VIP COMPUTERS
ActiveSummary
The computed 12-month bankruptcy probability of VIP COMPUTERS is 1.6% (moderate). The 2024 annual accounts show negative equity (-€122,845) and a net result of -€18,180. Equity is shrinking by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 26041 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability6▼-17
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 4.22 against 2.65 in 2023; short-term debt: 14.6% and cash: 11% of total assets), but equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-68.9%
Return on assets
-10.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€122,845
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
23 d early
2022
on the day
2021
338 d late
2020
130 d late
2019
291 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 115 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
-€122,845▼ 17.4%
2023 · -€104,665
Total assets
€178,197▼ 20.8%
2023 · €224,888
Net result
-€18,180
2023 · €6,757
Working capital
€83,734▼ 6.7%
2023 · €89,743
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€30,510▲ 33.6%-€65,074▼ 113%€24,964-€15,548-€21,077▼ 35.6%
Net result-€30,632▲ 32.2%-€64,410▼ 110%€16,906€6,757▼ 60.0%-€18,180
Equity-€63,918▼ 92.0%-€128,328▼ 101%-€111,421▲ 13.2%-€104,665▲ 6.1%-€122,845▼ 17.4%
Total assets€279,119▼ 3.7%€253,509▼ 9.2%€253,856▲ 0.1%€224,888▼ 11.4%€178,197▼ 20.8%
Debt€343,037▲ 6.1%€381,837▲ 11.3%€365,277▼ 4.3%€329,552▼ 9.8%€301,042▼ 8.7%
Working capital-€11,390▲ 87.2%-€74,742▼ 556%-€90,156▼ 20.6%€89,743€83,734▼ 6.7%
Staff (FTE)5.13.6▼ 29.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,077 in 2024 against €15,548 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €178,197
Fixed assets
€68,421 ▼ 15.4%
Current assets
€109,776 ▼ 23.8%
Key figures and ratios
EBITDA
-€6,967▲
2023 · -€9,383
Cash flow
-€4,071▼
2023 · €12,921
Solvency
-68.9%▼
2023 · -46.5%
Current ratio
4.22▲
2023 · 2.65
Quick ratio
1.30▲
2023 · 1.26
Debt to equity
-2.45▲
2023 · -3.15
ROA
-10.2%▼
2023 · 3.0%
Interest coverage
-482.84▼
2023 · -10.69
Debt ≤ 1 year
€26,042▼
2023 · €54,285
Debt > 1 year
€275,000=
2023 · €275,000
Income taxes
€15▼
2023 · €220
Staff costs
€82,077▼
2023 · €89,623
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €112,056 | €71,311 | €89,623 | €82,077 | ▼ 8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,003 | €10,429 | €10,429 | €6,165 | €14,109 | ▲ 129% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €2,178 | - | - | - | - |
| Other operating charges640/8 | - | €3,203 | €7,944 | €2,569 | €1,302 | ▼ 49.3% |
| Gross operating margin9900 | €87,244 | €62,792 | €114,648 | €82,808 | €76,412 | ▼ 7.7% |
| Operating profit (loss)9901 | -€30,510 | -€65,074 | €24,964 | -€15,548 | -€21,077 | ▼ 35.6% |
| Financial income75/76B | - | €664 | €78 | €23,403 | €2,926 | ▼ 87.5% |
| Recurring financial income75 | - | €664 | €78 | €23,403 | €2,926 | ▼ 87.5% |
| Financial charges65/66B | - | - | €735 | €878 | €14 | ▼ 98.4% |
| Recurring financial charges65 | €121 | - | €735 | €878 | €14 | ▼ 98.4% |
| Profit (loss) for the period before taxes9903 | -€30,632 | -€64,410 | €24,306 | €6,977 | -€18,166 | ▼ 360% |
| Income taxes67/77 | - | - | €7,400 | €220 | €15 | ▼ 93.3% |
| Profit (loss) for the period9904 | -€30,632 | -€64,410 | €16,906 | €6,757 | -€18,180 | ▼ 369% |
| Profit (loss) for the period to be appropriated9905 | -€30,632 | -€64,410 | €16,906 | €6,757 | -€18,180 | ▼ 369% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €279,119 | €253,509 | €253,856 | €224,888 | €178,197 | ▼ 20.8% |
| Fixed assets21/28 | €47,473 | €46,414 | €78,735 | €80,860 | €68,421 | ▼ 15.4% |
| Intangible fixed assets21 | - | - | €42,750 | - | - | - |
| Tangible fixed assets22/27 | €41,637 | €40,579 | €30,150 | €75,024 | €62,585 | ▼ 16.6% |
| Plant, machinery and equipment23 | - | €6,667 | €5,667 | - | - | - |
| Furniture and vehicles24 | - | €15,886 | €6,457 | €61,024 | €48,695 | ▼ 20.2% |
| Other tangible fixed assets26 | - | €18,026 | €18,026 | €14,000 | €13,891 | ▼ 0.8% |
| Financial fixed assets28 | €5,836 | €5,836 | €5,835 | €5,836 | €5,836 | = |
| Current assets29/58 | €231,647 | €207,095 | €175,121 | €144,028 | €109,776 | ▼ 23.8% |
| Stocks and contracts in progress3 | €192,203 | €124,864 | €114,024 | €75,731 | €75,973 | ▲ 0.3% |
| Stocks30/36 | - | €124,864 | €114,024 | €75,731 | €75,973 | ▲ 0.3% |
| Amounts receivable within one year40/41 | €16,157 | €29,571 | €47,711 | €30,980 | €14,172 | ▼ 54.3% |
| Trade receivables40 | - | €24,453 | €36,402 | €17,949 | €7,764 | ▼ 56.7% |
| Other amounts receivable41 | - | €5,118 | €11,309 | €13,031 | €6,408 | ▼ 50.8% |
| Cash at bank and in hand54/58 | €20,707 | €47,098 | €13,386 | €37,316 | €19,631 | ▼ 47.4% |
| Deferred charges and accrued income490/1 | - | €5,563 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €279,119 | €253,509 | €253,856 | €224,888 | €178,197 | ▼ 20.8% |
| Equity10/15 | -€63,918 | -€128,328 | -€111,421 | -€104,665 | -€122,845 | ▼ 17.4% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €11,498 | €11,498 | €11,498 | €11,498 | €11,498 | = |
| Non-distributable reserves130/1 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves not available under the articles1311 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Tax-exempt reserves132 | - | €8,598 | €8,598 | €8,598 | €8,598 | = |
| Distributable reserves133 | - | €400 | €400 | €400 | €400 | = |
| Profit (loss) carried forward14 | -€100,415 | -€164,826 | -€147,919 | -€141,162 | -€159,342 | ▼ 12.9% |
| Amounts payable17/49 | €343,037 | €381,837 | €365,277 | €329,552 | €301,042 | ▼ 8.7% |
| Amounts payable after more than one year17 | €100,000 | €100,000 | €100,000 | €275,000 | €275,000 | = |
| Financial debts170/4 | - | €100,000 | €100,000 | - | - | - |
| Other amounts payable178/9 | - | - | - | €275,000 | €275,000 | = |
| Amounts payable within one year42/48 | €243,037 | €281,837 | €265,277 | €54,285 | €26,042 | ▼ 52.0% |
| Financial debts43 | - | €1,178 | - | - | - | - |
| Credit institutions430/8 | - | €1,178 | - | - | - | - |
| Trade debts44 | €3,703 | €37,030 | €48,925 | €23,076 | €10,853 | ▼ 53.0% |
| Suppliers440/4 | - | €37,030 | €48,925 | €23,076 | €10,853 | ▼ 53.0% |
| Advances received on contracts in progress46 | - | €949 | €949 | €3,660 | - | - |
| Taxes, remuneration and social security45 | - | €29,563 | €6,508 | €12,025 | €8,791 | ▼ 26.9% |
| Taxes450/3 | - | - | €6,508 | €5,601 | €1,661 | ▼ 70.3% |
| Remuneration and social security454/9 | - | €29,563 | - | €6,424 | €7,130 | ▲ 11.0% |
| Other amounts payable47/48 | - | €213,117 | €208,896 | €15,524 | €6,398 | ▼ 58.8% |
| Accrued charges and deferred income492/3 | - | €0 | - | €268 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€30,632 | -€64,410 | €16,906 | €6,757 | -€18,180 | ▼ 369% |
| + Depreciation and write-downs630 | €14,003 | €10,429 | €10,429 | €6,165 | €14,109 | ▲ 129% |
| Operating cash flow (approximation) | -€16,628 | -€53,981 | €27,335 | €12,921 | -€4,071 | ▼ 132% |
| Investment in fixed assets (approximation) | - | -€9,371 | -€42,750 | -€8,290 | -€1,670 | ▲ 79.9% |
| Change in cash | - | €26,390 | -€33,711 | €23,930 | -€17,685 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 2.65
Current ratio from 0.66 to 2.65; short-term debt falls from €265,277 to €54,285.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 338 days late
2022
31-12
Financial
Back to profitnet €16,906
Net result €16,906 after 4 loss-making years.
2021
31-12
Financial
Weakest financial yearnet -€64,410
Net result drops to -€64,410, the lowest in the series; recovery starts the following year.
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 130 days late
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 291 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 2 establishment units since 2003
Ground area
4,524 m²
Building footprint
589 m²
Volume, LiDAR
3,577 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
VIP COMPUTERS
since 20032.134.336.926
VIP COMPUTERS
since 20192.286.261.393
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362C0336/00G004 | Flanders | 3,739 m² | 1 · 148 m² | 8.8 m · 1 fl. |
| 72025B0263/00Y000 | Flanders | 784 m² | 1 · 441 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 389 EUR awarded · 389 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 92 EUR | 92 EUR |
| 2022 | 1 | 297 EUR | 297 EUR |
Recognitions · licences · registrations
Dual-learning approval
8 endedPc-technicus (so)
Aanvuller (so)
Aanvuller (so)
Kassier (so)
Kassier (so)
Pc-technicus (so)
Winkelbediende (so)
Winkelbediende (so)
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Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 986 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
95100Repair and maintenance of computers and communication equipment
Contact
Website
www.vipcomputers.be
E-mail
koen.jansen@vipcomputers.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860783047
Registered
27-03-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.