VIP INFORMATICS

Active

Private limited company (pre-2019)founded 200422 yrs activeAvenue Marius Meurée 102, 6001 Charleroi, BelgiumKBO/BCE: BE 0862.569.926

VIP INFORMATICS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Watch Print / PDF

Checked score

Score 2024

73 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+47

Solvency38▲+36

Growth38=

Track record100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

13.2%

Return on assets

39.2%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20785 sector peers (2024).

NBB · sector comparison

Position among 20785 sector peers

Solvency

better than 14%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

90 d late

2023

122 d late

2022

160 d late

2021

118 d late

2020

151 d late

2019

153 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€33k▲ 48.6%

2023 · €22k

2018: €233k 2019: €133k 2020: €47k 2021: €31k 2022: €22k 2023: €22k

2018 → 2024

EBIT margin

68.5%▲ 33.5pp

2023 · 35.0%

2018: -4.4% 2019: 3.9% 2020: -29.0% 2021: -26.6% 2022: -8.3% 2023: 35.0%

2018 → 2024

Net result

€19k▲ 446%

2023 · €3k

2018: €-11k 2019: €2k 2020: €-16k 2021: €-12k 2022: €-6k 2023: €3k

2018 → 2024

Working capital

€16k

2023 · €-2k

2018: €20k 2019: €33k 2020: €19k 2021: €32 2022: €-6k 2023: €-2k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€47k-€31k▼ 33.3%€22k▼ 30.0%€22k▲ 1.8%€33k▲ 48.6%

Equity€2k-€-10k€-16k▼ 59.1%€-12k▲ 21.7%€6k

Operating result€-14k-€-8k▲ 38.8%€-2k▲ 78.0%€8k€23k▲ 190%

Net result€-16k-€-12k▲ 29.8%€-6k▲ 49.0%€3k€19k▲ 446%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2024 is 190% above 2023 and is the highest result in the available series.

Balance-sheet composition

Equity and liabilities €48k

13.2%

20.9%

65.9%

Equity €6k

Provisions €10k

Debt €32k

Debt finances 65.9% of the balance-sheet total.

Key figures and ratios

2024 value · change against 2023

Solvency

13.2%▲

2023 · -22.6%

Current ratio

1.52▲

2023 · 0.96

Quick ratio

1.51▲

2023 · 0.95

Debt / equity

4.98▲

2023 · -4.62

ROE

295.7%

ROA

39.2%▲

2023 · 6.3%

Debt

€32k▼

2023 · €57k

Debt ≤ 1 year

€32k▼

2023 · €57k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€55k€48k▼

Intangible fixed assets21-€0

Tangible fixed assets22/27-€0

Current assets29/58€55k€48k▼

Amounts receivable after more than one year29€30k€30k=

Other amounts receivable291€30k€30k=

Stocks and contracts in progress3€308€308=

Stocks30/36€308€308=

Amounts receivable within one year40/41€23k€11k▼

Trade receivables40€23k€11k▼

Cash at bank and in hand54/58€239€7k▲

Deferred charges and accrued income490/1€925-

Equity and liabilities

Total equity and liabilities10/49€55k€48k▼

Equity10/15€-12k€6k▲

Contributions10/11€19k€19k=

Capital10€19k€19k=

Issued capital100€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Legal reserve130€2k€2k=

Profit (loss) carried forward14€-33k€-14k▲

Provisions and deferred taxes16€10k€10k=

Provisions for liabilities and charges160/5€10k€10k=

Major repairs and maintenance162€10k€10k=

Amounts payable17/49€57k€32k▼

Amounts payable within one year42/48€57k€32k▼

Current portion of amounts payable after more than one year42€0-

Financial debts43€47k-

Credit institutions430/8€47k-

Trade debts44€6k€4k▼

Suppliers440/4€6k€4k▼

Advances received on contracts in progress46-€3k

Taxes, remuneration and social security45€3k€3k▼

Taxes450/3€3k€3k▼

Other amounts payable47/48€1k€22k▲

Accrued charges and deferred income492/3€105-

Income statement Code20232024

Turnover70€22k€33k▲

Goods, raw materials, services and sundry goods60/61€11k€9k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-

Other operating charges640/8€1k€1k▲

Gross operating margin9900€11k€24k▲

Operating profit (loss)9901€8k€23k▲

Financial income75/76B-€82

Recurring financial income75-€82

Financial charges65/66B€4k€4k▼

Recurring financial charges65€4k€4k▼

Profit (loss) for the period before taxes9903€3k€19k▲

Profit (loss) for the period9904€3k€19k▲

Profit (loss) for the period to be appropriated9905€3k€19k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-33k€-14k▲

Profit (loss) brought forward from the previous period14P€-36k€-33k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

29-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 90 days late

2024

31-12

Financial Highest result since 2018net €19k ▲446%

Operating result €23k, net result €19k, both a record.

30-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 122 days late

07-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 160 days late

2023

31-12

Financial Back to profitnet €3k

Net result €3k after 3 loss-making years.

2022

26-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 118 days late

2021

29-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 151 days late

2020

31-12

Financial Weakest financial yearnet €-16k ▼810%

Net result drops to €-16k, the lowest in the series; recovery starts the following year.

31-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 153 days late

2019

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

02-10

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 63 days late

2018

08-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 8 days late

2017

14-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 14 days late

2016

27-07

NBB filing Annual accounts filed

fiscal year 2015 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 2004

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Marius Meurée 1026001 Charleroi

Ground area

164 m²

Building footprint

88 m²

Volume, LiDAR

589 m³