VinMat
ActiveVinMat has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €25k. Its solvency ranks better than 52% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency71▲+9
Growth52
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.76 against 1.12 in 2024; short-term debt: 51.8% and cash: 30.5% of total assets), and 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
134 d early
2024
139 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 49.1%
2024 · €52k
2024: €52k
2024 → 2025
Total assets
€168k▲ 19.1%
2024 · €141k
2024: €141k
2024 → 2025
Net result
€25k▼ 45.7%
2024 · €47k
2024: €47k
2024 → 2025
Working capital
€-21k
2024 · €10k
2024: €10k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€52k-€77k▲ 49.1%
Operating result€60k-€35k▼ 40.6%
Net result€47k-€25k▼ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€102k▲ 119%
Current assets
€66k▼ 29.9%
Equity and liabilities €168k
Equity
€77k▲ 49.1%
Debt
€91k▲ 1.6%
The debt ratio falls from 63.2% to 54.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▼
2024 · €69k
Cash flow
€48k▼
2024 · €57k
Solvency
46.0%▲
2024 · 36.8%
Current ratio
0.76▼
2024 · 1.12
Quick ratio
0.76▼
2024 · 1.12
Debt / equity
1.17▼
2024 · 1.72
ROE
32.9%▼
2024 · 90.4%
ROA
15.2%▼
2024 · 33.2%
Interest coverage
15.47▼
2024 · 152.02
Debt
€91k▲
2024 · €89k
Debt ≤ 1 year
€87k▲
2024 · €85k
Income taxes
€7k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€168k▲
Fixed assets21/28€47k€102k▲
Tangible fixed assets22/27€47k€101k▲
Furniture and vehicles24€47k€101k▲
Financial fixed assets28-€500
Current assets29/58€95k€66k▼
Amounts receivable within one year40/41€11k€15k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€494€0▼
Cash at bank and in hand54/58€84k€51k▼
Deferred charges and accrued income490/1-€472
Equity and liabilities
Total equity and liabilities10/49€141k€168k▲
Equity10/15€52k€77k▲
Contributions10/11€5k€5k=
Reserves13€47k€72k▲
Distributable reserves133€47k€72k▲
Amounts payable17/49€89k€91k▲
Amounts payable within one year42/48€85k€87k▲
Trade debts44€6k€805▼
Suppliers440/4€6k€805▼
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€12k€9k▼
Other amounts payable47/48€67k€77k▲
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€22k▲
Other operating charges640/8€153€2k▲
Gross operating margin9900€70k€59k▼
Operating profit (loss)9901€60k€35k▼
Financial income75/76B-€855
Recurring financial income75-€855
Financial charges65/66B€457€4k▲
Recurring financial charges65€457€4k▲
Profit (loss) for the period before taxes9903€59k€33k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€47k€25k▼
Profit (loss) for the period to be appropriated9905€47k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€25k▼
Transfer to equity691/2€47k€25k▼
To other reserves6921€47k€25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Glabbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pepinusfortstraat 283380 GlabbeekGround area
820 m²
Building footprint
132 m²
Volume, LiDAR
738 m³
Parcel 24018A0115/00E000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VinMat
since 20232.350.697.208
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24018A0115/00E000 | Flanders | 820 m² | 1 · 132 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Flownergy
BE 0780.654.713
Anderlecht · Eq €77k
Edulogos
BE 0891.105.841
Leuven · Eq €77k
BRAIN ACADEMY
BE 0676.678.037
Overijse · Eq €77k
EUPHELIA
BE 0655.800.964
Trooz · Eq €78k
VISUALITY
BE 0827.516.304
Brussel · Eq €78k
Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 1,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2023
Fiscal year end31-12
Activities, NACEBEL
85599Other education
01610Support activities for crop production
68121Development of residential building projects
68122Development of non-residential building projects
77110Renting and leasing of cars and light motor vehicles
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.