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VIP GROUP

Active
Private limited companyfounded 200818 yrs activeZonnebloemlaan 50, 1180 Ukkel, BelgiumKBO/BCE: BE 0896.467.367
Summary

VIP GROUP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€220,945) and a net result of -€159,175. Equity is shrinking by ~37.2% per year across the filed fiscal years. Its solvency ranks better than 7% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-39
Solvency3▼-17
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.06 in 2024; short-term debt: 122.4% and cash: 0% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-22.4%
Return on assets
-16.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€220,945
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
2022
20 d late
2021
5 d early
2020
18 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 March 2008, VIP GROUP was incorporated.1 Total assets went from EUR 1.3 million in 2018 to EUR 985,910 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€159,175
2024 · €7,028
Working capital
-€1.2m▲ 0.2%
2024 · -€1.2m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€39,185▼ 63.1%€2,320-€8,256€17,856€12,623▼ 29.3%
Net result-€39,590below the sector's middle half▼ 68.8%€1,917below the sector's middle half-€8,526below the sector's middle half€7,028within the sector's middle half-€159,175below the sector's middle half
Equity-€62,190below the sector's middle half▼ 175%-€60,273below the sector's middle half▲ 3.1%-€68,799below the sector's middle half▼ 14.1%-€61,770below the sector's middle half▲ 10.2%-€220,945below the sector's middle half▼ 258%
Total assets€1.1mwithin the sector's middle half▼ 3.1%€1.1mabove the sector's middle half▲ 0.1%€1.1mabove the sector's middle half=€1.2mabove the sector's middle half▲ 3.1%€985,910above the sector's middle half▼ 15.8%
Debt€1.2m▲ 0.3%€1.2m=€1.2m▲ 0.7%€1.2m▲ 2.4%€1.2m▼ 2.1%
Working capital-€1.2mbelow the sector's middle half▼ 0.3%-€1.2mbelow the sector's middle half▲ 3.2%-€1.2mbelow the sector's middle half▼ 0.7%-€1.2mbelow the sector's middle half▲ 0.6%-€1.2mbelow the sector's middle half▲ 0.2%
Solvency-5.5%below the sector's middle half▼ 3.6pp-5.3%below the sector's middle half▲ 0.2pp-6.1%below the sector's middle half▼ 0.8pp-5.3%below the sector's middle half▲ 0.8pp-22.4%below the sector's middle half▼ 17.1pp
Current ratio0.01below the sector's middle half=0.04below the sector's middle half▲ 0.030.04below the sector's middle half=0.06below the sector's middle half▲ 0.030.05below the sector's middle half▼ 0.02
Return on assets (ROA)-3.5%below the sector's middle half▼ 1.5pp0.2%below the sector's middle half▲ 3.7pp-0.8%below the sector's middle half▼ 0.9pp0.6%below the sector's middle half▲ 1.4pp-16.1%below the sector's middle half▼ 16.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€200,000-€150,000-€100,000-€50,000€0Operating result 2021: -€39,185-€39,185Net result 2021: -€39,590-€39,590Operating result 2022: €2,320€2,320Net result 2022: €1,917€1,917Operating result 2023: -€8,256-€8,256Net result 2023: -€8,526-€8,526Operating result 2024: €17,856€17,856Net result 2024: €7,028€7,028Operating result 2025: €12,623€12,623Net result 2025: -€159,175-€159,17520212022202320242025-€200,000-€150,000-€100,000-€50,000€0Operating result 2023: -€8,256-€8,260Net result 2023: -€8,526-€8,530Operating result 2024: €17,856€17,900Net result 2024: €7,028€7,030Operating result 2025: €12,623€12,600Net result 2025: -€159,175-€159,000202320242025
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €985,910
Fixed assets €930,782 ▼ 14.8%
Current assets €55,128 ▼ 30.5%
Key figures and ratios
2025 value · change against 2024
Debt to equity
-5.46▲
2024 · -19.96
Debt ≤ 1 year
€1.2m▼
2024 · €1.2m
Income taxes
€10,497=
2024 · €10,497
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€985,910▼
Fixed assets21/28€1.1m€930,782▼
Intangible fixed assets21€178,786€178,786=
Financial fixed assets28€913,208€751,996▼
Current assets29/58€79,338€55,128▼
Amounts receivable within one year40/41€79,251€55,100▼
Trade receivables40€60,000€55,100▼
Other amounts receivable41€19,251-
Cash at bank and in hand54/58€87€28▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€985,910▼
Equity10/15-€61,770-€220,945▼
Contributions10/11€10,000€10,000=
Reserves13€1,000€1,000=
Non-distributable reserves130/1€1,000€1,000=
Reserves not available under the articles1311€1,000€1,000=
Profit (loss) carried forward14-€72,770-€231,945▼
Amounts payable17/49€1.2m€1.2m▼
Amounts payable within one year42/48€1.2m€1.2m▼
Taxes, remuneration and social security45-€2,403
Taxes450/3-€2,403
Other amounts payable47/48€1.2m€1.2m▼
Income statement Code20242025
Gross operating margin9900€17,856€12,623▼
Operating profit (loss)9901€17,856€12,623▼
Financial charges65/66B€331€161,301▲
Recurring financial charges65€331€89▼
Non-recurring financial charges66B-€161,212
Profit (loss) for the period before taxes9903€17,525-€148,678▼
Income taxes67/77€10,497€10,497=
Profit (loss) for the period9904€7,028-€159,175▼
Profit (loss) for the period to be appropriated9905€7,028-€159,175▼
Appropriation of the result
Profit (loss) to be appropriated9906-€72,770-€231,945▼
Profit (loss) brought forward from the previous period14P-€79,799-€72,770▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35,757€35,757----
Gross operating margin9900-€3,428€38,078-€8,256€17,856€12,623▼ 29.3%
Operating profit (loss)9901-€39,185€2,320-€8,256€17,856€12,623▼ 29.3%
Financial charges65/66B€405€403€270€331€161,301▲ 48,643%
Recurring financial charges65€405€403€270€331€89▼ 73.1%
Non-recurring financial charges66B----€161,212-
Profit (loss) for the period before taxes9903-€39,590€1,917-€8,526€17,525-€148,678▼ 948%
Income taxes67/77---€10,497€10,497=
Profit (loss) for the period9904-€39,590€1,917-€8,526€7,028-€159,175▼ 2,365%
Profit (loss) for the period to be appropriated9905-€39,590€1,917-€8,526€7,028-€159,175▼ 2,365%
Line20212022202320242025Change
Assets
Total assets20/58€1.1m€1.1m€1.1m€1.2m€985,910▼ 15.8%
Fixed assets21/28€1.1m€1.1m€1.1m€1.1m€930,782▼ 14.8%
Intangible fixed assets21€214,543€178,786€178,786€178,786€178,786=
Financial fixed assets28€913,208€913,208€913,208€913,208€751,996▼ 17.7%
Current assets29/58€6,690€43,840€43,881€79,338€55,128▼ 30.5%
Amounts receivable within one year40/41€6,690€43,738€43,881€79,251€55,100▼ 30.5%
Trade receivables40€6,690€42,000€42,000€60,000€55,100▼ 8.2%
Other amounts receivable41-€1,738€1,881€19,251--
Cash at bank and in hand54/58-€102-€87€28▼ 68.3%
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m€1.1m€1.2m€985,910▼ 15.8%
Equity10/15-€62,190-€60,273-€68,799-€61,770-€220,945▼ 258%
Contributions10/11-€10,000€10,000€10,000€10,000=
Reserves13€11,000€1,000€1,000€1,000€1,000=
Non-distributable reserves130/1€11,000€1,000-€1,000€1,000=
Reserves not available under the articles1311€10,000€1,000-€1,000€1,000=
Other1319€1,000-----
Distributable reserves133--€1,000---
Profit (loss) carried forward14-€73,190-€71,273-€79,799-€72,770-€231,945▼ 219%
Amounts payable17/49€1.2m€1.2m€1.2m€1.2m€1.2m▼ 2.1%
Amounts payable within one year42/48€1.2m€1.2m€1.2m€1.2m€1.2m▼ 2.1%
Financial debts43€3,720-€2,631---
Credit institutions430/8€3,720-€2,631---
Trade debts44€1,500€1,045€193---
Suppliers440/4€1,500€1,045€193---
Taxes, remuneration and social security45----€2,403-
Taxes450/3----€2,403-
Other amounts payable47/48€1.2m€1.2m€1.2m€1.2m€1.2m▼ 2.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€39,590€1,917-€8,526€7,028-€159,175▼ 2,365%
+ Depreciation and write-downs630€35,757€35,757----
Operating cash flow (approximation)-€3,832€37,674-€8,526€7,028-€159,175▼ 2,365%
Investment in fixed assets (approximation)-€0€0€0€161,212-
Change in cash-----€59-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial Weakest financial yearnet -€159,175
Net result drops to -€159,175, the lowest in the series.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Back to profitnet €7,028
Net result €7,028 after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
20-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
2022
31-12
Financial Back to profitnet €1,917
Net result €1,917 after 4 loss-making years.
26-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
13-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
29-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1,365 m²
Building footprint
315 m²
Volume, LiDAR
1,951 m³
2 parcels, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
VIP Group
Reigersvlietstraat 12A, 1040 EtterbeekFinancial service activities, except insurance and pension funding
since 20082.182.923.929
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21363B0404/00B011 Brussels 855 m² 1 · 228 m² 11.8 m · 1 fl.
21614F0318/00Y008 Brussels 510 m² 1 · 87 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 2

According to the 2025 annual accounts of VIP GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 4,382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0896467367
Registered 24-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.