VINIVINS
ActiveVINIVINS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €6k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability43▼-4
Solvency40▲+1
Growth68=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.15 in 2023; short-term debt: 61.9% and cash: 1% of total assets), and 85.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
0.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4852 sector peers (2025).
NBB · sector comparisonPosition among 4852 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2023
10 d late
2022
10 d late
2021
9 d late
2020
39 d early
2019
41 d early
2018
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.11M▼ 13.3%
2022 · €1.28M
2021: €936k
2022: €1.28M
2021 → 2025
EBIT margin
2.3%▲ 0.2pp
2022 · 2.1%
2021: 0.6%
2022: 2.1%
2021 → 2025
Net result
€6k▲ 200%
2023 · €2k
2018: €5k
2019: €489
2020: €11k
2021: €19k
2022: €20k
2023: €2k
2018 → 2025
Working capital
€68k▼ 21.6%
2023 · €87k
2018: €180k
2019: €175k
2020: €152k
2021: €100k
2022: €90k
2023: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Turnover€936k€1.28M▲ 37.0%€1.11M
Equity€110k-€126k▲ 14.6%€143k▲ 13.4%€143k▼ 0.6%€149k▲ 4.5%
Operating result€16k-€6k▼ 65.0%€27k▲ 385%€18k▼ 32.1%€25k▲ 37.6%
Net result€11k-€19k▲ 66.9%€20k▲ 4.8%€2k▼ 89.4%€6k▲ 200%
Result per fiscal year
Operating resultNet result
The operating result is €25k in 2025, compared with €18k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.01M
Fixed assets
€315k▼ 12.8%
Current assets
€691k▲ 4.8%
Equity and liabilities €1.01M
Equity
€149k▲ 4.5%
Debt
€857k▼ 2.4%
The debt ratio falls from 86.0% to 85.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2023 · €48k
Cash flow
€36k▲
2023 · €31k
Solvency
14.8%▲
2023 · 14.0%
Current ratio
1.11▼
2023 · 1.15
Quick ratio
0.75▲
2023 · 0.67
Debt / equity
5.75▼
2023 · 6.16
ROE
4.2%▲
2023 · 1.5%
ROA
0.6%▲
2023 · 0.2%
Interest coverage
3.06▼
2023 · 3.42
Debt
€857k▼
2023 · €878k
Debt ≤ 1 year
€623k▲
2023 · €572k
Debt > 1 year
€234k▼
2023 · €305k
Income taxes
€9k▼
2023 · €10k
Staff costs
€92k▲
2023 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€1.02M€1.01M▼
Fixed assets21/28€361k€315k▼
Tangible fixed assets22/27€361k€315k▼
Land and buildings22€321k€304k▼
Furniture and vehicles24€30k€5k▼
Leasing and similar rights25€10k€6k▼
Financial fixed assets28€500€500=
Current assets29/58€659k€691k▲
Stocks and contracts in progress3€273k€225k▼
Stocks30/36€273k€225k▼
Amounts receivable within one year40/41€376k€456k▲
Trade receivables40€373k€456k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.01M▼
Equity10/15€143k€149k▲
Contributions10/11€50k€50k=
Capital10€50k€50k=
Issued capital100€50k€50k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€53k€65k▲
Investment grants15€38k€32k▼
Amounts payable17/49€878k€857k▼
Amounts payable after more than one year17€305k€234k▼
Financial debts170/4€305k€234k▼
Amounts payable within one year42/48€572k€623k▲
Current portion of amounts payable after more than one year42€43k€40k▼
Financial debts43€92k€80k▼
Credit institutions430/8€92k€80k▼
Trade debts44€396k€331k▼
Suppliers440/4€396k€331k▼
Taxes, remuneration and social security45€14k€18k▲
Taxes450/3€901€10k▲
Remuneration and social security454/9€13k€8k▼
Other amounts payable47/48€28k€154k▲
Accrued charges and deferred income492/3-€106
Income statement
Code20232025
Turnover70-€1.11M
Goods, raw materials, services and sundry goods60/61-€968k
Remuneration, social security and pensions62€86k€92k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k=
Other operating charges640/8€14k€15k▲
Gross operating margin9900€147k€162k▲
Operating profit (loss)9901€18k€25k▲
Financial income75/76B€8k€9k▲
Recurring financial income75€8k€9k▲
Financial charges65/66B€14k€19k▲
Recurring financial charges65€14k€18k▲
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€12k€15k▲
Income taxes67/77€10k€9k▼
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€65k▲
Profit (loss) brought forward from the previous period14P€51k€59k▲
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 22 days late
2024
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 10 days late
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 10 days late
2022
30-09
Financial
Highest result since 2018net €20k ▲4.8%
Operating result €27k, net result €20k, both a record.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Weakest financial yearnet €489 ▼90.9%
Net result drops to €489, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
29-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Commune 1394101 SeraingGround area
2,341 m²
Building footprint
1,199 m²
Volume, LiDAR
5,853 m³
Parcel 62058A0463/00X000, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Commune 139, 4101 Seraing
since 20102.190.672.645
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62058A0463/00X000 | Wallonia | 2,341 m² | 1 · 1,199 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeraing2.190.672.645
Similar companies · same sector, comparable size
DISTRI DRINKS SERVICES
BE 0435.350.747
Tubize · Eq €149k
Liko Horecagroothandel
BE 1008.604.416
Herentals · Eq €149k
S.P.R.L. Etablissements Eugène NAWAY
BE 0405.845.228
Herve · Eq €149k
ROISIN BOISSONS SERVICES
BE 0831.824.785
Honnelles · Eq €147k
CASSIMAN ZUIVEL
BE 0451.308.831
Dendermonde · Eq €152k
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-08-2007
Fiscal year end30-09
Activities, NACEBEL
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
51340
46332Wholesale trade
46370Wholesale trade
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.