Financials
- Financial year
- 2025
- Total assets
- €76,040
- Loss
- -€15,230
- Solvency
- 8.8%
Total assets▲ 65.2%
Net result
20242025
VINET TERRASSEMENT
ActiveSummary
The computed 12-month bankruptcy probability of VINET TERRASSEMENT is 5.1% (elevated). The annual accounts of VINET TERRASSEMENT for financial year 2025 show a net loss of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €6,676 and a net result of -€15,230. Its solvency ranks better than 13% of 34,356 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Site preparation
NACE 43120
1 site
Size
€76,040total assets 2025
- Equity
- €6,676
- Loss
- -€15,230
Turnover not published (micro format)
Structure
Accounts 1 day early
Why 34raises riskFounded in 20241 change of registered office in 24 months1 of the last 3 latelowers riskFigures for financial year 2025 (filed 30-07-2026)Show the evidence
Checked score
Score 2025
34
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 8% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
34-39
equity 8.8% of total assets
Liquidity
6-28
short-term debt 90.3% · cash 4.5%
Profitability
6-94
return on assets -20.0%
Bankruptcy probability, 12 months
5.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.5%
01-2026: 2.5%● unchanged vs 12-2025lowest value
02-2026: 3.7%▲ +1.2 percentage points vs 01-2026
03-2026: 4.0%▲ +0.3 percentage points vs 02-2026
04-2026: 5.0%▲ +1.0 percentage point vs 03-2026
05-2026: 5.5%▲ +0.5 percentage points vs 04-2026
06-2026: 5.5%● unchanged vs 05-2026
07-2026: 5.7%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 5.1%▼ -0.6 percentage points vs 07-2026
09-2026: 5.1%● unchanged vs 08-2026
10-2026: 5.1%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.62, compared with 0.22 in 2024, below 1; short-term debt: 90.3% and cash: 4.5% of total assets), and 91.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 13% on solvency, 4% on liquidity, 10% on profitability and 6% on growth.
The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 34356 sector peers (2025).
NBB · sector comparisonPosition among 34356 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 day early
2024
68 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 34 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 25-11-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Site preparationNACE 43120
- Founded
- 21-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 21
- Annual meeting
- First Friday of June at 20:00
- Statutory auditor
- No statutory auditor
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