VIRGINIE CAMBRON
ActiveSummary
VIRGINIE CAMBRON has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €9k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+4
Solvency25▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.3%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
29 d late
2022
84 d late
2021
61 d late
2020
61 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k
2024 · €-8k
2018: €-39k
2019: €-32k
2020: €-43k
2021: €-35k
2022: €-23k
2023: €-17k
2024: €-8k
2018 → 2025
Total assets
€370k▼ 5.1%
2024 · €390k
2018: €299k
2019: €288k
2020: €342k
2021: €431k
2022: €431k
2023: €414k
2024: €390k
2018 → 2025
Net result
€9k▲ 13.5%
2024 · €8k
2018: €546
2019: €7k
2020: €-12k
2021: €8k
2022: €13k
2023: €6k
2024: €8k
2018 → 2025
Working capital
€124k▲ 5.9%
2024 · €117k
2018: €55k
2019: €63k
2020: €79k
2021: €86k
2022: €97k
2023: €107k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-35k-€-23k▲ 35.9%€-17k▲ 26.8%€-8k▲ 49.7%€1k
Operating result€17k-€23k▲ 35.4%€16k▼ 30.5%€18k▲ 11.6%€18k▲ 0.3%
Net result€8k-€13k▲ 59.7%€6k▼ 52.2%€8k▲ 35.3%€9k▲ 13.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €370k
Fixed assets
€199k ▼ 11.1%
Current assets
€171k ▲ 2.9%
Equity and liabilities €370k
Equity
€1k
Debt
€369k
Debt finances 99.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€49k▼
2024 · €49k
Cash flow
€40k▲
2024 · €40k
Current ratio
3.62▲
2024 · 3.38
ROE
934.1%
ROA
2.5%▲
2024 · 2.1%
Interest coverage
4.93▲
2024 · 4.53
Debt ≤ 1 year
€47k▼
2024 · €49k
Debt > 1 year
€319k▼
2024 · €348k
Income taxes
€3k▲
2024 · €3k
A ratio outside any meaningful range has been withheld (balance sheet total €370k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€390k€370k▼
Fixed assets21/28€224k€199k▼
Tangible fixed assets22/27€224k€199k▼
Land and buildings22€223k€197k▼
Plant, machinery and equipment23€773€2k▲
Current assets29/58€166k€171k▲
Amounts receivable after more than one year29€96k€96k=
Other amounts receivable291€96k€96k=
Amounts receivable within one year40/41€54k€50k▼
Trade receivables40€9k€9k▲
Other amounts receivable41€45k€41k▼
Cash at bank and in hand54/58€16k€25k▲
Deferred charges and accrued income490/1€585€397▼
Equity and liabilities
Total equity and liabilities10/49€390k€370k▼
Equity10/15€-8k€1k▲
Contributions10/11€19k€19k=
Reserves13€415€415=
Non-distributable reserves130/1€415€415=
Reserves not available under the articles1311€415€415=
Profit (loss) carried forward14€-27k€-18k▲
Amounts payable17/49€398k€369k▼
Amounts payable after more than one year17€348k€319k▼
Financial debts170/4€348k€319k▼
Amounts payable within one year42/48€49k€47k▼
Current portion of amounts payable after more than one year42€32k€32k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€13k€12k▼
Accrued charges and deferred income492/3€681€3k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A-€773
Gross operating margin9900€52k€53k▲
Operating profit (loss)9901€18k€18k▲
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€12k€13k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€8k€9k▲
Profit (loss) for the period to be appropriated9905€8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-18k▲
Profit (loss) brought forward from the previous period14P€-36k€-27k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
31-12
Financial
Highest result since 2018net €13k ▲59.7%
Net result €13k, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-12k ▼268%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Sendrogne(LVG) 1174141 SprimontGround area
1,031 m²
Building footprint
111 m²
Volume, LiDAR
798 m³
Parcel 62067E0364/00S000, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VIRGINIE CAMBRON
since 20082.281.655.279
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067E0364/00S000 | Wallonia | 1,031 m² | 1 · 111 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 4,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-10-2008
Fiscal year end31-12
Abbreviation FR
VC
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.