VIPER ENGINEERING
ActiveVIPER ENGINEERING has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.42M and a net result of €129k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 1985 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-37
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.11 against 8.14 in 2024), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
8.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
59 d early
2023
51 d early
2022
59 d early
2021
61 d early
2020
75 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.42M▲ 10.0%
2024 · €1.29M
2018: €692k
2019: €704k
2020: €838k
2021: €875k
2022: €935k
2023: €1.08M
2024: €1.29M
2018 → 2025
Total assets
€1.60M▲ 8.5%
2024 · €1.47M
2018: €843k
2019: €900k
2020: €966k
2021: €965k
2022: €1.08M
2023: €1.27M
2024: €1.47M
2018 → 2025
Net result
€129k▼ 39.0%
2024 · €212k
2018: €158k
2019: €12k
2020: €134k
2021: €37k
2022: €64k
2023: €150k
2024: €212k
2018 → 2025
Working capital
€1.39M▲ 11.1%
2024 · €1.25M
2018: €621k
2019: €601k
2020: €715k
2021: €785k
2022: €867k
2023: €1.02M
2024: €1.25M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€875k-€935k▲ 6.8%€1.08M▲ 15.9%€1.29M▲ 19.6%€1.42M▲ 10.0%
Operating result€37k-€90k▲ 142%€189k▲ 111%€255k▲ 35.1%€137k▼ 46.4%
Net result€37k-€64k▲ 70.3%€150k▲ 136%€212k▲ 40.9%€129k▼ 39.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€32k▼ 23.9%
Current assets
€1.56M▲ 9.5%
Equity and liabilities €1.60M
Equity
€1.42M▲ 10.0%
Debt
€172k▼ 2.1%
The debt ratio falls from 11.9% to 10.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€153k▼
2024 · €267k
Cash flow
€145k▼
2024 · €224k
Solvency
89.2%▲
2024 · 88.1%
Current ratio
9.11▲
2024 · 8.14
Quick ratio
8.80▲
2024 · 7.88
Debt / equity
0.12▼
2024 · 0.14
ROE
9.1%▼
2024 · 16.4%
ROA
8.1%▼
2024 · 14.4%
Interest coverage
135.40▼
2024 · 596.13
Debt
€172k▼
2024 · €175k
Debt ≤ 1 year
€172k▼
2024 · €175k
Income taxes
€38k▼
2024 · €66k
Staff costs
€311k▲
2024 · €292k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.60M▲
Fixed assets21/28€42k€32k▼
Tangible fixed assets22/27€30k€20k▼
Furniture and vehicles24€30k€20k▼
Financial fixed assets28€12k€12k=
Current assets29/58€1.43M€1.56M▲
Stocks and contracts in progress3€46k€53k▲
Stocks30/36€46k€53k▲
Amounts receivable within one year40/41€365k€348k▼
Other amounts receivable41€365k€348k▼
Current investments50/53€321k€346k▲
Cash at bank and in hand54/58€696k€816k▲
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.60M▲
Equity10/15€1.29M€1.42M▲
Contributions10/11€19k€19k=
Reserves13€1.28M€1.41M▲
Tax-exempt reserves132€15k€15k=
Distributable reserves133€1.26M€1.39M▲
Amounts payable17/49€175k€172k▼
Amounts payable within one year42/48€175k€172k▼
Trade debts44€108k€97k▼
Suppliers440/4€108k€97k▼
Taxes, remuneration and social security45€24k€26k▲
Remuneration and social security454/9€24k€26k▲
Other amounts payable47/48€43k€49k▲
Income statement
Code20242025
Non-recurring operating income76A€193k€7k▼
Remuneration, social security and pensions62€292k€311k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€16k▲
Other operating charges640/8€10k€3k▼
Gross operating margin9900€569k€467k▼
Operating profit (loss)9901€255k€137k▼
Financial income75/76B€23k€32k▲
Recurring financial income75€3k€6k▲
Non-recurring financial income76B€19k€25k▲
Financial charges65/66B€448€1k▲
Recurring financial charges65€448€1k▲
Profit (loss) for the period before taxes9903€277k€167k▼
Income taxes67/77€66k€38k▼
Profit (loss) for the period9904€212k€129k▼
Profit (loss) for the period to be appropriated9905€212k€129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€129k▼
Transfer to equity691/2€212k€129k▼
To other reserves6921€212k€129k▼
Social balance
Average headcount (FTE)90874.55.0▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €212k ▲40.9%
Operating result €255k, net result €212k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.08M ▲15.9%
6 profitable years in a row build equity to €1.08M.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €12k ▼92.4%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vorstsesteenweg 801601 Sint-Pieters-LeeuwGround area
336 m²
Building footprint
115 m²
Volume, LiDAR
982 m³
Parcel 23069A0255/00B002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vorstsesteenweg 80, 1601 Sint-Pieters-Leeuw
since 19932.061.222.284
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0255/00B002 | Flanders | 336 m² | 1 · 115 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400U900Q1W92VZ961
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Schrijnwerk Van de Walle
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 3,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-1992
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.