VIPO
ActiveSummary
VIPO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287k and a net result of €47k. Equity is growing by ~38.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-3
Solvency73▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.21 in 2024; short-term debt: 13.5% and cash: 24.9% of total assets), but 52.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.5%
Return on assets
7.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
15 d early
2023
on the day
2022
1 d early
2021
45 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€287k▲ 14.9%
2024 · €250k
2019: €49k
2020: €54k
2021: €97k
2022: €111k
2023: €186k
2024: €250k
2019 → 2025
Total assets
€604k▲ 1.9%
2024 · €593k
2019: €432k
2020: €422k
2021: €455k
2022: €447k
2023: €495k
2024: €593k
2019 → 2025
Net result
€47k▼ 25.6%
2024 · €64k
2019: €12k
2020: €5k
2021: €43k
2022: €21k
2023: €87k
2024: €64k
2019 → 2025
Working capital
€115k▲ 28.6%
2024 · €89k
2019: €-10k
2020: €-5k
2021: €22k
2022: €39k
2023: €93k
2024: €89k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€111k▲ 15.1%€186k▲ 67.2%€250k▲ 34.2%€287k▲ 14.9%
Operating result€67k-€37k▼ 45.4%€131k▲ 256%€98k▼ 25.2%€74k▼ 24.2%
Net result€43k-€21k▼ 51.1%€87k▲ 316%€64k▼ 26.8%€47k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €604k
Fixed assets
€407k ▼ 5.1%
Current assets
€196k ▲ 20.1%
Equity and liabilities €604k
Equity
€287k ▲ 14.9%
Debt
€317k ▼ 7.6%
Debt's share of the balance-sheet total falls from 57.8% to 52.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▼
2024 · €141k
Cash flow
€113k▲
2024 · €107k
Current ratio
2.41▲
2024 · 2.21
Debt to equity
1.10▼
2024 · 1.37
ROE
16.5%▼
2024 · 25.5%
ROA
7.8%▼
2024 · 10.7%
Interest coverage
19.39▼
2024 · 20.48
Debt ≤ 1 year
€82k▲
2024 · €74k
Debt > 1 year
€235k▼
2024 · €269k
Income taxes
€21k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€593k€604k▲
Fixed assets21/28€429k€407k▼
Tangible fixed assets22/27€429k€407k▼
Land and buildings22€288k€267k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€137k€137k▼
Current assets29/58€164k€196k▲
Amounts receivable within one year40/41€36k€42k▲
Trade receivables40€34k€37k▲
Other amounts receivable41€1k€4k▲
Current investments50/53€50k€0▼
Cash at bank and in hand54/58€73k€150k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€593k€604k▲
Equity10/15€250k€287k▲
Contributions10/11€20k€20k=
Reserves13€230k€267k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€228k€265k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€343k€317k▼
Amounts payable after more than one year17€269k€235k▼
Financial debts170/4€269k€235k▼
Amounts payable within one year42/48€74k€82k▲
Current portion of amounts payable after more than one year42€49k€55k▲
Financial debts43€3k€5k▲
Credit institutions430/8€3k€5k▲
Trade debts44€4k€11k▲
Suppliers440/4€4k€11k▲
Taxes, remuneration and social security45€17k€10k▼
Taxes450/3€17k€10k▼
Other amounts payable47/48€457€7▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€65k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€146k€144k▼
Operating profit (loss)9901€98k€74k▼
Financial income75/76B€1€1k▲
Recurring financial income75€1€1k▲
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€91k€68k▼
Income taxes67/77€27k€21k▼
Profit (loss) for the period9904€64k€47k▼
Profit (loss) for the period to be appropriated9905€64k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€47k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€10k▲
Transfer to equity691/2€64k€47k▼
To other reserves6921€64k€47k▼
Profit to be distributed694/7€0€10k▲
Return on contributions (dividend)694€0€10k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €250k ▲34.2%
6 profitable years in a row build equity to €250k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €87k ▲316%
Operating result €131k, net result €87k, both a record.
30-06
Financial
Equity above €150kEq €186k ▲67.2%
5 profitable years in a row build equity to €186k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €111k ▲15.1%
4 profitable years in a row build equity to €111k.
2021
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €5k ▼57.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 1 establishment unit since 2015
Ground area
1,249 m²
Building footprint
96 m²
Parcel 41052A0221/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
VIPO
since 20152.241.839.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41052A0221/00L000 | Flanders | 1,249 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CARBACO
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TORA
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Meise · Eq €286,858
Jemasiko
BE 0771.949.457
Maldegem · Eq €286,844
FIEDO
BE 0825.428.131
Wortegem-Petegem · Eq €287,434
TIMBER LAKE ESTATES
BE 0425.057.067
Zedelgem · Eq €287,495
Of 24,497 companies in sector 82990 we hold annual accounts for 9,402. 6,583 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2015
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.