VINILOUVE
ActiveVINILOUVE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €10k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-1
Solvency33▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.37 against 1.38 in 2023; short-term debt: 16.4% and cash: 0.6% of total assets), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8%
Return on assets
8.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9517 sector peers (2024).
NBB · sector comparisonPosition among 9517 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
58 d late
2020
61 d late
2019
31 d late
2018
30 d late
2017
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k
2023 · €-77
2018: €-41k
2019: €-32k
2020: €-21k
2023: €-77
2018 → 2024
Total assets
€130k▼ 17.3%
2023 · €157k
2018: €154k
2019: €157k
2020: €150k
2023: €157k
2018 → 2024
Net result
€10k▼ 27.3%
2023 · €14k
2018: €-17k
2019: €8k
2020: €11k
2023: €14k
2018 → 2024
Working capital
€-14k
2023 · €8k
2018: €-9k
2019: €2k
2020: €-10k
2023: €8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020232024Trend
Equity€-41k-€-32k▲ 20.9%€-21k▲ 33.2%€-77▲ 99.6%€10k
Operating result€-15k-€14k€17k▲ 23.4%€23k▲ 38.2%€18k▼ 22.6%
Net result€-17k-€8k€11k▲ 25.4%€14k▲ 35.5%€10k▼ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130k
Fixed assets
€122k▼ 3.7%
Current assets
€8k▼ 74.3%
Equity and liabilities €130k
Equity
€10k
Debt
€120k
Debt finances 92.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k▼
2023 · €28k
Cash flow
€15k▼
2023 · €19k
Solvency
8.0%▲
2023 · 0.0%
Current ratio
0.37▼
2023 · 1.38
Quick ratio
0.37▼
2023 · 1.38
Debt / equity
11.51
ROE
100.7%
ROA
8.1%▼
2023 · 9.2%
Interest coverage
6.59▼
2023 · 7.04
Debt
€120k▼
2023 · €158k
Debt ≤ 1 year
€21k▼
2023 · €22k
Debt > 1 year
€99k▼
2023 · €136k
Income taxes
€4k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€157k€130k▼
Fixed assets21/28€127k€122k▼
Tangible fixed assets22/27€127k€122k▼
Land and buildings22€127k€122k▼
Current assets29/58€30k€8k▼
Amounts receivable within one year40/41€30k€7k▼
Trade receivables40€22k€7k▼
Other amounts receivable41€8k-
Cash at bank and in hand54/58€388€777▲
Equity and liabilities
Total equity and liabilities10/49€157k€130k▼
Equity10/15€-77€10k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€99€99=
Legal reserve130€99€99=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-30k€-19k▲
Amounts payable17/49€158k€120k▼
Amounts payable after more than one year17€136k€99k▼
Financial debts170/4€90k€87k▼
Other amounts payable178/9€45k€12k▼
Amounts payable within one year42/48€22k€21k▼
Current portion of amounts payable after more than one year42€3k€4k▲
Trade debts44€8k€667▼
Suppliers440/4€8k€667▼
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€11k€17k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€29k€24k▼
Operating profit (loss)9901€23k€18k▼
Financial income75/76B€83-
Recurring financial income75€83-
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€19k€14k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€14k€10k▼
Profit (loss) for the period to be appropriated9905€14k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-19k▲
Profit (loss) brought forward from the previous period14P€-44k€-30k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Highest result since 2018net €14k ▲35.5%
Operating result €23k, net result €14k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.38
Current ratio from 0.47 to 1.38.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-12
Financial
Liquidity times 12current ratio 1.25
Current ratio from 0.10 to 1.25; short-term debt falls from €10k to €7k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
2015
20-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
28-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 2 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Henrichamps(F-E) 156140 Fontaine-l'EvêqueGround area
1.2 ha
Building footprint
262 m²
Volume, LiDAR
2,279 m³
3 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Rue de Marbaix 209, 6110 Montigny-le-Tilleul
since 19872.029.780.923
Rue de l'Yser(H-G), 7110 La Louvière
since 20022.029.781.022
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55020B0417/00G003 | Wallonia | 1.0 ha | - | - |
| 52022A0190/00K010 | Wallonia | 934 m² | 1 · 201 m² | 11.0 m · 3 fl. |
| 52048D0081/00E006 | Wallonia | 572 m² | 1 · 61 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 4,615 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded30-09-1987
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62020IT consultancy
62200Computer consultancy and computer facilities management
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.