Debts
€727,494 97% of the balance sheet
Financial debts 33%Suppliers 0%Taxes and wages 0%Other 67%
Of this, €488,343 falls due within a year.
DDS CONSULTANTS
Lifetime
18 annual accounts with figures on one time axispeak €73,107 (2021)
€39,146▲ 34.0%
lowest -€42,129 (2020)
€1,078▲ €10,989
peak €38,195 (2013)
€22,833▲ 5.0%
€727,494▼ 2.8%
Board1 name since 2019
1 directorDE SMAELE David
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €29,223 to €39,146Back to profit: €1,078Cash from €8,883 to €14,832
Key points
from the 2025 annual accountsFilings
18 annual accounts since 2008
Eight of the last ten came late. The 2021 accounts came latest: 523 days after the end of the period.
Position in the sector
3.0%
Lower solvency than 92% of companies in human health. Sector median 63.0% · 20,764 companies.
Checked score
90
Excellent
Financially stronger than 17% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.8%▲ +0.1 percentage points vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 0.4%▼ -0.5 percentage points vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.4 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €22,833 (3.0% of total assets)
lowers risk
Size: total assets €750,327
Sector: Human health activities (NACE 86)
Figures for financial year 2025 (filed on 31-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 8% of them on solvency, 3% on liquidity, 13% on profitability and 46% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,448 companies had the same profile as DDS CONSULTANTS has now. Each dot stands for 4 companies, two years later.
95.6%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DDS CONSULTANTS itself is lower: < 0.1% within 12 months. It rests on far more data about DDS CONSULTANTS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,448 companies, not a prediction for DDS CONSULTANTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.03 (0.02 in 2024), below 1. Short-term debt is 65.1% and cash 2% of total assets. 97% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 20764 sector peers (2025).
NBB · sector comparisonPosition among 20764 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
27 days early
2023
30 days late
2022
190 days late
2021
523 days late
2020
111 days late
2019
127 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 136 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 159 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0892540847
Registered office moved from Ronse to Ghent
New registered office: Tentoonstellingslaan 88 te 9000 Gent · Previous registered office: Langehaag 4 te 9600 Ronse · General meeting of 06-03-2023 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Gent
Company renamed from KDS CONSULTANTS to DDS CONSULTANTS
Change of role: DE SMAELE David, from manager to director · “De uitbating van een psychologenpraktijk in de meest ruime zin van het woord en dit voor zowel…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 13-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DDS CONSULTANTS Ghent | €750,327 | €39,146 | 3.0% | - |
| Therapiecentrum Zandhoven Grobbendonk | €584,183 | €32,137 | 12.3% | - |
| HEALTH CARE ASSISTANCE Ghent | €498,399 | €46,737 | 5.0% | - |
| AMBERES CAPITAL Wommelgem | €900,584 | €69,134 | 42.4% | 0 |
| DOKTERSPRAKTIJK ALEIDE GOFFIN Sint-Katelijne-Waver | €376,294 | €70,790 | 41.7% | - |
| SUMICSID Woluwe-Saint-Pierre | €661,266 | €102,521 | 62.9% | - |
| Praktijk Osteopathie Steven Windey Ghent | €466,594 | €110,334 | 96.5% | - |
These companies have the same main activity as DDS CONSULTANTS: psychology services (NACE 86931). They are comparable in size and age: total assets between €376,000 and €901,000, founded between 2000 and 2011.
Official details
Source: KBO- Status
- Active since 27-09-2007Normal situation
- Activity
- Psychology servicesNACE 86931and 6 others
- Establishment unit
- 2.165.981.7899000 Ghent, since 29-10-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 19-10-2024
Annual accounts 2025
- ≈ €120,000estimated
- €750,327▼ 2.5%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on DDS CONSULTANTS
DDS CONSULTANTS files the micro format. That format states no turnover. The gross margin fell from €55,925 in 2008 to €39,146 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DDS CONSULTANTS
- What is the company number of DDS CONSULTANTS?
- The company number of DDS CONSULTANTS is 0892.540.847. The VAT number is the same number with BE in front: BE 0892.540.847.
- Where is DDS CONSULTANTS based?
- The registered office is at Tentoonstellingslaan 88, 9000 Ghent.Company details
- What does DDS CONSULTANTS do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of DDS CONSULTANTS?
- DDS CONSULTANTS is a private limited company (BV).
- When was DDS CONSULTANTS founded?
- DDS CONSULTANTS was founded on 27-09-2007.
- Is DDS CONSULTANTS still active?
- Yes, DDS CONSULTANTS is an active enterprise in the KBO register.
- What is the turnover of DDS CONSULTANTS?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €39,146 and 34 comparable companies (NACE 869). It probably lies between €90,000 and €170,000.Financials
- Is DDS CONSULTANTS profitable?
- In financial year 2025, DDS CONSULTANTS made a profit of €1,078.
- Where can I find the annual accounts of DDS CONSULTANTS?
- DDS CONSULTANTS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DDS CONSULTANTS due?
- DDS CONSULTANTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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