VINSI
ActiveThe computed 12-month bankruptcy probability of VINSI is 1.9% (moderate). The 2025 annual accounts show equity of €76k and a net result of €1k. Equity is growing by ~34.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 7332 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-29
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 6.26 against 2.86 in 2024; short-term debt: 10% and cash: 4.3% of total assets), and 10% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
1.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
33 d early
2024
53 d early
2023
47 d early
2022
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 1.7%
2024 · €74k
2022: €23k
2023: €47k
2024: €74k
2022 → 2025
Total assets
€84k▼ 7.1%
2024 · €90k
2022: €29k
2023: €82k
2024: €90k
2022 → 2025
Net result
€1k▼ 95.2%
2024 · €27k
2022: €18k
2023: €24k
2024: €27k
2022 → 2025
Working capital
€44k▲ 57.8%
2024 · €28k
2022: €15k
2023: €-8k
2024: €28k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€23k-€47k▲ 104%€74k▲ 56.3%€76k▲ 1.7%
Operating result€23k-€31k▲ 35.8%€35k▲ 11.3%€3k▼ 90.0%
Net result€18k-€24k▲ 32.9%€27k▲ 10.3%€1k▼ 95.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€32k▼ 33.5%
Current assets
€52k▲ 22.1%
Equity and liabilities €84k
Equity
€76k▲ 1.7%
Debt
€8k▼ 47.9%
The debt ratio falls from 17.8% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €51k
Cash flow
€18k▼
2024 · €43k
Solvency
90.0%▲
2024 · 82.2%
Current ratio
6.26▲
2024 · 2.86
Quick ratio
6.26▲
2024 · 2.86
Debt / equity
0.11▼
2024 · 0.22
ROE
1.7%▼
2024 · 36.0%
ROA
1.5%▼
2024 · 29.6%
Interest coverage
43.30▼
2024 · 108.43
Debt
€8k▼
2024 · €16k
Debt ≤ 1 year
€8k▼
2024 · €15k
Income taxes
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€84k▼
Fixed assets21/28€47k€32k▼
Tangible fixed assets22/27€47k€32k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€43k€29k▼
Financial fixed assets28€915-
Current assets29/58€43k€52k▲
Amounts receivable within one year40/41€38k€45k▲
Trade receivables40€36k€43k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€90k€84k▼
Equity10/15€74k€76k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€69k€71k▲
Amounts payable17/49€16k€8k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€15k€8k▼
Current portion of amounts payable after more than one year42€4k€1k▼
Trade debts44€462€638▲
Suppliers440/4€462€638▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€7k€2k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48-€815
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€384€1k▲
Gross operating margin9900€51k€21k▼
Operating profit (loss)9901€35k€3k▼
Financial income75/76B€0€10▲
Recurring financial income75€0€10▲
Financial charges65/66B€466€458▼
Recurring financial charges65€466€458▼
Profit (loss) for the period before taxes9903€34k€3k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€27k€1k▼
Profit (loss) for the period to be appropriated9905€27k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€71k▲
Profit (loss) brought forward from the previous period14P€42k€69k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €1k ▼95.2%
Net result drops to €1k, the lowest in the series.
30-06
Financial
Liquidity doublescurrent ratio 6.26
Current ratio from 2.86 to 6.26; short-term debt falls from €15k to €8k.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2022net €27k ▲10.3%
Operating result €35k, net result €27k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 2.86
Current ratio from 0.71 to 2.86; short-term debt falls from €30k to €15k.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
W.A. Mozartlaan 21620 DrogenbosGround area
1.1 ha
Building footprint
864 m²
Volume, LiDAR
9,650 m³
2 parcels, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VINSI
since 20202.312.483.166
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22001A0006/00W002 | Flanders | 1.1 ha | 1 · 794 m² | 13.0 m · 4 fl. |
| 23016D0303/00L002 | Flanders | 191 m² | 1 · 70 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TEAM PROJET
BE 0720.681.789
Sint-Genesius-Rode · Eq €76k
HMT Construct
BE 0759.917.596
Leuven · Eq €76k
SCAI CONSTRUCT
BE 0761.768.714
Koekelberg · Eq €75k
BBR Renovaties
BE 0756.485.281
Haaltert · Eq €75k
BOUWWERKEN TURCQ
BE 0794.363.385
Lo-Reninge · Eq €75k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 13,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2020
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.