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VIRETAIL

Active
Private limited company (pre-2019)founded 201313 yrs activeRue Lambert Fortune 80, 1300 Wavre, BelgiumKBO/BCE: BE 0535.924.109
Summary

VIRETAIL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€195,234) and a net result of €8,950. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 5% of 3243 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+75
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.59 against 1.62 in 2024; short-term debt: 55.8% and cash: 27.2% of total assets), but equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-366.9%
Return on assets
16.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3243 sector peers (2025).
NBB · sector comparison
Position among 3243 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 d early
2024
53 d early
2023
47 d early
2022
26 d early
2021
41 d early
2020
24 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 21 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 June 2013, VIRETAIL was incorporated.1 Total assets went from EUR 114,417 in 2021 to EUR 53,210 in 2025 and headcount from 2 full-time equivalents in 2023 to 1.8 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021, 2023 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8,950
2024 · -€116,719
Working capital
€17,624▼ 18.8%
2024 · €21,707
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€24,784€6,404▼ 74.2%-€310-€7,112▼ 2,198%€11,387
Net result€23,727within the sector's middle half€3,439within the sector's middle half▼ 85.5%-€2,413below the sector's middle half-€116,719below the sector's middle half▼ 4,736%€8,950within the sector's middle half
Equity-€88,490below the sector's middle half▲ 21.1%-€85,051below the sector's middle half▲ 3.9%-€87,464below the sector's middle half▼ 2.8%-€204,183below the sector's middle half▼ 133%-€195,234below the sector's middle half▲ 4.4%
Total assets€114,417within the sector's middle half€125,120within the sector's middle half▲ 9.4%€158,397within the sector's middle half▲ 26.6%€65,370below the sector's middle half▼ 58.7%€53,210below the sector's middle half▼ 18.6%
Debt€202,907▲ 80.8%€210,171▲ 3.6%€245,861▲ 17.0%€269,553▲ 9.6%€248,444▼ 7.8%
Working capital€19,726within the sector's middle half€14,770within the sector's middle half▼ 25.1%-€1,087below the sector's middle half€21,707within the sector's middle half€17,624within the sector's middle half▼ 18.8%
Solvency-77.3%below the sector's middle half-68.0%below the sector's middle half▲ 9.4pp-55.2%below the sector's middle half▲ 12.8pp-312.4%below the sector's middle half▼ 257.1pp-366.9%below the sector's middle half▼ 54.6pp
Current ratio3.27within the sector's middle half1.86within the sector's middle half▼ 1.410.94below the sector's middle half▼ 0.911.62within the sector's middle half▲ 0.681.59within the sector's middle half▼ 0.03
Return on assets (ROA)20.7%within the sector's middle half2.7%within the sector's middle half▼ 18.0pp-1.5%below the sector's middle half▼ 4.3pp-178.6%below the sector's middle half▼ 177.0pp16.8%above the sector's middle half▲ 195.4pp
Staff (FTE)21.8within the sector's middle half▼ 10.0%1.8within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
  • 2024 Net result -4,736% on 2023. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: €24,784€24,784Net result 2021: €23,727€23,727Operating result 2022: €6,404€6,404Net result 2022: €3,439€3,439Operating result 2023: -€310-€310Net result 2023: -€2,413-€2,413Operating result 2024: -€7,112-€7,112Net result 2024: -€116,719-€116,719Operating result 2025: €11,387€11,387Net result 2025: €8,950€8,95020212022202320242025-€150,000-€100,000-€50,000€0Operating result 2023: -€310-€310Net result 2023: -€2,413-€2,410Operating result 2024: -€7,112-€7,110Net result 2024: -€116,719-€117,000Operating result 2025: €11,387€11,400Net result 2025: €8,950€8,950202320242025
The operating result returns to profit in 2025: €11,387 after a loss of €7,112 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53,210
Fixed assets €5,908 ▼ 32.4%
Current assets €47,302 ▼ 16.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,218▲
2024 · -€4,484
Cash flow
€11,781▲
2024 · -€114,091
Debt to equity
-1.27▲
2024 · -1.32
Interest coverage
4.26▲
2024 · -1.85
Debt ≤ 1 year
€29,678▼
2024 · €34,924
Debt > 1 year
€218,766▼
2024 · €234,449
Income taxes
€220▼
2024 · €305
Staff costs
€91,333▲
2024 · €84,671
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
2.9% went bankrupt
4.8% stopped otherwise
92% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€65,370€53,210▼
Fixed assets21/28€8,739€5,908▼
Tangible fixed assets22/27€8,739€5,908▼
Plant, machinery and equipment23€3,087€2,048▼
Furniture and vehicles24€5,653€3,860▼
Financial fixed assets28€0€0=
Current assets29/58€56,630€47,302▼
Amounts receivable after more than one year29€19,000-
Other amounts receivable291€19,000-
Amounts receivable within one year40/41€26,658€27,794▲
Trade receivables40€26,658€27,794▲
Cash at bank and in hand54/58€7,038€14,464▲
Deferred charges and accrued income490/1€3,935€5,044▲
Equity and liabilities
Total equity and liabilities10/49€65,370€53,210▼
Equity10/15-€204,183-€195,234▲
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€222,783-€213,834▲
Amounts payable17/49€269,553€248,444▼
Amounts payable after more than one year17€234,449€218,766▼
Other amounts payable178/9€234,449€218,766▼
Amounts payable within one year42/48€34,924€29,678▼
Trade debts44€3,719€3,375▼
Suppliers440/4€3,719€3,375▼
Advances received on contracts in progress46€750-
Taxes, remuneration and social security45€30,454€26,303▼
Taxes450/3€10,118€13,606▲
Remuneration and social security454/9€20,337€12,698▼
Accrued charges and deferred income492/3€180-
Income statement Code20242025
Remuneration, social security and pensions62€84,671€91,333▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,628€2,831▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€25,000€19,000▼
Other operating charges640/8€1,562-
Gross operating margin9900€106,749€124,551▲
Operating profit (loss)9901-€7,112€11,387▲
Financial income75/76B€625€1,124▲
Recurring financial income75€625€1,124▲
Financial charges65/66B€109,927€3,341▼
Recurring financial charges65€2,427€3,341▲
Non-recurring financial charges66B€107,500-
Profit (loss) for the period before taxes9903-€116,414€9,169▲
Income taxes67/77€305€220▼
Profit (loss) for the period9904-€116,719€8,950▲
Profit (loss) for the period to be appropriated9905-€116,719€8,950▲
Appropriation of the result
Profit (loss) to be appropriated9906-€222,783-€213,834▲
Profit (loss) brought forward from the previous period14P-€106,064-€222,783▼
Social balance
Average headcount (FTE)90871.81.8=

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€78,515€100,850€84,671€91,333▲ 7.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€332€2,311€2,628€2,831▲ 7.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€25,000€19,000▼ 24.0%
Other operating charges640/8--€311€1,562--
Gross operating margin9900€66,296€85,251€103,163€106,749€124,551▲ 16.7%
Operating profit (loss)9901€24,784€6,404-€310-€7,112€11,387▲ 260%
Financial income75/76B--€313€625€1,124▲ 79.8%
Recurring financial income75--€313€625€1,124▲ 79.8%
Financial charges65/66B-€2,656€1,985€109,927€3,341▼ 97.0%
Recurring financial charges65€926€2,656€1,985€2,427€3,341▲ 37.7%
Non-recurring financial charges66B---€107,500--
Profit (loss) for the period before taxes9903€23,857€3,748-€1,982-€116,414€9,169▲ 108%
Income taxes67/77€130€309€431€305€220▼ 28.0%
Profit (loss) for the period9904€23,727€3,439-€2,413-€116,719€8,950▲ 108%
Profit (loss) for the period to be appropriated9905€23,727€3,439-€2,413-€116,719€8,950▲ 108%
Line20212022202320242025Change
Assets
Total assets20/58€114,417€125,120€158,397€65,370€53,210▼ 18.6%
Fixed assets21/28€86,000€93,101€140,789€8,739€5,908▼ 32.4%
Tangible fixed assets22/27-€7,101€8,289€8,739€5,908▼ 32.4%
Plant, machinery and equipment23-€5,163€4,125€3,087€2,048▼ 33.6%
Furniture and vehicles24-€1,938€4,165€5,653€3,860▼ 31.7%
Financial fixed assets28€86,000€86,000€132,500€0€0-
Current assets29/58€28,417€32,019€17,607€56,630€47,302▼ 16.5%
Amounts receivable after more than one year29---€19,000--
Other amounts receivable291---€19,000--
Amounts receivable within one year40/41€23,068€10,696€13,434€26,658€27,794▲ 4.3%
Trade receivables40-€10,696€13,434€26,658€27,794▲ 4.3%
Cash at bank and in hand54/58€5,349€21,323€3,861€7,038€14,464▲ 106%
Deferred charges and accrued income490/1--€313€3,935€5,044▲ 28.2%
Equity and liabilities
Total equity and liabilities10/49€114,417€125,120€158,397€65,370€53,210▼ 18.6%
Equity10/15-€88,490-€85,051-€87,464-€204,183-€195,234▲ 4.4%
Contributions10/11-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€107,090-€103,651-€106,064-€222,783-€213,834▲ 4.0%
Amounts payable17/49€202,907€210,171€245,861€269,553€248,444▼ 7.8%
Amounts payable after more than one year17€194,216€192,922€227,167€234,449€218,766▼ 6.7%
Other amounts payable178/9-€192,922€227,167€234,449€218,766▼ 6.7%
Amounts payable within one year42/48€8,691€17,249€18,694€34,924€29,678▼ 15.0%
Trade debts44€701€540€2,021€3,719€3,375▼ 9.3%
Suppliers440/4-€540€2,021€3,719€3,375▼ 9.3%
Advances received on contracts in progress46---€750--
Taxes, remuneration and social security45-€16,709€16,672€30,454€26,303▼ 13.6%
Taxes450/3-€5,564€4,129€10,118€13,606▲ 34.5%
Remuneration and social security454/9-€11,145€12,543€20,337€12,698▼ 37.6%
Accrued charges and deferred income492/3---€180--
Line20212022202320242025Change
Profit (loss) for the period9904€23,727€3,439-€2,413-€116,719€8,950▲ 108%
+ Depreciation and write-downs630-€332€2,311€2,628€2,831▲ 7.7%
Operating cash flow (approximation)€23,727€3,771-€102-€114,091€11,781▲ 110%
Investment in fixed assets (approximation)--€7,433-€50,000€129,422€0▼ 100%
Change in cash-€15,974-€17,462€3,177€7,426▲ 134%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
05-01
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial Back to profitnet €8,950
Net result €8,950 after 2 loss-making years.
2024
09-12
NBB filing Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial Weakest financial yearnet -€116,719
Net result drops to -€116,719, the lowest in the series; recovery starts the following year.
2023
15-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
05-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Back to profitnet €23,727
Net result €23,727 after 2 loss-making years.
07-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
13-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
20-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 232 days late
20-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 597 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2013
exact location from the address register On OpenStreetMap
Ground area
210 m²
Building footprint
82 m²
Volume, LiDAR
995 m³
Parcel 25112M0272/00D000, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
VIRETAIL
Avenue Jean Monnet 1, 1401 NivellesActivities of head offices; management consultancy activities
since 20132.220.223.201
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25112M0272/00D000 Wallonia 209 m² 1 · 82 m² 14.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 3,762 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded24-06-2013
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0535924109
Also 9925:BE0535924109
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.