VINOTEL X
ActiveSummary
VINOTEL X has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €42k. Equity is growing by ~68.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 1304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▲+1
Solvency36▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.74 in 2024; short-term debt: 9.9% and cash: 8% of total assets), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
3.7%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
on the day
2022
5 d early
2021
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 47.1%
2024 · €88k
2021: €-14k
2022: €18k
2023: €52k
2024: €88k
2021 → 2025
Total assets
€1.13M▲ 0.1%
2024 · €1.13M
2021: €1.20M
2022: €1.16M
2023: €1.15M
2024: €1.13M
2021 → 2025
Net result
€42k▲ 14.6%
2024 · €36k
2021: €-44k
2022: €32k
2023: €34k
2024: €36k
2021 → 2025
Working capital
€4k
2024 · €-22k
2021: €-62k
2022: €-75k
2023: €-65k
2024: €-22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€18k€52k▲ 185%€88k▲ 69.9%€130k▲ 47.1%
Operating result€-30k-€51k€53k▲ 2.8%€68k▲ 28.8%€81k▲ 19.2%
Net result€-44k-€32k€34k▲ 4.2%€36k▲ 7.5%€42k▲ 14.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.02M ▼ 4.9%
Current assets
€117k ▲ 86.7%
Equity and liabilities €1.13M
Equity
€130k ▲ 47.1%
Debt
€1.00M ▼ 3.8%
Debt's share of the balance-sheet total falls from 92.2% to 88.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134k▲
2024 · €120k
Cash flow
€94k▲
2024 · €89k
Current ratio
1.04▲
2024 · 0.74
Quick ratio
0.83▲
2024 · 0.51
Debt to equity
7.70▼
2024 · 11.78
ROE
32.0%▼
2024 · 41.1%
ROA
3.7%▲
2024 · 3.2%
Interest coverage
3.77▼
2024 · 3.80
Debt ≤ 1 year
€112k▲
2024 · €85k
Debt > 1 year
€890k▼
2024 · €957k
Income taxes
€5k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.13M▲
Formation expenses20€610€259▼
Fixed assets21/28€1.07M€1.02M▼
Tangible fixed assets22/27€1.07M€1.02M▼
Land and buildings22€932k€898k▼
Plant, machinery and equipment23€73k€64k▼
Furniture and vehicles24€62k€54k▼
Financial fixed assets28-€150
Current assets29/58€63k€117k▲
Stocks and contracts in progress3€20k€23k▲
Stocks30/36€20k€23k▲
Amounts receivable within one year40/41€515€2k▲
Trade receivables40-€1k
Other amounts receivable41€515€570▲
Cash at bank and in hand54/58€42k€91k▲
Deferred charges and accrued income490/1-€598
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.13M▲
Equity10/15€88k€130k▲
Contributions10/11€30k€30k=
Reserves13€58k€100k▲
Distributable reserves133€58k€100k▲
Amounts payable17/49€1.04M€1.00M▼
Amounts payable after more than one year17€957k€890k▼
Financial debts170/4€957k€890k▼
Amounts payable within one year42/48€85k€112k▲
Current portion of amounts payable after more than one year42€52k€64k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Advances received on contracts in progress46€13k€14k▲
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€14k€14k=
Accrued charges and deferred income492/3-€0
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€53k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€124k€137k▲
Operating profit (loss)9901€68k€81k▲
Financial income75/76B€33€1k▲
Recurring financial income75€33€1k▲
Financial charges65/66B€32k€36k▲
Recurring financial charges65€32k€36k▲
Profit (loss) for the period before taxes9903€36k€47k▲
Income taxes67/77€0€5k▲
Profit (loss) for the period9904€36k€42k▲
Profit (loss) for the period to be appropriated9905€36k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€42k▲
Transfer to equity691/2€36k€42k▲
To the legal reserve6920€36k€42k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €42k ▲14.6%
Operating result €81k, net result €42k, both a record.
30-06
Financial
Equity above €100kEq €130k ▲47.1%
4 profitable years in a row build equity to €130k.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationslaan 103700 Tongeren-BorgloonGround area
620 m²
Building footprint
190 m²
Volume, LiDAR
2,134 m³
Parcel 73347A0344/00A005, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vinotel X
since 20192.294.591.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73347A0344/00A005 | Flanders | 620 m² | 1 · 190 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 4,008 EUR awarded · 4,008 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,755 EUR | 1,755 EUR |
| 2022 | 2 | 2,253 EUR | 2,253 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.294.591.517
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Of 2,394 companies in sector 55100 we hold annual accounts for 1,517. 1,081 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end30-06
Activities, NACEBEL 2025
55100Hotels and similar accommodation
56309Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.