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VINYAS

Active
Private limited companyfounded 20242 yrs activeZandstraat 18, 3920 Lommel, BelgiumKBO/BCE: BE 1007.045.783
Summary

The computed 12-month bankruptcy probability of VINYAS is 2.7% (moderate). The 2025 annual accounts show negative equity (-€62,079) and a net result of -€104,079. Its solvency ranks better than 18% of 18537 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency13
Growth-
Track record67
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14; short-term debt: 24% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-12.3%
Return on assets
-20.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VINYAS was incorporated on 12 March 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€62,079
Total assets
€505,960
Net result
-€104,079
Working capital
-€104,861

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €505,960
Fixed assets €489,311
Current assets €16,650
Key figures and ratios
2025 value
EBITDA
-€66,392
Cash flow
-€89,492
Solvency
-12.3%
Current ratio
0.14
Debt to equity
-9.15
ROA
-20.6%
Interest coverage
-2.87
Debt
€568,039
Debt ≤ 1 year
€121,510
Debt > 1 year
€429,750

Peer companies

Historical observation

Of the 490 companies that looked in July 2024 the way this one looks now, 6.1% went bankrupt within 24 months and 89% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
6.1% went bankrupt
3.5% stopped otherwise
89% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 490 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€505,960
Fixed assets21/28€489,311
Tangible fixed assets22/27€489,311
Land and buildings22€489,311
Current assets29/58€16,650
Amounts receivable within one year40/41€16,461
Trade receivables40€16,461
Deferred charges and accrued income490/1€188
Equity and liabilities
Total equity and liabilities10/49€505,960
Equity10/15-€62,079
Contributions10/11€42,000
Profit (loss) carried forward14-€104,079
Amounts payable17/49€568,039
Amounts payable after more than one year17€429,750
Financial debts170/4€429,750
Amounts payable within one year42/48€121,510
Current portion of amounts payable after more than one year42€22,560
Financial debts43€10,168
Credit institutions430/8€10,168
Trade debts44€356
Suppliers440/4€356
Taxes, remuneration and social security45€766
Taxes450/3€766
Other amounts payable47/48€87,660
Accrued charges and deferred income492/3€16,779
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,587
Gross operating margin9900-€66,392
Operating profit (loss)9901-€80,980
Financial charges65/66B€23,099
Recurring financial charges65€23,099
Profit (loss) for the period before taxes9903-€104,079
Profit (loss) for the period9904-€104,079
Profit (loss) for the period to be appropriated9905-€104,079
Appropriation of the result
Profit (loss) to be appropriated9906-€104,079

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,587
Gross operating margin9900-€66,392
Operating profit (loss)9901-€80,980
Financial charges65/66B€23,099
Recurring financial charges65€23,099
Profit (loss) for the period before taxes9903-€104,079
Profit (loss) for the period9904-€104,079
Profit (loss) for the period to be appropriated9905-€104,079
Line2025
Assets
Total assets20/58€505,960
Fixed assets21/28€489,311
Tangible fixed assets22/27€489,311
Land and buildings22€489,311
Current assets29/58€16,650
Amounts receivable within one year40/41€16,461
Trade receivables40€16,461
Deferred charges and accrued income490/1€188
Equity and liabilities
Total equity and liabilities10/49€505,960
Equity10/15-€62,079
Contributions10/11€42,000
Profit (loss) carried forward14-€104,079
Amounts payable17/49€568,039
Amounts payable after more than one year17€429,750
Financial debts170/4€429,750
Amounts payable within one year42/48€121,510
Current portion of amounts payable after more than one year42€22,560
Financial debts43€10,168
Credit institutions430/8€10,168
Trade debts44€356
Suppliers440/4€356
Taxes, remuneration and social security45€766
Taxes450/3€766
Other amounts payable47/48€87,660
Accrued charges and deferred income492/3€16,779
Line2025
Profit (loss) for the period9904-€104,079
+ Depreciation and write-downs630€14,587
Operating cash flow (approximation)-€89,492

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
513 m²
Building footprint
350 m²
Volume, LiDAR
1,488 m³
Parcel 72344D0669/00M000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
VINYAS
Zandstraat 18, 3920 LommelRetail trade
since 20242.357.574.013
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72344D0669/00M000 Flanders 513 m² 1 · 350 m² 8.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Lommel2.357.574.013
1 permission
Detailhandel LM>3 maand · since 01-05-2024

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,336 companies in sector 47251 we hold annual accounts for 422. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
46341Wholesale of wines and spirits
47553Retail trade
47789Other retail sale of new goods
77223Rental and leasing activities
82990Other business support services
Contact
E-mail vijflinden@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007045783
Also 9925:BE1007045783
Registered 06-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.