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VIP CONSULTING

Active
Private limited companyfounded 201610 years activeRue des Crochets 13, 6540 Lobbes, BelgiumKBO/BCE: BE 0647.575.265
Summary

VIP CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €316,527 and a net result of -€9,716. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 38,911 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
#6 company by total assets in Lobbes, Professional and technical services sector1 site
Size
€677,056total assets 2025
Equity
€316,527
Loss
-€9,716
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 24 days late0 of 2 deeds read
Why 90- Liquidity: current ratio 3.21, cash €6,403+ Size: total assets €677,056+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 04-03-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 26% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Weak
Solvency 72-9
equity 46.8% of total assets
Liquidity 38+7
short-term debt 30.7% · cash 0.9%
Profitability 18-71
return on assets -1.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,298 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.9%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 0.6%▼ -0.3 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.2%▼ -0.4 percentage points vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%▼ -0.4 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.21 against 2.33 in 2024; short-term debt: 30.7% and cash: 0.9% of total assets), but 53.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 43% on solvency, 18% on liquidity, 13% on profitability and 30% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €677,056
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.21, cash €6,403
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for FY 2025 (filed 04-03-2026)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-02-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
24 days late
2024
4 days late
2023
1 day early
2022
34 days late
2021
100 days late
2020
36 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close08-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: From profit to loss in 2025after €100,248 in 2024 -€9,716 View
  • Caution: Among the weakest 11% on net resultsector median €27,100 · 38,925 companies -€9,716 View
  • Total assets 20256 fiscal years filed €677,056 View

By topic

Financials

Fiscal year
2025
Total assets
€677,056
Loss
-€9,716
Solvency
46.8%
Turnover▲ 2.2%
Net result
20192022
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 06-03-2023Annual accounts filed
  2. 30-06-2022Back to profit
  3. 11-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
28-01-2016
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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