Turnover
≈ €97,000 estimated
The micro format states no turnover.
Therapiecentrum Zandhoven
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €42,707 (2023)
€32,137▲ 52.9%
lowest -€18,992 (2025)
-€18,992▼ €24,453
peak €90,686 (2024)
€71,694▼ 20.9%
€512,489▲ 18×
Board1 name since 2021
1 directorSerroels Elke
Owners2 names in the annual accounts
Documentsfilings and deeds
25-02-2026156 days before the deadline
2025micro format
Gross margin from €21,023 to €32,137Loss of €18,992Amendment of the articles · Legal-form change · Resignations… 24-01Equity from €90,686 to €71,694Debts from €28,840 to €512,489Investments €414,866
Key points
from the 2025 annual accountsDebts
€512,489 88% of the balance sheet
Financial debts 79%Suppliers 2%Taxes and wages 0%Other 19%
Of this, €13,131 falls due within a year.
Investments
€414,866 23.7 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 8846.7% higher than in 2024.
Liquidity
12.68 was 3.44 in 2024
Short-term debts fell from €28,822 to €13,131.
Filings
22 annual accounts since 2004
Six of the last ten came late. The 2019 accounts came latest: 47 days after the end of the period.
Position in the sector
-€18,992
Lower net result than 95% of companies in human health. Sector median €60,071 · 20,751 companies.
Checked score
90
Excellent
Financially stronger than 23% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: 0.1%▲ +0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026highest value
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Equity €71,694 (12.3% of total assets)
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €584,183
Figures for financial year 2025 (filed on 25-02-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 16% of them on solvency, 49% on liquidity, 5% on profitability and 21% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,507 companies had the same profile as Therapiecentrum Zandhoven has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Therapiecentrum Zandhoven itself is lower: < 0.1% within 12 months. It rests on far more data about Therapiecentrum Zandhoven than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for Therapiecentrum Zandhoven. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.68 (3.44 in 2024), above the usual 1.5. Short-term debt is 2.2% and cash 15.2% of total assets. However, 87.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 20764 sector peers (2025).
NBB · sector comparisonPosition among 20764 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
156 days early
2024
162 days early
2023
35 days early
2022
31 days early
2021
23 days late
2020
31 days late
2019
47 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 122 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Amendment of the articles · Legal-form change · Resignations & appointments
Board composition: SERROELS Elke Guy Katelijn (director) · General meeting of 06-01-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0480291342
Registered office moved from Zandhoven to Grobbendonk
New registered office: Kruisbaan 6 A, 2280 Grobbendonk · Previous registered office: Melkerijweg 9 B, 2240 Zandhoven · Board meeting of 26-08-2024 · Gazette deed
Incorporation
published on 04-06-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Therapiecentrum Zandhoven Grobbendonk | €584,183 | €32,137 | 12.3% | - |
| DDS CONSULTANTS Ghent | €750,327 | €39,146 | 3.0% | - |
| AMBERES CAPITAL Wommelgem | €900,584 | €69,134 | 42.4% | 0 |
| DOKTERSPRAKTIJK ALEIDE GOFFIN Sint-Katelijne-Waver | €376,294 | €70,790 | 41.7% | - |
| HEALTH CARE ASSISTANCE Ghent | €498,399 | €46,737 | 5.0% | - |
| PRAXIE GROUP Antwerp | €379,064 | €87,493 | 54.4% | - |
| Ýdalir Antwerp | €241,720 | €27,988 | 60.2% | - |
These companies have the same main activity as Therapiecentrum Zandhoven: psychology services (NACE 86931). They are comparable in size and age: total assets between €242,000 and €901,000, founded between 2000 and 2012.
Official details
Source: KBO- Status
- Active since 23-05-2003Normal situation
- Activity
- Psychology servicesNACE 86931
- Joint committee
- 330Health institutions and services · annual accounts 2025
- Establishment unit
- 2.132.803.5342280 Grobbendonk, since 16-05-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2024
Annual accounts 2025
- €584,183▲ 389%
- Filing
- Filed on 25-02-2026, 156 days before the end of the filing period
Insights on Therapiecentrum Zandhoven
Therapiecentrum Zandhoven files the micro format. That format states no turnover. The gross margin rose from €5,801 in 2007 to €32,137 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Therapiecentrum Zandhoven
- What is the company number of Therapiecentrum Zandhoven?
- The company number of Therapiecentrum Zandhoven is 0480.291.342. The VAT number is the same number with BE in front: BE 0480.291.342.
- Where is Therapiecentrum Zandhoven based?
- The registered office is at Kruisbaan 6, 2280 Grobbendonk.Company details
- What does Therapiecentrum Zandhoven do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of Therapiecentrum Zandhoven?
- Therapiecentrum Zandhoven is a private limited company (BV).
- When was Therapiecentrum Zandhoven founded?
- Therapiecentrum Zandhoven was founded on 23-05-2003.
- Is Therapiecentrum Zandhoven still active?
- Yes, Therapiecentrum Zandhoven is an active enterprise in the KBO register.
- Which joint committee does Therapiecentrum Zandhoven fall under?
- In its 2025 annual accounts, Therapiecentrum Zandhoven states joint committee 330 (Health institutions and services).
- What is the turnover of Therapiecentrum Zandhoven?
- The turnover in financial year 2025 is ≈ €97,000. This figure is estimated from the gross margin of €32,137 and 34 comparable companies (NACE 869). It probably lies between €74,000 and €140,000.Financials
- Is Therapiecentrum Zandhoven profitable?
- In financial year 2025, Therapiecentrum Zandhoven made a loss of €18,992.
- Where can I find the annual accounts of Therapiecentrum Zandhoven?
- Therapiecentrum Zandhoven filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Therapiecentrum Zandhoven due?
- Therapiecentrum Zandhoven must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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