Vinoherck
ActiveVinoherck has been active since 1944 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €665k and a net result of €-92k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▲+6
Solvency66▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.39 in 2023; short-term debt: 56.4% and cash: 2.4% of total assets), and 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.7%
Return on assets
-5.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-92k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
22 d late
2022
11 d early
2021
2 d early
2020
32 d early
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€665k▼ 12.2%
2023 · €757k
2018: €877k
2019: €862k
2020: €879k
2021: €878k
2022: €889k
2023: €757k
2018 → 2024
Total assets
€1.63M▼ 16.4%
2023 · €1.95M
2018: €2.35M
2019: €2.21M
2020: €1.98M
2021: €1.86M
2022: €2.11M
2023: €1.95M
2018 → 2024
Net result
€-92k▲ 29.6%
2023 · €-131k
2018: €76k
2019: €-16k
2020: €17k
2021: €-618
2022: €10k
2023: €-131k
2018 → 2024
Working capital
€364k▼ 16.7%
2023 · €437k
2018: €462k
2019: €483k
2020: €527k
2021: €554k
2022: €561k
2023: €437k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€879k-€878k▼ 0.1%€889k▲ 1.2%€757k▼ 14.8%€665k▼ 12.2%
Operating result€47k-€25k▼ 46.9%€32k▲ 25.4%€-115k€-63k▲ 45.2%
Net result€17k-€-618€10k€-131k€-92k▲ 29.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €63k in 2024 against €115k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.63M
Fixed assets
€348k▼ 14.2%
Current assets
€1.28M▼ 16.9%
Equity and liabilities €1.63M
Equity
€665k▼ 12.2%
Debt
€968k▼ 19.0%
The debt ratio falls from 61.2% to 59.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€16k▲
2023 · €-41k
Cash flow
€-13k▲
2023 · €-58k
Solvency
40.7%▲
2023 · 38.8%
Current ratio
1.40▲
2023 · 1.39
Quick ratio
0.39▼
2023 · 0.48
Debt / equity
1.46▼
2023 · 1.58
ROE
-13.9%▲
2023 · -17.3%
ROA
-5.7%▲
2023 · -6.7%
Interest coverage
0.51▲
2023 · -1.27
Debt
€968k▼
2023 · €1.19M
Debt ≤ 1 year
€920k▼
2023 · €1.11M
Debt > 1 year
€46k▼
2023 · €86k
Staff costs
€307k▲
2023 · €272k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.95M€1.63M▼
Fixed assets21/28€406k€348k▼
Intangible fixed assets21€40k€30k▼
Tangible fixed assets22/27€365k€318k▼
Land and buildings22€327k€290k▼
Furniture and vehicles24€39k€27k▼
Financial fixed assets28€675€675=
Current assets29/58€1.55M€1.28M▼
Stocks and contracts in progress3€1.01M€921k▼
Stocks30/36€1.01M€921k▼
Amounts receivable within one year40/41€471k€314k▼
Trade receivables40€372k€313k▼
Other amounts receivable41€99k€288▼
Cash at bank and in hand54/58€52k€40k▼
Deferred charges and accrued income490/1€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.95M€1.63M▼
Equity10/15€757k€665k▼
Contributions10/11€64k€64k=
Capital10€64k€64k=
Issued capital100€64k€64k=
Reserves13€253k€233k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€151k€130k▼
Distributable reserves133€96k€96k=
Profit (loss) carried forward14€440k€368k▼
Amounts payable17/49€1.19M€968k▼
Amounts payable after more than one year17€86k€46k▼
Financial debts170/4€86k€46k▼
Amounts payable within one year42/48€1.11M€920k▼
Current portion of amounts payable after more than one year42€47k€40k▼
Financial debts43€240k€240k=
Credit institutions430/8€240k€240k=
Trade debts44€529k€323k▼
Suppliers440/4€529k€323k▼
Taxes, remuneration and social security45€89k€110k▲
Taxes450/3€53k€67k▲
Remuneration and social security454/9€36k€43k▲
Other amounts payable47/48€204k€207k▲
Accrued charges and deferred income492/3€20€1k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€272k€307k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€79k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-538€0▲
Other operating charges640/8€17k€18k▲
Gross operating margin9900€247k€342k▲
Operating profit (loss)9901€-115k€-63k▲
Financial income75/76B€16k€2k▼
Recurring financial income75€16k€2k▼
Financial charges65/66B€32k€32k▼
Recurring financial charges65€32k€32k▼
Profit (loss) for the period before taxes9903€-131k€-92k▲
Profit (loss) for the period9904€-131k€-92k▲
Transfer from tax-exempt reserves789€20k€20k=
Profit (loss) for the period to be appropriated9905€-111k€-72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€440k€368k▼
Profit (loss) brought forward from the previous period14P€551k€440k▼
Social balance
Average headcount (FTE)90874.14.2▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 71 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €-131k ▼1358%
Net result drops to €-131k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 17 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1944
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halifaxstraat 32030 AntwerpenGround area
5,920 m²
Building footprint
3,159 m²
Volume, LiDAR
23,210 m³
Parcel 11817F0639/00C000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Halifaxstraat 3, 2030 Antwerpen
since 19442.006.053.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11817F0639/00C000 | Flanders | 5,920 m² | 1 · 3,159 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.006.053.436
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DRANKENCENTRALE E. MAES
BE 0428.349.129
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BIERHANDEL RESO
BE 0424.911.765
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Of 1,582 companies in sector 46349 we hold annual accounts for 987. 647 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-09-1944
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
51340
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.