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VIP-TOOLS

Active
Private limited company (pre-2019)founded 199332 yrs activeNeerlandweg 12, 2610 Antwerpen, BelgiumKBO/BCE: BE 0451.411.373
Summary

VIP-TOOLS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €266,241. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 61% of 9629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
VIP-TOOLSActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of machine tools
NACE 46620NACE 45310Wholesale of motor vehicle parts and accessories NACE 46720
1 site
Size
€2.1mtotal assets 2025
Staff
6.1 FTE
Equity
€1.1m
Profit
€266,241
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Largest shareholder
ALMAPRO · 50%
Accounts 129 d early0 of 4 deeds read
Why 96+ Founded in 1993+ Liquidity: current ratio 2.27, cash €303,379+ Equity €1.1m (54.3% of total assets)+ Profit of €266,241 (FY 2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 79-13
equity 54.3% of total assets
Liquidity 47-8
short-term debt 43.3% · cash 14.5%
Profitability 85+30
return on assets 12.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -3.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +3.1% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -6.8% vs 05-2025 07-2025: 0.1%▲ +17.7% vs 06-2025 08-2025: 0.3%▲ +72.6% vs 07-2025 09-2025: 0.3%▲ +22.6% vs 08-2025highest value 10-2025: 0.1%▼ -66.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -4.8% vs 02-2026 04-2026: 0.1%▼ -45.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -1.8% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.1%● 0.0% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1993 lowers the probability for this profile
  • Liquidity: current ratio 2.27, cash €303,379 lowers the probability
  • Equity €1.1m (54.3% of total assets) lowers the probability
  • Profit of €266,241 (FY 2025) lowers the probability
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 2.27 against 3.31 in 2024; short-term debt: 43.3% and cash: 14.5% of total assets), and 45.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 61%, liquidity 46%, profitability 79%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 2.27, cash €303,379
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €1.1m (54.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Profit of €266,241 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
129 d early
2024
27 d late
2023
2 d late
2022
12 d early
2021
95 d early
2020
51 d early
2019
45 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €266,241 ▲1,316%
  3. Equity above €1mEq €1.1m ▲17.2%

Key points

  • Positive: Result rose in 2025from €18,798 to €266,241 ▲ 1,316% View
  • Positive: Among the best 14% on net resultsector median €27,332 · 9,607 companies €266,241 View
  • Known shareholderslargest: INDUTEX 50% 50% View

By topic

Financials

Fiscal year
2025
Total assets
€2.1m
Profit
€266,241
Solvency
54.3%
Total assets▲ 44.8%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 24-03-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale of machine toolsNACE 46620
Founded
14-12-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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