | €640 | €3k | €3k | ▼ 6.6% |
| Taxes450/3 | - | €152 | €640 | €3k | €3k | ▲ 5.5% |
| Remuneration and social security454/9 | - | - | - | €327 | - | - |
| Other amounts payable47/48 | €17k | €20k | €13k | €8k | €7k | ▼ 2.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €2k | €13k | €6k | €5k | ▼ 15.0% |
| + Depreciation and write-downs630 | - | €4k | €4k | €4k | €4k | = |
| Operating cash flow (approximation) | €-2k | €6k | €17k | €10k | €9k | ▼ 8.9% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | €-1k | €3k | €-3k | €2k | ▲ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €13k ▲580%
Operating result €9k, net result €13k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 3 establishment units since 2018
Ground area
466 m²
Building footprint
246 m²
Volume, LiDAR
2,095 m³
3 parcels, Brussels, Flanders, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
3 establishment units
Près Alimentation
since 20182.305.986.245
Puissant Alimentation Générale
since 20202.305.986.146
AR Maart
since 20242.360.190.538
3 parcels
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0064/00P000 | Flanders | 249 m² | 1 · 80 m² | 9.1 m · 2 fl. |
| 52363E0057/00V026 | Wallonia | 110 m² | 1 · 66 m² | 11.1 m · 3 fl. |
| 21342B0120/00Z000 | Brussels | 107 m² | 1 · 100 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesSint-Agatha-Berchem2.305.986.245
Charleroi2.305.986.146
Dilbeek2.360.190.538
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 4,508 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.