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VIRE

Active
Private limited companyfounded 20187 yrs activeAugustijnenrei 8, 8000 Brugge, BelgiumKBO/BCE: BE 0715.830.009

VIRE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €-5k. Equity is shrinking by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-5
Solvency72▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.78 in 2024; short-term debt: 53.5% and cash: 9.2% of total assets), and 53.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.5%
Return on assets
-10.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
14 d early
2024
27 d early
2023
33 d early
2022
11 d early
2021
26 d late
2020
31 d late
2019
70 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€20k▼ 24.9%
2024 · €26k
2019: €32k 2020: €51k 2021: €76k 2022: €51k 2023: €30k 2024: €26k
2019 → 2025
Total assets
€43k▼ 30.8%
2024 · €61k
2019: €37k 2020: €58k 2021: €153k 2022: €120k 2023: €86k 2024: €61k
2019 → 2025
Net result
€-5k▼ 10.5%
2024 · €-4k
2019: €19k 2020: €19k 2021: €18k 2022: €10k 2023: €-5k 2024: €-4k
2019 → 2025
Working capital
€-3k▲ 43.0%
2024 · €-6k
2019: €31k 2020: €34k 2021: €32k 2022: €11k 2023: €-5k 2024: €-6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€76k-€51k▼ 33.1%€30k▼ 40.0%€26k▼ 13.5%€20k▼ 24.9%
Operating result€14k-€18k▲ 27.9%€-2k€26€-264
Net result€18k-€10k▼ 46.5%€-5k€-4k▲ 22.0%€-5k▼ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €14k€14kNet result 2021: €18k€18kOperating result 2022: €18k€18kNet result 2022: €10k€10kOperating result 2023: €-2k€-2kNet result 2023: €-5k€-5kOperating result 2024: €26€26Net result 2024: €-4k€-4kOperating result 2025: €-264€-264Net result 2025: €-5k€-5k20212022202320242025
The operating result turns negative in 2025: a loss of €264 after €26 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets €23k▼ 41.8%
Current assets €19k▼ 10.6%
Equity and liabilities €43k
Equity €20k▼ 24.9%
Debt €23k▼ 35.3%
The debt ratio falls from 57.2% to 53.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16k
2024 · €18k
Cash flow
€12k
2024 · €14k
Solvency
46.5%
2024 · 42.8%
Current ratio
0.85
2024 · 0.78
Quick ratio
0.85
2024 · 0.78
Debt / equity
1.15
2024 · 1.33
ROE
-23.0%
2024 · -15.7%
ROA
-10.7%
2024 · -6.7%
Interest coverage
31.89
2024 · 29.00
Debt
€23k
2024 · €35k
Debt ≤ 1 year
€23k
2024 · €28k
Debt > 1 year
€0
2024 · €8k
Income taxes
€4k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€61k€43k
Fixed assets21/28€40k€23k
Tangible fixed assets22/27€32k€16k
Plant, machinery and equipment23€815€227
Furniture and vehicles24€23k€6k
Other tangible fixed assets26€9k€9k=
Financial fixed assets28€7k€7k=
Current assets29/58€22k€19k
Amounts receivable within one year40/41€15k€14k
Trade receivables40€12k€11k
Other amounts receivable41€3k€3k
Cash at bank and in hand54/58€6k€4k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€61k€43k
Equity10/15€26k€20k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€6k€-689
Amounts payable17/49€35k€23k
Amounts payable after more than one year17€8k€0
Financial debts170/4€8k€0
Amounts payable within one year42/48€28k€23k
Current portion of amounts payable after more than one year42€15k€8k
Financial debts43€1k€898
Credit institutions430/8€1k€898
Trade debts44€3k€6k
Suppliers440/4€3k€6k
Taxes, remuneration and social security45€8k€9k
Taxes450/3€6k€7k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A€0-
Gross operating margin9900€21k€19k
Operating profit (loss)9901€26€-264
Financial income75/76B€52€1
Recurring financial income75€52€1
Financial charges65/66B€638€514
Recurring financial charges65€638€514
Profit (loss) for the period before taxes9903€-560€-778
Income taxes67/77€4k€4k
Profit (loss) for the period9904€-4k€-5k
Profit (loss) for the period to be appropriated9905€-4k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€6k€1k
Profit (loss) brought forward from the previous period14P€10k€6k
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0€2k
Return on contributions (dividend)694€0€2k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-5k ▼154%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Highest result since 2019net €19k ▲0.7%
Net result €19k, the highest in the series.
22-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Augustijnenrei 88000 Brugge
Ground area
386 m²
Building footprint
165 m²
Volume, LiDAR
1,425 m³
Parcel 31805E0595/00E000, Flanders · tallest building 16.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VIRE
Augustijnenrei 8, 8000 BruggeReal estate activities
since 20182.282.884.211
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31805E0595/00E000 Flanders 386 m² 1 · 165 m² 16.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,256 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-12-2018
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.