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VINTRACO

Active
Private limited companyfounded 20197 yrs activeRue Lecat(L.L) 11, 7100 La Louvière, BelgiumKBO/BCE: BE 0734.428.570
Summary

The computed 12-month bankruptcy probability of VINTRACO is 2.1% (moderate). The 2025 annual accounts show negative equity (-€2,683) and a net result of €15,507. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 15312 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
VINTRACOActiveChecked score 54/100
Risk analysis ReportCompare

Overview

What they do
Development of residential building projects
NACE 68121Real estate development NACE 41101
1 site
How big
€94,789total assets 2025
Equity
-€2,683
Profit
€15,507
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Who decides
Accounts filed 61 d late0 of 3 deeds read
Why 54- Figures for FY 2024 (filed 03-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late+ Sector Real estate activities (NACE 68)+ Size: total assets €62,875Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 55% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 22+22
equity -2.8% of total assets
Liquidity 33+15
short-term debt 73.8% · cash 18.0%
Profitability 89-11
return on assets 16.4%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%▲ +1.1% vs 11-2024 01-2025: 1.8%▲ +3.7% vs 12-2024 02-2025: 1.8%● 0.0% vs 01-2025 03-2025: 1.8%▼ -1.0% vs 02-2025 04-2025: 1.9%▲ +2.3% vs 03-2025 05-2025: 1.7%▼ -8.7% vs 04-2025 06-2025: 1.7%▼ -1.6% vs 05-2025 07-2025: 1.8%▲ +7.9% vs 06-2025 08-2025: 2.4%▲ +34.0% vs 07-2025 09-2025: 2.9%▲ +20.7% vs 08-2025 10-2025: 4.4%▲ +51.8% vs 09-2025highest value 11-2025: 1.8%▼ -60.5% vs 10-2025 12-2025: 2.1%▲ +20.3% vs 11-2025 01-2026: 1.1%▼ -46.7% vs 12-2025 02-2026: 1.1%▼ -0.4% vs 01-2026 03-2026: 1.1%▼ -2.9% vs 02-2026 04-2026: 1.1%▲ +0.2% vs 03-2026 05-2026: 1.1%▼ -1.5% vs 04-2026 06-2026: 1.0%▼ -2.2% vs 05-2026lowest value 07-2026: 1.1%▲ +1.9% vs 06-2026 08-2026: 1.4%▲ +33.5% vs 07-2026 09-2026: 1.6%▲ +9.0% vs 08-2026 10-2026: 2.1%▲ +36.4% vs 09-2026
  • Sector Real estate activities (NACE 68) lowers the probability
  • Figures for FY 2024 (filed 03-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late raises the probability
  • Size: total assets €62,875 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.78 against 0.68 in 2024; short-term debt: 73.8% and cash: 18% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 17%, liquidity 25%, profitability 85%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 03-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €62,875
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 15312 sector peers (2025).
NBB · sector comparison
Position among 15312 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
61 d late
2024
61 d late
2023
28 d late
2022
30 d late
2021
29 d late
2020
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €25,273

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€2,683 View
  • Caution: Among the weakest 18% on solvencysector median 29.5% · 15,312 companies -2.8% View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View

By topic

Financials

Fiscal year
2025
Total assets
€94,789
Profit
€15,507
Solvency
-2.8%
Total assets▲ 50.8%
Net result
20202025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 30-09-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
13-09-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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