Turnover
≈ €110,000 estimated
The micro format states no turnover.
VIPY Construct
Lifetime
1 annual account with figurespeak €14,057 (2025)
€14,057
peak €10,186 (2025)
€10,186
peak €10,186 (2025)
€10,186
€43,693
Board1 name since 2024
1 directorNUNES FERREIRA Alex
Documentsfilings and deeds
21-08-202621 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€43,693 81% of the balance sheet
Suppliers 90%Taxes and wages 10%
Starting capital
€1,000 1,000 shares
2025 accounts filed 21 days after the deadline
Checked score
50
Fair
Financially stronger than 41% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 3.4%
09-2025: 3.5%▲ +0.1 percentage points vs 08-2025
10-2025: 3.5%● unchanged vs 09-2025
11-2025: 4.1%▲ +0.6 percentage points vs 10-2025
12-2025: 4.3%▲ +0.2 percentage points vs 11-2025
01-2026: 4.8%▲ +0.5 percentage points vs 12-2025
02-2026: 5.3%▲ +0.5 percentage points vs 01-2026
03-2026: 5.3%● unchanged vs 02-2026
04-2026: 5.2%▼ -0.1 percentage points vs 03-2026
05-2026: 5.2%● unchanged vs 04-2026
06-2026: 5.6%▲ +0.4 percentage points vs 05-2026
07-2026: 5.8%▲ +0.2 percentage points vs 06-2026
08-2026: 5.8%● unchanged vs 07-2026highest value
09-2026: 3.3%▼ -2.5 percentage points vs 08-2026lowest value
10-2026: 3.3%● unchanged vs 09-2026lowest value
11-2026: 3.3%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
No registered site in the KBO
Size: total assets €53,879
lowers risk
Liquidity: current ratio 1.19, cash €9,679
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 26% of them on solvency, 19% on liquidity and 77% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as VIPY Construct has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIPY Construct itself: 3.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for VIPY Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19, below the usual 1.5. Short-term debt is 81.1% and cash 18% of total assets. 81.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
21 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011652986
Incorporation
Founding capital of €1,000, 1,000 shares · Founder: NUNES FERREIRA · Appointment: NUNES FERREIRA Alex (director) · published on 19-07-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VIPY Construct Brussels | €53,879 | €14,057 | 18.9% | - |
| AS FAST CLEAN Woluwe-Saint-Lambert | €52,001 | €13,871 | 51.0% | - |
| DS CLEAN ENTREPRISE Berchem-Sainte-Agathe | €58,300 | €12,210 | 4.7% | - |
| AC INDUSTRIES Namur | €57,981 | €18,047 | 74.9% | - |
| MCR CLEANING Uccle | €39,793 | €16,178 | 59.8% | - |
| SANPI SERVICES Schaerbeek | €46,391 | €21,761 | 65.5% | - |
| AD EXPRESS GROUP Molenbeek-Saint-Jean | €38,674 | €17,191 | 32.9% | - |
These companies have the same main activity as VIPY Construct: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €38,700 and €58,300, founded in 2024.
Official details
Source: KBO- Status
- Active since 17-07-2024Normal situation
- Activity
- General cleaning of buildingsNACE 81210and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 22-01-2026
Insights on VIPY Construct
The computed 12-month bankruptcy probability of VIPY Construct is 3.3% (moderate). The 2025 annual accounts show equity of €10,186 and a net result of €10,186.
Its solvency ranks better than 27% of 5,725 sector peers (NACE 81, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VIPY Construct
- What is the company number of VIPY Construct?
- The company number of VIPY Construct is 1011.652.986. The VAT number is the same number with BE in front: BE 1011.652.986.
- Where is VIPY Construct based?
- The registered office is at Baljuwstraat 2, 1000 Brussels.Company details
- What does VIPY Construct do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of VIPY Construct?
- VIPY Construct is a private limited company (BV).
- When was VIPY Construct founded?
- VIPY Construct was founded on 17-07-2024.
- Is VIPY Construct still active?
- Yes, VIPY Construct is an active enterprise in the KBO register.
- What is the turnover of VIPY Construct?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €14,057 and 38 comparable companies (NACE 81210). It probably lies between €48,000 and €230,000. It is a rough estimate.Financials
- Is VIPY Construct profitable?
- In financial year 2025, VIPY Construct made a profit of €10,186.
- Where can I find the annual accounts of VIPY Construct?
- VIPY Construct filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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