Vintage Automobiles
ActiveSummary
Vintage Automobiles has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-56k) and a net result of €-350. Equity is shrinking by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▲+24
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.6 in 2024; short-term debt: 214% and cash: 55% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-114%
Return on assets
-0.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-56k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
23 d late
2023
13 d early
2022
31 d late
2021
31 d early
2020
29 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-56k▼ 0.6%
2024 · €-55k
2018: €-24k
2019: €-47k
2020: €-55k
2021: €-35k
2022: €-21k
2023: €-41k
2024: €-55k
2018 → 2025
Total assets
€49k▼ 42.2%
2024 · €85k
2018: €128k
2019: €92k
2020: €89k
2021: €98k
2022: €82k
2023: €52k
2024: €85k
2018 → 2025
Net result
€-350▲ 97.6%
2024 · €-15k
2018: €-17k
2019: €-23k
2020: €-8k
2021: €21k
2022: €14k
2023: €-20k
2024: €-15k
2018 → 2025
Working capital
€-56k▼ 0.2%
2024 · €-56k
2018: €-3k
2019: €-50k
2020: €-56k
2021: €-35k
2022: €-22k
2023: €-42k
2024: €-56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-35k-€-21k▲ 39.3%€-41k▼ 94.4%€-55k▼ 36.2%€-56k▼ 0.6%
Operating result€21k-€14k▼ 34.4%€-19k€-14k▲ 26.2%€11
Net result€21k-€14k▼ 34.5%€-20k€-15k▲ 25.5%€-350▲ 97.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11 after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€578 ▼ 31.3%
Current assets
€48k ▼ 42.3%
Key figures and ratios
EBITDA
€274▲
2024 · €-14k
Cash flow
€-87▲
2024 · €-14k
Solvency
-114.0%▼
2024 · -65.5%
Current ratio
0.46▼
2024 · 0.60
Quick ratio
0.26▲
2024 · 0.21
Debt to equity
-1.88▲
2024 · -2.53
ROA
-0.7%▲
2024 · -17.4%
Interest coverage
0.75▲
2024 · -34.39
Debt
€105k▼
2024 · €140k
Debt ≤ 1 year
€105k▼
2024 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€85k€49k▼
Fixed assets21/28€841€578▼
Tangible fixed assets22/27€841€578▼
Plant, machinery and equipment23€393€190▼
Other tangible fixed assets26€448€388▼
Current assets29/58€84k€48k▼
Stocks and contracts in progress3€54k€21k▼
Stocks30/36€54k€21k▼
Amounts receivable within one year40/41€355€83▼
Trade receivables40€0€83▲
Other amounts receivable41€355€0▼
Cash at bank and in hand54/58€28k€27k▼
Deferred charges and accrued income490/1€556€166▼
Equity and liabilities
Total equity and liabilities10/49€85k€49k▼
Equity10/15€-55k€-56k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-76k€-76k▼
Amounts payable17/49€140k€105k▼
Amounts payable within one year42/48€140k€105k▼
Trade debts44€3k€974▼
Suppliers440/4€3k€974▼
Taxes, remuneration and social security45€129€1k▲
Taxes450/3€129€1k▲
Other amounts payable47/48€137k€103k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€467€263▼
Other operating charges640/8€787€412▼
Gross operating margin9900€-13k€686▲
Operating profit (loss)9901€-14k€11▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€403€363▼
Recurring financial charges65€403€363▼
Profit (loss) for the period before taxes9903€-15k€-350▲
Profit (loss) for the period9904€-15k€-350▲
Profit (loss) for the period to be appropriated9905€-15k€-350▲
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€-76k▼
Profit (loss) brought forward from the previous period14P€-61k€-76k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
Registered office clause · Director in officeRegistered office clause · Director in office · Registered-office move4 facts ▸
State Gazette act
Registered office clause · Director in office
Registered office clause · Director in office · Registered-office move4 facts ▸
- Registered office clause, Rue Colo-Hugues 67 - 1420 Braine-l'Alleud
- Director in office, GALLINA Stephan (director)
- Board meeting, 1ier mai 2026
- Registered-office move, Rue Renaissance (MI) 26-5376 Havelange
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Havelange · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Renaissance(MI) 265376 HavelangeGround area
3,206 m²
Building footprint
186 m²
Parcel 91091A0347/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Renaissance(MI) 26, 5376 Havelange
since 20152.246.364.503
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91091A0347/00G000 | Wallonia | 3,206 m² | 1 · 186 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other provisions of the articles (1)
- Legal form clause: Société à responsabilité limitée
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.