VIP STORE
ActiveVIP STORE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €19k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 73% of 961 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+21
Solvency95▲+21
Growth57▲+17
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 2.72 in 2024; short-term debt: 29.5% and cash: 84.4% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
17.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €79k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
23 d late
2022
30 d late
2021
24 d late
2020
31 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€170k▲ 1.5%
2024 · €167k
2018: €241k
2019: €216k
2020: €105k
2021: €110k
2022: €100k
2023: €106k
2024: €167k
2018 → 2025
EBIT margin
11.7%▲ 8.0pp
2024 · 3.7%
2018: 4.6%
2019: 4.2%
2020: -1.7%
2021: -9.4%
2022: -7.0%
2023: 21.5%
2024: 3.7%
2018 → 2025
Net result
€19k▲ 263%
2024 · €5k
2018: €7k
2019: €9k
2020: €-2k
2021: €-12k
2022: €-7k
2023: €22k
2024: €5k
2018 → 2025
Working capital
€77k▲ 2.6%
2024 · €75k
2018: €42k
2019: €55k
2020: €58k
2021: €59k
2022: €53k
2023: €77k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€110k-€100k▼ 9.0%€106k▲ 6.9%€167k▲ 57.0%€170k▲ 1.5%
Equity€48k-€41k▼ 15.0%€63k▲ 54.9%€60k▼ 5.7%€79k▲ 32.0%
Operating result€-10k-€-7k▲ 32.7%€23k€6k▼ 72.9%€20k▲ 221%
Net result€-12k-€-7k▲ 41.7%€22k€5k▼ 76.5%€19k▲ 263%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 221% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€2k▼ 29.3%
Current assets
€110k▼ 7.5%
Equity and liabilities €112k
Equity
€79k▲ 32.0%
Provisions
€0▼ 100%
Debt
€33k▼ 24.8%
The debt ratio falls from 36.1% to 29.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €7k
Cash flow
€20k▲
2024 · €6k
Solvency
70.5%▲
2024 · 49.2%
Current ratio
3.34▲
2024 · 2.72
Quick ratio
3.34▲
2024 · 2.72
Debt / equity
0.42▼
2024 · 0.73
ROE
24.2%▲
2024 · 8.8%
ROA
17.1%▲
2024 · 4.3%
Interest coverage
31.57▼
2024 · 160.75
Debt
€33k▼
2024 · €44k
Debt ≤ 1 year
€33k▼
2024 · €44k
Income taxes
€1k▼
2024 · €2k
Staff costs
€78k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€112k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€119k€110k▼
Amounts receivable within one year40/41€45k€16k▼
Trade receivables40€45k€16k▼
Cash at bank and in hand54/58€75k€94k▲
Equity and liabilities
Total equity and liabilities10/49€121k€112k▼
Equity10/15€60k€79k▲
Contributions10/11€19k€19k=
Reserves13€27k€37k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€35k▲
Profit (loss) carried forward14€14k€23k▲
Provisions and deferred taxes16€18k-
Provisions for liabilities and charges160/5€18k-
Other liabilities and charges164/5€18k-
Amounts payable17/49€44k€33k▼
Amounts payable within one year42/48€44k€33k▼
Trade debts44€15k-
Suppliers440/4€15k-
Taxes, remuneration and social security45€20k€24k▲
Taxes450/3€7k€7k▲
Remuneration and social security454/9€13k€17k▲
Other amounts payable47/48€9k€9k▲
Income statement
Code20242025
Turnover70€167k€170k▲
Non-recurring operating income76A€8k€18k▲
Goods, raw materials, services and sundry goods60/61€106k€88k▼
Remuneration, social security and pensions62€61k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€642▼
Other operating charges640/8€422€445▲
Gross operating margin9900€68k€99k▲
Operating profit (loss)9901€6k€20k▲
Financial income75/76B€733€1k▲
Recurring financial income75€733€1k▲
Financial charges65/66B€45€650▲
Recurring financial charges65€45€650▲
Profit (loss) for the period before taxes9903€7k€21k▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€5k€19k▲
Profit (loss) for the period to be appropriated9905€5k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€33k▲
Profit (loss) brought forward from the previous period14P€14k€14k▲
Transfer from equity791/2€9k-
Transfer to equity691/2€5k€10k▲
To other reserves6921€5k€10k▲
Profit to be distributed694/7€9k-
Return on contributions (dividend)694€9k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 135 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de l'Europe 1171300 WavreGround area
6,168 m²
Building footprint
2,304 m²
Volume, LiDAR
16,857 m³
Parcel 25006C0331/00N000, Wallonia · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIP STORE
since 20132.226.444.067
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006C0331/00N000 | Wallonia | 6,168 m² | 1 · 2,304 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,030 companies in sector 52100 we hold annual accounts for 765. 385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2013
Fiscal year end31-12
Activities, NACEBEL
52100Warehousing and storage
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.