Equity
€37,203 ▲ 41.8%
Vingolf has made a profit in every financial year since 2023.
Vingolf
Overview
Lifetime
3 annual accounts with figures on one time axispeak €23,511 (2023)
€16,637▼ 8.8%
peak €12,187 (2023)
€10,971▼ 5.0%
peak €37,203 (2025)
€37,203▲ 41.8%
€13,370▲ 4.2%
Board1 name since 2023
1 directorBrecht Jans
Documentsfilings and deeds
24-06-202637 days before the deadline
2025micro format
Equity from €26,232 to €37,203Investments €3,126
Key points
from the 2025 annual accountsTurnover
≈ €140,000 estimated
The micro format states no turnover.
Investments
€3,126 3.1 × depreciation
Green is investment, beige is depreciation.
Checked score
72
Healthy
Financially stronger than 77% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.8%● unchanged vs 12-2024
02-2025: 1.9%▲ +0.1 percentage points vs 01-2025
03-2025: 1.9%● unchanged vs 02-2025
04-2025: 2.0%▲ +0.1 percentage points vs 03-2025
05-2025: 2.1%▲ +0.1 percentage points vs 04-2025
06-2025: 2.1%● unchanged vs 05-2025
07-2025: 2.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.8%▼ -1.4 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.9%▲ +0.1 percentage points vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 0.8%▼ -0.1 percentage points vs 06-2026
08-2026: 0.8%● unchanged vs 07-2026
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 0.6%▼ -0.2 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €50,573
Founded in 2023
lowers risk
Liquidity: current ratio 3.48, cash €10,781
Equity €37,203 (73.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 79% of them on solvency, 65% on liquidity, 82% on profitability and 80% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Vingolf has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Vingolf itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Vingolf. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.48 (2.89 in 2024), above the usual 1.5. Short-term debt is 26.4% and cash 21.3% of total assets. 26.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
37 days early
2024
24 days early
2023
20 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 27 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798869432
Incorporation
Founding capital of €2,500, 100 shares · Founder: Brecht Jans · Appointment: Brecht Jans (director) · published on 01-03-2023 · Gazette deed
First establishment
Gloxinialaan 11, Lochristi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Vingolf Lochristi | €50,573 | €16,637 | 73.6% | - |
| KLNC Lochristi | €49,860 | €14,853 | 18.4% | - |
| HBtec Lebbeke | €49,264 | €14,463 | 22.2% | - |
| Stroum Gavere | €43,547 | €14,128 | 34.2% | - |
| Bairiiz Evolutions Dendermonde | €57,722 | €20,058 | 69.0% | - |
| ELGK Buggenhout | €53,659 | €12,935 | 94.0% | - |
| DE BAERE JARCO Aalter | €52,072 | €21,309 | 47.7% | - |
These companies have the same main activity as Vingolf: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €43,500 and €57,700, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 27-02-2023Normal situation
- Activity
- General electrical installation workNACE 43211and 2 others
- Establishment unit
- 2.342.012.8379080 Lochristi, since 27-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- €16,637▼ 8.8%
- €10,971▼ 5.0%
- €37,203▲ 41.8%
- €50,573▲ 29.5%
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on Vingolf
Vingolf files the micro format. That format states no turnover. The gross margin fell from €23,511 in 2023 to €16,637 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-06-2026, 37 days before the deadline€16,637
▼ 8.8%
€15,081
▼ 12.7%
€10,971
▼ 5.0%
€33,104
▲ 36.6%
73.6%
▲ 6.4 percentage points
3.48
▲ 0.59
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €90,000 and €290,000.
Balance sheet
balance sheet total €50,573 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
73.6%
Higher than 79% of 35,136 companies in 2025.
3.48
Higher than 76% of 34,510 companies in 2025.
21.7%
Higher than 79% of 34,711 companies in 2025.
Vingolf
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
50,573 | 39,066 | 22,158 | |
21/28 |
4,099 | 1,991 | 1,403 | |
22/27 |
4,099 | 1,991 | 1,403 | |
23 |
793 | 1,098 | 1,403 | |
24 |
3,305 | 893 | - | |
29/58 |
46,474 | 37,075 | 20,756 | |
40/41 |
35,463 | 25,174 | 19,009 | |
40 |
14,143 | 13,717 | 9,377 | |
41 |
21,320 | 11,457 | 9,632 | |
54/58 |
10,781 | 11,286 | 1,607 | |
490/1 |
231 | 616 | 140 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
50,573 | 39,066 | 22,158 | |
10/15 |
37,203 | 26,232 | 14,687 | |
10/11 |
2,500 | 2,500 | 2,500 | |
13 |
34,703 | 23,732 | 12,187 | |
133 |
34,703 | 23,732 | 12,187 | |
17/49 |
13,370 | 12,834 | 7,472 | |
42/48 |
13,370 | 12,834 | 7,472 | |
44 |
4,904 | 2,874 | 2,605 | |
440/4 |
4,904 | 2,874 | 2,605 | |
45 |
8,465 | 9,960 | 4,867 | |
450/3 |
8,465 | 9,960 | 4,867 | |
| Income statement | ||||
9900 |
16,637 | 18,234 | 23,511 | |
630 |
1,019 | 511 | 1,148 | |
640/8 |
538 | 439 | 2,489 | |
9901 |
15,081 | 17,284 | 19,875 | |
75/76B |
948 | 589 | 293 | |
75 |
948 | 589 | 293 | |
65/66B |
1,629 | 2,090 | 3,635 | |
65 |
1,629 | 2,090 | 3,635 | |
9903 |
14,399 | 15,783 | 16,532 | |
67/77 |
3,428 | 4,237 | 4,345 | |
9904 |
10,971 | 11,545 | 12,187 | |
9905 |
10,971 | 11,545 | 12,187 | |
| Appropriation of the result | ||||
9906 |
10,971 | 11,545 | 12,187 | |
691/2 |
10,971 | 11,545 | 12,187 | |
6921 |
10,971 | 11,545 | 12,187 | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 16,099 | 17,795 | 21,022 | ||
| 11,990 | 12,056 | 13,334 | ||
| 3,126 | 1,099 | 2,550 | ||
| -505 | 9,679 | - | ||
| 33,104 | 24,241 | 13,284 | ||
| 73.6% | 67.1% | 66.3% | ||
| 3.48 | 2.89 | 2.78 | ||
| 0.36 | 0.49 | 0.51 | ||
| 29.5% | 44.0% | 83.0% | ||
| 21.7% | 29.6% | 55.0% | ||
| 9.88 | 8.52 | 5.78 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €3,126 | €1,099 | €1,523 |
| Intangible fixed assets | - | - | €1,028 |
| €1,019 | €511 | €1,148 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Vingolf
The operating result for 2025 is 13% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 32.9% to 26.4%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 23-02-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 24-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 01-03-2023
Mandates through the years
1 name, the dashed line is todayBrecht Jans
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- Brecht Jans
- Director (not named in the articles), from 23-02-2023 to date
Control
Capital
- Contribution
- €2,500
- Shares
- 100
- Contribution per share
- €25
- Equity per share
- €372 in 2025
- Source
- deed of 01-03-2023
Articles of association
deed of 01-03-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Geheel van de bevoegdheden, met mogelijkheid deel te delegeren, elke bestuurder mag alleen optredend alle handelingen stellen die nodig of…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Na betaling van schulden en kosten, verdeelt vereffenaar gelden of waarden die gelijk verdeeld kunnen worden onder aandeelhouders naar…”
Shareholders
At incorporation
deed of 01-03-2023 ↗
- Brecht Jans 100 shares (100%) · €2,500 in cash
Network & group
No group
Vingolf has no parent and no holdings in its annual accounts. Brecht Jans is the only director. Vingolf shares no director with another company.
At the same address
Gloxinialaan 11, 9080 Lochristi · 1 other company| Huyghebaert, Stefanie (sole trader)
establishment since 05-08-2024 |
founded in 2024 1012.174.412 |
Timeline
Timeline
6 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 37 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0798869432
Annual accounts 2024 filed PDFmicro format · 24 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 20 days before the deadline
2023
IncorporationFounding capital of €2,500, 100 shares · Founder: Brecht Jans · Appointment: Brecht Jans (director) · published on 01-03-20233 points ▸
- Founder, Brecht Jans
- Founding capital, €2,500, 100 shares
- Director appointment, Brecht Jans (director (not named in the articles))
- The deed holds 1 more point.
First establishment Gloxinialaan 11, Lochristi
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 27 February 2023, Vingolf was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 Brecht Jans has served as director since 2023.3 Total assets went from €22,158 in 2023 to €50,573 in 2025.4
Company details
Identity
- Enterprise number
- 0798.869.432
- VAT number
- BE 0798.869.432
- Peppol ID
- 0208:0798869432
- Other Peppol ID
- 9925:BE0798869432
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 27-02-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 18:00deed of 01-03-2023 (in Dutch)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…”deed of 01-03-2023 (in Dutch)
- Peppol
- Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Vingolf in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 01-03-2023 (in Dutch)
Activities
NACEBEL 202543211
General electrical installation work main activity
86940
Nursing and midwifery
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
82990
Other business support services
86906
Human health activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Dienstverlening in het kader van de gezondheidszorg in de meest ruime zin van het woord waaronder het verstrekken van lichaamsverzorging…”deed of 01-03-2023 (in Dutch)
29 activities
- Dienstverlening in het kader van de gezondheidszorg in de meest ruime zin van het woord waaronder het verstrekken van lichaamsverzorging, revalidatietraining, enz..
- Het verrichten van activiteiten in verband met de menselijke gezondheid die niet door ziekenhuizen of door praktiserende artsen worden uitgevoerd. Deze menselijke gezondheidszorg kan worden verstrekt in poliklinieken, eerstehulpposten, in praktijken die verbonden zijn aan bedrijven, scholen, bejaardentehuizen en beroepsorganisaties, in gezondheidsinstellingen (andere dan ziekenhuizen), in particuliere praktijken, bij de patiënten thuis.
- Het beheren en uitbaten van een medisch kenniscentrum.
- Het beheren en bijhouden van alle administratie betreffende de verpleging en kenniscentrum en dit voor zichzelf en voor andere.
- Het inrichten van algemene diensten en een medisch secretariaat in het bijzonder die nuttig of nodig zijn voor de uitoefening voormelde activiteiten.
- Het verstrekken van informatie en/of onderricht inzake verpleegkunde en andere paramedische beroepen en dit in de ruimste zin van het woord.
- Klein en groothandel, het huren en verhuren van medisch-, paramedisch- en verzorgingsproducten.
- Het organiseren van evenementen, beurzen, conferenties, seminaries en aanverwante activiteiten.
- De aan-en verkoop van goederen en diensten in kader van voormelde handelingen.
- Job en life coaching voor particulieren en bedrijven.
- Het bieden van professionele en methodische ondersteuning aan mensen met een langdurige ziekte of (arbeids)beperking, gericht op het vinden en behouden van een baan op de arbeidsmarkt.
- Het begeleiden van mensen om zelf hun persoonlijke, zakelijke en maatschappelijke doelen te bereiken, waaronder ondersteuning bij opvoedingssituaties, work- life balance, e.a.
- Het geven van keynotes en presentaties, het opstellen van pulse surveys, het organiseren en uitvoeren van insight discovery workshops, trainingen, coaching, mentorship en ondersteunende trajecten.
- Overige werkzaamheden inzake bouw, horeca en vastgoed die niet onderworpen zijn aan specifieke erkenningen en vergunningen.
- De vennootschap handelt voor eigen rekening, in commissie, als tussenpersoon of als vertegenwoordiger.
- Zij kan deelnemen of zich op andere wijze interesseren in allerhande vennootschappen, ondernemingen, groeperingen of organisaties.
- Het uitoefenen van bestuursmandaten en vereffeningsmandaten van vennootschappen.
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante immateriële en materiële activa.
- Het borgstellen ten voordele van en/of ten overstaan van derden, met het oog op commerciële, financiële, of andere verhandelingen, alsmede het verstrekken van leningen.
- De vennootschap mag alle verrichtingen stellen van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar doel verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar maatschappelijk doel.
- Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen, die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar maatschappelijk doel.
- De vennootschap mag haar doel verwezenlijken zowel in België als in het buitenland, op alle wijzen en manieren, die zij het best geschikt zou achten.
- De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in de Wetten en Koninklijke Besluiten op de financiële transacties en de financiële markten en over het vermogensbeheer en het beleggingsadvies.
- De vennootschap handelt voor eigen rekening, in commissie, als tussenpersoon of als vertegenwoordiger.
- De vennootschap zal zich dienen te onthouden van werkzaamheden die onderworpen zijn aan reglementaire bepalingen voor zover de vennootschap zelf niet aan deze bepalingen voldoet.
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend en onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen; de aan- en verkoop, huur en verhuur van roerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen;
- Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen, met inbegrip van het handelsfonds, in pand stellen, zij mag zich borgstellen en aval verlenen voor alle leningen, kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft.
- Dit alles in de meest ruime zin. Alsmede al hetgeen daar rechtstreeks of onrechtstreeks verband mede houdt.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Gloxinialaan 11 registered office 9080 Lochristi 86940 Nursing and midwifery | 27-02-2023 | 2.342.012.837 |
Buildings and parcels at the address
- Ground area
- 939 m²
- Buildings
- 141 m²
- Volume, LiDAR
- 865 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44034C0946/00E000 | 939 m² | 1 · 141 m² | 8.6 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0798.869.432